Citizens director granted 7,042 RSUs

MCLAUGHLIN SEAN SAMUEL reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

MCLAUGHLIN SEAN SAMUEL reported acquisition or exercise transactions in this Form 4 filing.

Citizens, Inc. director Sean Samuel McLaughlin received a grant of 7,042 restricted stock units on June 17, 2026. Each unit represents a contingent right to one share of Class A common stock and will vest on June 17, 2027. Following these awards, he holds 7,042 RSUs and no directly owned Class A shares.

Insider Trade Summary

Grant/Award: 7,042 shares

Grant/Award 2 txns

Insider MCLAUGHLIN SEAN SAMUEL

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	7,042	$0.00	$0.00
holding	Citizens, Inc. Class A Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 7,042 contracts (Direct); Citizens, Inc. Class A Common Stock — 0 shares (Direct)

Footnotes (2)

1. F1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.
2. F2. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Key Figures

RSUs granted: 7,042 units RSU vesting date: June 17, 2027 Direct Class A shares after: 0 shares

3 metrics

RSUs granted 7,042 units Restricted stock units granted on June 17, 2026

RSU vesting date June 17, 2027 Vesting date for 7,042 RSUs

Direct Class A shares after 0 shares Direct Class A common stock holdings after transactions

Key Terms

Restricted Stock Units, Class A common stock, grant/award acquisition

3 terms

Restricted Stock Units financial

"On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A common stock financial

"Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

grant/award acquisition financial

"transaction_action": "grant/award acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Citizens (CIA) report for Sean Samuel McLaughlin?

Citizens reported that director Sean Samuel McLaughlin received a grant of 7,042 restricted stock units on June 17, 2026. These units are a form of equity compensation tied to Citizens, Inc. Class A common stock.

How many restricted stock units did CIA director Sean McLaughlin receive?

Sean McLaughlin received 7,042 restricted stock units. Each unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock, subject to vesting conditions described in the grant.

When do Sean McLaughlin’s 7,042 Citizens (CIA) RSUs vest?

Sean McLaughlin’s 7,042 restricted stock units vest on June 17, 2027. Once vested, each unit entitles him to receive one share of Citizens, Inc. Class A common stock, assuming other grant conditions are satisfied.

Does Sean McLaughlin have open-market buys or sells in this Citizens (CIA) Form 4?

The Form 4 shows no open-market purchases or sales by Sean McLaughlin. It reports a grant of 7,042 restricted stock units as equity compensation and a holding entry indicating zero directly owned Class A common shares afterward.

What equity position in CIA does Sean McLaughlin hold after this Form 4?

After the reported transactions, Sean McLaughlin holds 7,042 restricted stock units tied to Citizens, Inc. Class A common stock. The filing indicates zero directly owned Class A common shares following the transactions on June 17, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/22/2026 - 11:33 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCLAUGHLIN SEAN SAMUEL

(Last) (First) (Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN TEXAS 78758

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Citizens, Inc. Class A Common Stock								0	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	06/17/2026		A		7,042		(2)	(2)	Class A Common Stock	7,042	$0	7,042	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

2. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Remarks:

	/s/Sheryl Kinlaw, Chief Legal Officer	06/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)