Chime Financial (CHYM) CEO reports stock gifts and RSU tax withholding

Rhea-AI Filing Summary

Chime Financial, Inc. Chief Executive Officer Christopher R. Britt reported dispositions of Class A Common Stock tied to gifts and tax withholding. On February 18, 2026, he made two bona fide gift transfers of 14,047 shares each, one from directly held shares and one from shares held indirectly through the Britt Living Trust, where he serves as trustee. On February 17, 2026, 9,494 shares were withheld at a price of $19.6900 per share to satisfy tax obligations related to restricted stock units, which the disclosure specifies does not represent a sale by him. After these transactions, directly held shares totaled 296,548 before the gifts and 282,501 after, with 52,785 shares reported as held indirectly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/17/2026		F		9,494(1)	D	$19.69	296,548(2)	D
Class A Common Stock	02/18/2026		G		14,047	D	$0	282,501(2)	D
Class A Common Stock	02/18/2026		G		14,047	A	$0	52,785	I	See footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Chime Financial (CHYM) disclose in this Form 4?

The filing shows CEO Christopher R. Britt reported three dispositions of Class A Common Stock: two bona fide gift transfers of 14,047 shares each and a 9,494-share tax-withholding transaction related to restricted stock units, rather than open-market stock sales.

Were any of the CHYM CEO’s reported transactions open-market sales?

No, the transactions were not open-market sales. Two were reported as bona fide gifts, and one involved 9,494 shares withheld to satisfy tax obligations from restricted stock units, explicitly stated as not representing a sale by the reporting person.

How many Chime Financial (CHYM) shares did the CEO transfer as gifts?

Christopher R. Britt reported two bona fide gift transfers of Class A Common Stock, each involving 14,047 shares. One gift came from shares held directly, and the other from shares held indirectly through the Britt Living Trust, where he serves as trustee.

What does the 9,494-share transaction at $19.6900 mean for CHYM’s CEO holdings?

The 9,494 shares at $19.6900 per share were withheld to cover tax obligations on restricted stock units. The disclosure notes this tax-withholding disposition does not represent a sale, and it reflects shares used to satisfy tax liabilities rather than a discretionary stock sale.

How are indirect CHYM share holdings of the CEO structured in this filing?

Indirectly held shares are reported as held by the Britt Living Trust, for which Christopher R. Britt serves as trustee. One of the 14,047-share bona fide gift transfers came from this trust-held position, and 52,785 shares are shown as indirectly owned after the reported transactions.