Citizens COO transfers shares in divorce settlement

Rhea-AI Filing Summary

CITIZENS, INC. Chief Operations Officer Lewis Bryon Matthew reported an “other” insider transaction involving 10,697 shares of Class A common stock on July 14, 2026. According to the disclosure, these shares were transferred to his former spouse under a divorce settlement, and he no longer has a reportable beneficial interest in them. Following the transfer, he directly holds 10,780.8062 shares.

Insider Trade Summary

Other: 10,697 shares

Other 1 txn

Insider Lewis Bryon Matthew

Role Chief Operations Officer

Type	Security	Shares	Price	Value
Other	Citizens, Inc. Class A Common Stock F1	10,697	$0.00	$0.00

Holdings After Transaction: Citizens, Inc. Class A Common Stock — 10,780.8062 shares (Direct)

Footnotes (1)

1. F1. Represents securities transferred to the Reporting Person's former spouse pursuant to a divorce settlement. The Reporting Person no longer has a reportable beneficial interest in the securities transferred.

Key Figures

Shares transferred: 10,697 shares Price per share: $0.0000 Shares held after transaction: 10,780.8062 shares

3 metrics

Shares transferred 10,697 shares Citizens, Inc. Class A common stock transferred to former spouse pursuant to divorce settlement

Price per share $0.0000 Reported transaction price per share for the 10,697 transferred shares

Shares held after transaction 10,780.8062 shares Direct holdings of Lewis Bryon Matthew following the reported transfer

Key Terms

Other acquisition or disposition, divorce settlement, reportable beneficial interest

3 terms

Other acquisition or disposition financial

"transaction_code_description: "Other acquisition or disposition""

divorce settlement financial

"securities transferred to the Reporting Person's former spouse pursuant to a divorce settlement"

reportable beneficial interest financial

"The Reporting Person no longer has a reportable beneficial interest in the securities transferred"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CITIZENS, INC. (CIA) report for Lewis Bryon Matthew?

CITIZENS, INC. reported that Chief Operations Officer Lewis Bryon Matthew recorded an “other” transaction involving 10,697 shares of Class A common stock. The shares were transferred to his former spouse under a divorce settlement, rather than through a market purchase or sale.

How many CITIZENS, INC. (CIA) shares were transferred in the divorce settlement?

The filing states that 10,697 shares of Citizens, Inc. Class A common stock were transferred. The transfer was made to the reporting person’s former spouse as part of a divorce settlement, and he no longer has a reportable beneficial interest in those shares.

Does the CITIZENS, INC. (CIA) Form 4 reflect a market sale or purchase of shares?

No, the Form 4 does not reflect a market sale or purchase. It records an “other acquisition or disposition” in which 10,697 shares were transferred to the officer’s former spouse under a divorce settlement, with no price per share reported.

How many CITIZENS, INC. (CIA) shares does Lewis Bryon Matthew hold after the transaction?

After the reported transaction, Lewis Bryon Matthew directly holds 10,780.8062 shares of Citizens, Inc. Class A common stock. This figure reflects his remaining direct ownership following the transfer of 10,697 shares to his former spouse in the divorce settlement.

What does “no longer has a reportable beneficial interest” mean in the CIA Form 4?

The phrase indicates the officer no longer benefits economically from, or controls, the 10,697 transferred shares. In this case, they were assigned to his former spouse in a divorce settlement, so they are no longer included in his reportable holdings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/16/2026 - 11:21 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lewis Bryon Matthew

(Last) (First) (Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN TEXAS 78758

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operations Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Citizens, Inc. Class A Common Stock	07/14/2026		J(1)		10,697	D	$0	10,780.8062	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents securities transferred to the Reporting Person's former spouse pursuant to a divorce settlement. The Reporting Person no longer has a reportable beneficial interest in the securities transferred.

Remarks:

	/s/Bryon Matthew Lewis	07/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)