Citizens (CIA) director exercises 12,012 RSUs and receives new grant

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Citizens, Inc. director Mary Taylor reported several equity-related transactions. On June 17, 2026, she exercised 12,012 restricted stock units into Class A common shares and received a new grant of 7,042 restricted stock units that vest on June 17, 2027. After these transactions, she directly owned 60,831.3145 Class A shares. Earlier in 2026, she also made small monthly payroll-deduction purchases of Citizens Class A stock through the company’s Stock Investment Plan.

Insider Trade Summary

12,012 shares exercised/converted

Mixed 8 txns

Insider TAYLOR MARY

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	12,012	$0.00	--
Grant/Award	Restricted Stock Units	7,042	$0.00	--
Exercise	Citizens, Inc. Class A Common Stock	12,012	$0.00	--
L	Citizens, Inc. Class A Common Stock	95.024	$5.23	$496.97
L	Citizens, Inc. Class A Common Stock	90.703	$5.48	$497.05
L	Citizens, Inc. Class A Common Stock	91.8	$5.42	$497.56
L	Citizens, Inc. Class A Common Stock	88.77	$5.60	$497.11
L	Citizens, Inc. Class A Common Stock	88.698	$5.61	$497.60

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Citizens, Inc. Class A Common Stock — 60,831.315 shares (Direct, null)

Footnotes (1)

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock. On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Key Figures

RSUs Exercised: 12,012 units New RSU Grant: 7,042 units Shares Held After Transactions: 60,831.3145 shares +3 more

6 metrics

RSUs Exercised 12,012 units Exercised into Class A common stock on June 17, 2026

New RSU Grant 7,042 units Granted June 17, 2026, vesting June 17, 2027

Shares Held After Transactions 60,831.3145 shares Citizens Class A common stock, direct ownership after June 17, 2026

Payroll Plan Purchase (May 29, 2026) 95.0235 shares at $5.23 Small acquisition under Rule 16a-6 via Stock Investment Plan

Payroll Plan Purchase (May 5, 2026) 90.7026 shares at $5.48 Small acquisition under Rule 16a-6 via Stock Investment Plan

Payroll Plan Purchase (Apr 7, 2026) 91.8003 shares at $5.42 Small acquisition under Rule 16a-6 via Stock Investment Plan

Key Terms

Restricted Stock Units, Rule 16a-6, Stock Investment Plan

3 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Rule 16a-6 regulatory

"Small acquisition under Rule 16a-6"

Stock Investment Plan financial

"These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction."

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Form 4 Insider Transactions: What Each Field Means →

06/22/2026 - 11:30 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TAYLOR MARY

(Last)

(First)

(Middle)

11815 ALTERRA PARKWAY, SUITE 1500

(Street)

AUSTIN

TEXAS

78758

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS, INC. [ CIA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Citizens, Inc. Class A Common Stock	01/30/2026		L⁽¹⁾		88.6981	A	$5.61	48,453.0183	D
Citizens, Inc. Class A Common Stock	02/27/2026		L⁽¹⁾		88.7698	A	$5.6	48,541.7881	D
Citizens, Inc. Class A Common Stock	04/07/2026		L⁽¹⁾		91.8003	A	$5.42	48,633.5884	D
Citizens, Inc. Class A Common Stock	05/05/2026		L⁽¹⁾		90.7026	A	$5.48	48,724.291	D
Citizens, Inc. Class A Common Stock	05/29/2026		L⁽¹⁾		95.0235	A	$5.23	48,819.3145	D
Citizens, Inc. Class A Common Stock	06/17/2026		M		12,012	A	⁽²⁾	60,831.3145	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽²⁾	06/17/2026		M			12,012	⁽³⁾	⁽³⁾	Class A Common Stock	12,012	$0	0	D
Restricted Stock Units	⁽²⁾	06/17/2026		A		7,042		⁽⁴⁾	⁽⁴⁾	Class A Common Stock	7,042	$0	7,042	D

Explanation of Responses:

1. These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

2. Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

3. On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

4. On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Remarks:

	/s/Sheryl Kinlaw, Attorney-in-Fact	06/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did Citizens (CIA) director Mary Taylor report?

Mary Taylor reported exercising 12,012 restricted stock units into Citizens Class A common shares, receiving a new grant of 7,042 restricted stock units, and several small monthly stock purchases through the company’s Stock Investment Plan during early 2026.

How many Citizens (CIA) shares does Mary Taylor hold after these transactions?

After the reported transactions, Mary Taylor directly holds 60,831.3145 shares of Citizens, Inc. Class A common stock. This figure reflects her position following the June 17, 2026 restricted stock unit exercise and prior small monthly stock purchases.

What restricted stock unit activity did Citizens (CIA) disclose for Mary Taylor?

On June 17, 2026, Mary Taylor exercised 12,012 restricted stock units into Citizens Class A common shares and was granted 7,042 new restricted stock units, each representing a right to receive one Class A share, scheduled to vest on June 17, 2027.

How were Citizens (CIA) shares acquired under the Stock Investment Plan?

Footnotes state that some Citizens Class A shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deductions, resulting in several small acquisitions coded under Rule 16a-6 during 2026 at prices around the mid-$5 range.

Were any Citizens (CIA) shares sold by Mary Taylor in this Form 4?

The Form 4 only shows acquisition-type transactions for Mary Taylor: restricted stock unit exercises, a new restricted stock unit grant, and small payroll-deduction purchases. There are no dispositions or sales reported in this particular filing.