Chime Financial (CHYM) CEO details 50k spouse sale after share conversion

Rhea-AI Filing Summary

Chime Financial, Inc. Chief Executive Officer and director Christopher R. Britt filed a Form 4 reporting indirect transactions in the company’s stock on January 9, 2026. A family account converted 50,000 shares of Class B Common Stock into 50,000 shares of Class A Common Stock at $0 per share, and those Class A shares were then sold.

The 50,000 Class A shares were sold at a weighted average price of $28.0565 per share, in multiple trades between $28.0000 and $28.2150, under a Rule 10b5-1 trading plan adopted on September 15, 2025. The shares involved in these transactions are held by Britt’s spouse. After these trades, Britt continues to report 306,042 Class A shares held directly, some as restricted stock units, and additional indirect Class A interests through the Britt Living Trust and several trusts and GRATs that hold Class B shares convertible one-for-one into Class A with no expiration.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/09/2026		C		50,000	A	$0	50,000	I	See footnote(1)
Class A Common Stock	01/09/2026		S(2)		50,000	D	$28.0565(3)	0	I	See footnote(1)
Class A Common Stock								306,042	D(4)
Class A Common Stock								38,738	I	See footnote(5)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(6)	01/09/2026		C			50,000	(6)	(6)	Class A Common Stock	50,000	$0	283,000	I	See footnote(1)
Class B Common Stock	(6)							(6)	(6)	Class A Common Stock	466,599		466,599	I	See footnote(7)
Class B Common Stock	(6)							(6)	(6)	Class A Common Stock	500,000		500,000	I	See footnote(8)
Class B Common Stock	(6)							(6)	(6)	Class A Common Stock	500,000		500,000	I	See footnote(9)
Class B Common Stock	(6)							(6)	(6)	Class A Common Stock	466,599		466,599	I	See footnote(10)
Class B Common Stock	(6)							(6)	(6)	Class A Common Stock	14,643,564		14,643,564	I	See footnote(5)

Explanation of Responses:

1. The shares are held by the Reporting Person's spouse.

2. These shares were sold pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on September 15, 2025.

3. The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $28.0000 to $28.2150 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.

4. Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

5. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

6. Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

7. The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.

8. The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.

9. The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.

10. The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	01/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did Chime Financial (CHYM) disclose in this Form 4?

The filing reports that accounts associated with CEO Christopher R. Britt converted 50,000 shares of Class B Common Stock into 50,000 shares of Class A Common Stock at $0 per share and then sold those 50,000 Class A shares.

Who actually held and sold the 50,000 Chime Class A shares reported in the Form 4?

According to the footnotes, the 50,000 Class A shares were held by the reporting person’s spouse, and the sale is reported as an indirect transaction.

At what price were the 50,000 Chime (CHYM) Class A shares sold and how was it calculated?

The 50,000 Class A shares were sold at a weighted average price of $28.0565 per share, in multiple trades executed between $28.0000 and $28.2150 per share, inclusive.

Was the Chime CEO’s reported sale part of a Rule 10b5-1 trading plan?

Yes. The filing states that the 50,000-share Class A sale was made under a Rule 10b5-1 trading plan adopted by the reporting person on September 15, 2025.

What Chime Class A holdings does Christopher Britt report after these transactions?

After the reported transactions, Britt reports 306,042 Class A shares held directly, which include restricted stock units (RSUs), and 38,738 Class A shares held indirectly through the Britt Living Trust.

How are Chime’s Class B shares treated in this insider report?

The filing notes that each share of Class B Common Stock is convertible into one share of Class A Common Stock at the holder’s option and has no expiration date. Various trusts and GRATs, including the Britt Living Trust, Tiger GRAT, Aloha Trust, Tiger Trust, and Aloha GRAT, hold large blocks of these Class B shares as indirect holdings.

What roles does Christopher R. Britt hold at Chime Financial (CHYM)?

Christopher R. Britt is reported as both a Director and an Officer of Chime Financial, Inc., serving as the company’s Chief Executive Officer.