Chime Financial (CHYM) CFO trust sells 10,000 shares in trading plan

Rhea-AI Filing Summary

Chime Financial, Inc.'s Chief Financial Officer, Matthew S. Newcomb, reported an insider transaction involving shares of Class A Common Stock. On January 9, 2026, a trust associated with him, the 2019 Newcomb Fox Family Trust, sold 10,000 shares at a weighted average price of $28.0109 per share, in multiple trades between $28.00 and $28.15, under a pre-arranged Rule 10b5-1 trading plan adopted on August 25, 2025. After this sale, the trust held 2,240,798 shares indirectly, while Newcomb also had 420,113 shares reported as directly owned, some of which are restricted stock units that can convert into Class A shares if vesting conditions are met.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Newcomb Matthew S

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/09/2026		S(1)		10,000	D	$28.0109(2)	2,240,798	I	See footnote(3)
Class A Common Stock								420,113(4)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were sold pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on August 25, 2025.

2. The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $28.00 to $28.15 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.

3. These shares are held by 2019 Newcomb Fox Family Trust, for which the Reporting Person and his spouse serve as trustees.

4. Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	01/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Chime Financial (CHYM) disclose in this Form 4?

The filing reports that a trust associated with Chime Financial, Inc. Chief Financial Officer Matthew S. Newcomb sold 10,000 shares of Class A Common Stock on January 9, 2026.

At what price were the Chime Financial (CHYM) shares sold in this insider trade?

The 10,000 shares were sold at a weighted average price of $28.0109 per share, in multiple trades at prices ranging from $28.00 to $28.15 per share.

Who actually held the Chime Financial (CHYM) shares that were sold?

The sold shares are held by the 2019 Newcomb Fox Family Trust, for which the reporting person and his spouse serve as trustees, meaning the transaction is attributed to this trust.

Was the Chime Financial (CHYM) insider sale made under a Rule 10b5-1 trading plan?

Yes. The sale was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on August 25, 2025, which allows for pre-arranged trading.

How many Chime Financial (CHYM) shares does the reporting person hold after the transaction?

After the sale, the trust beneficially owned 2,240,798 shares indirectly, and the reporting person also reported 420,113 shares as directly owned Class A Common Stock.

What does the filing say about restricted stock units (RSUs) held by the Chime Financial (CHYM) CFO?

The filing notes that certain of the reported securities are restricted stock units (RSUs), each representing a contingent right to receive one share of Class A Common Stock, subject to applicable vesting schedules and conditions.

What is the role of the reporting person at Chime Financial (CHYM)?

The reporting person, Matthew S. Newcomb, is identified as an officer of Chime Financial, Inc., serving as the company’s Chief Financial Officer.