STOCK TITAN

Citizens (NYSE: CIA) director converts 12,012 units and receives 7,042 RSUs

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Citizens, Inc. director Peter M. Carlson reported equity compensation activity involving Class A common stock. He exercised 12,012 previously granted restricted stock units into 12,012 shares of Class A common stock and, on the same date, received a new grant of 7,042 restricted stock units scheduled to vest on June 17, 2027. After these transactions, he directly holds 12,012 shares of Class A common stock and 7,042 restricted stock units, with no remaining position in the 12,012 units that vested and converted.

Positive

  • None.

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  • None.
Insider Carlson Peter M
Role null
Type Security Shares Price Value
Exercise Restricted Stock Units 12,012 $0.00 --
Grant/Award Restricted Stock Units 7,042 $0.00 --
Exercise Citizens, Inc. Class A Common Stock 12,012 $0.00 --
Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Citizens, Inc. Class A Common Stock — 12,012 shares (Direct, null)
Footnotes (1)
  1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock. On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.
Shares acquired via RSU exercise 12,012 shares Citizens, Inc. Class A Common Stock on June 17, 2026
New RSU grant 7,042 units Restricted Stock Units granted June 17, 2026
Shares held after transactions 12,012 shares Class A Common Stock, direct ownership after Form 4
RSUs outstanding after grant 7,042 units Contingent right to Class A Common Stock
Vesting date prior RSU grant June 17, 2026 12,012 RSUs vested and converted to shares
Vesting date new RSU grant June 17, 2027 7,042 RSUs scheduled vesting
Restricted Stock Units financial
"Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
derivative security financial
"Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
Class A Common Stock financial
"Citizens, Inc. Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Carlson Peter M

(Last)(First)(Middle)
11815 ALTERRA PARKWAY, SUITE 1500

(Street)
AUSTIN TEXAS 78758

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Citizens, Inc. Class A Common Stock06/17/2026M12,012A(1)12,012D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)06/17/2026M12,012 (2) (2)Citizens, Inc. Class A Common Stock12,012$00D
Restricted Stock Units(1)06/17/2026A7,042 (3) (3)Class A Common Stock7,042$07,042D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.
2. On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.
3. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.
Remarks:
/s/Sheryl Kinlaw, Attorney-in-Fact06/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Citizens, Inc. (CIA) director Peter M. Carlson report?

Peter M. Carlson reported equity compensation transactions, including exercising 12,012 restricted stock units into Class A common shares and receiving a new grant of 7,042 restricted stock units. These are non-cash, compensation-related entries rather than open-market stock purchases or sales.

How many Citizens, Inc. (CIA) shares does Peter M. Carlson hold after this Form 4?

After the reported transactions, Peter M. Carlson directly holds 12,012 shares of Citizens, Inc. Class A common stock. These shares resulted from the exercise of 12,012 restricted stock units that vested, replacing his prior derivative position in those units.

What new restricted stock units did Peter M. Carlson receive from Citizens, Inc. (CIA)?

On June 17, 2026, Peter M. Carlson received a grant of 7,042 restricted stock units, each representing a right to one share of Class A common stock. According to the footnote, these units vest on June 17, 2027, subject to the grant’s standard terms and conditions.

Were there any open-market buys or sells in this Citizens, Inc. (CIA) Form 4?

The Form 4 shows no open-market purchases or sales. All reported entries are equity compensation-related, including a derivative exercise of 12,012 restricted stock units into common shares and a new grant of 7,042 restricted stock units to the director.

What happened to the 12,012 restricted stock units previously granted to Peter M. Carlson at Citizens, Inc. (CIA)?

The 12,012 restricted stock units previously granted to Peter M. Carlson vested and were fully exercised into 12,012 shares of Class A common stock. Following this conversion, his remaining balance in that specific restricted stock unit grant is zero units.

When do Peter M. Carlson’s Citizens, Inc. (CIA) restricted stock units vest?

Footnotes state that a prior grant of 12,012 restricted stock units vested on June 17, 2026, and a new grant of 7,042 restricted stock units is scheduled to vest on June 17, 2027. Each unit corresponds to one share of Class A common stock.