Citizens CIO reports RSU grant and share exercises
Citizens, Inc. Chief Information Officer Paula L. Guerrero reported routine equity compensation activity.
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Form Type
4
Rhea-AI Filing Summary
Citizens, Inc. Chief Information Officer Paula L. Guerrero reported routine equity compensation activity. On March 31, 2026 she exercised restricted stock units into a total of 4,120 shares of Class A common stock, with 1,439 shares withheld at $5.03 per share to cover tax obligations. She also received a new grant of 5,964 restricted stock units. Following these transactions, she directly holds about 17,358.9844 shares of Class A common stock and retains unvested restricted stock units tied to 2,709 and 3,035 underlying shares.
Insider Trade Summary
4,120 shares exercised/converted
Exercise
9 txns
Insider
Guerrero Paula L
Role
Chief Information Officer
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Exercise | Restricted Stock Units | 2,197 | $0.00 | $0.00 |
| Exercise | Restricted Stock Units | 1,923 | $0.00 | $0.00 |
| Grant/Award | Restricted Stock Units | 5,964 | $0.00 | $0.00 |
| Exercise | Citizens, Inc. Class A Common Stock | 2,197 | $0.00 | $0.00 |
| Exercise Price or Tax Liability | Citizens, Inc. Class A Common Stock | 767 | $5.03 | $4K |
| Exercise | Citizens, Inc. Class A Common Stock | 1,923 | $0.00 | $0.00 |
| Exercise Price or Tax Liability | Citizens, Inc. Class A Common Stock | 672 | $5.03 | $3K |
| holding | Restricted Stock Units | -- | -- | -- |
| holding | Restricted Stock Units | -- | -- | -- |
Holdings After Transaction:
Restricted Stock Units — 19,950 contracts for 5,744 underlying shares (Direct);
Citizens, Inc. Class A Common Stock — 17,358.9844 shares (Direct)
Footnotes (6)
- F1. On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).
- F2. On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).
- F3. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.
- F4. On March 31, 2026, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2026 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2027) an dthe second anniversary of the date of the grant (March 31, 2028) and the third anniversary of the date of the grant (March 31, 2029).
- F5. Initial grant was issued on August 15, 2023 and remaining number of shares will vest 1/2 on August 14, 2025 and 1/2 on August 15, 2026.
- F6. Vesting is 1/3 on the first anniversary of the date of the grant (March 28, 2025), 1/3 on the second anniversary of the grant (March 28, 2026) and 1/3 on the third anniversary of the grant (March 28, 2027).
Key Figures
RSU exercises into common stock: 4,120 shares
Tax-withholding shares: 1,439 shares at $5.03
New RSU grant: 5,964 RSUs
+3 more
6 metrics
RSU exercises into common stock
4,120 shares
Class A common stock acquired on March 31, 2026
Tax-withholding shares
1,439 shares at $5.03
Shares withheld to cover tax obligations on March 31, 2026
New RSU grant
5,964 RSUs
Award granted March 31, 2026 under Omnibus Incentive Plan
Direct common stock holding
17,358.9844 shares
Citizens Class A common stock held after transactions
Unvested RSUs tranche 1
2,709 underlying shares
Restricted stock units remaining outstanding, direct ownership
Unvested RSUs tranche 2
3,035 underlying shares
Additional restricted stock units remaining outstanding, direct ownership
Key Terms
Restricted Stock Units, Omnibus Incentive Plan, long-term incentive, pay-for-performance, +2 more
6 terms
Restricted Stock Units financial
"The reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Omnibus Incentive Plan financial
"an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive"
An omnibus incentive plan is a single, flexible program a company uses to give employees and executives different types of pay tied to performance — for example stock options, restricted shares, cash bonuses and other awards — all governed by one set of rules. It matters to investors because it determines how many new shares may be created, how leaders are motivated and how much the company will spend on compensation over time; think of it as a master toolbox that affects both costs and the total share supply.
long-term incentive financial
"an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive"
Long-term incentive is a form of pay awarded to executives and key employees that vests over several years and is tied to company performance, often paid in stock or stock-linked awards. It matters to investors because it shapes management’s motivation and risk-taking, can dilute existing shares, and affects future cash flow and company governance—think of it as a multi-year performance bonus that aligns leaders’ rewards with shareholder returns.
pay-for-performance financial
"an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 pay-for-performance"
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
contingent right financial
"Each restricted stock unit represents a contingent right to receive one share"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What insider transactions did CIA executive Paula Guerrero report?
Paula Guerrero reported routine equity compensation activity, including exercising restricted stock units into Class A common shares and a new RSU grant. Some of the newly acquired shares were withheld to satisfy tax obligations, a common feature of stock-based compensation programs.
What new RSU award did Citizens (CIA) grant to Paula Guerrero?
On March 31, 2026, Paula Guerrero received a grant of 5,964 restricted stock units under the Citizens, Inc. Omnibus Incentive Plan. Each unit represents a contingent right to receive one share of Class A common stock, vesting over multiple years according to the plan’s schedule.
What are Paula Guerrero’s Citizens (CIA) holdings after these Form 4 transactions?
After the reported transactions, Paula Guerrero directly holds approximately 17,358.9844 shares of Citizens Class A common stock. She also has unvested restricted stock units remaining, tied to 2,709 and 3,035 underlying shares, which may convert into stock as they vest over time.
How do the Citizens (CIA) RSU vesting schedules work for Guerrero’s awards?
Footnotes show her RSU awards generally vest in three equal annual installments starting one year after the grant date. Some earlier grants vest half on specified August dates. This multi-year vesting structure supports long-term incentive and pay-for-performance alignment for the executive.
AI-generated analysis. How Rhea-AI works. Not financial advice.
