Welcome to our dedicated page for Citizens SEC filings (Ticker: CIA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citizens, Inc. filings document the regulatory record of an insurance-focused financial services company with life, living benefits and final expense products. Its 8-K reports include results of operations and financial condition, with disclosures tied to revenues, premiums, adjusted income, book value per Class A share and other operating measures.
Proxy and governance filings cover board elections, Class A shareholder voting matters, auditor ratification, say-on-pay votes, executive compensation, employment agreement amendments and related governance disclosures. The filing record also reflects capital-structure and material-event reporting relevant to Citizens' public-company status.
Citizens, Inc. Chief Information Officer Paula L. Guerrero reported routine equity compensation activity. On March 31, 2026 she exercised restricted stock units into a total of 4,120 shares of Class A common stock, with 1,439 shares withheld at $5.03 per share to cover tax obligations. She also received a new grant of 5,964 restricted stock units. Following these transactions, she directly holds about 17,358.9844 shares of Class A common stock and retains unvested restricted stock units tied to 2,709 and 3,035 underlying shares.
Citizens, Inc. Chief Information Officer Paula L. Guerrero exercised 3,034 restricted stock units into Class A common stock on March 28, 2026 at an exercise price of $0.00 per share. To cover tax obligations, 1,066 shares were withheld at $4.58 per share, leaving her with 14,677.9844 Class A shares held directly afterward. Earlier in the year, she made two small direct acquisitions of 177.3979 shares at $5.61 and 177.5414 shares at $5.60 through the Citizens, Inc. Stock Investment Plan via regular monthly payroll deductions. She also continues to hold several RSU awards that each convert into one share of Class A common stock upon vesting.
Citizens, Inc. Chief Operations Officer Lewis Bryon Matthew exercised restricted stock units into Class A common stock and had shares withheld to cover taxes. On March 28, 2026, he converted 7,260 restricted stock units into the same number of Class A shares at an exercise price of $0.00 per share.
To satisfy tax obligations, 2,143 Class A shares were disposed of at $4.58 per share through tax-withholding transactions, which are not open-market sales. After these transactions, he directly held 19,796.8062 Class A shares. He also retained unexercised restricted stock units tied to 2,626 and 6,593 underlying Class A shares, which will vest over future dates under Citizens, Inc. Omnibus Incentive Plan awards.
CITIZENS, INC. CFO & Treasurer Jeffery P. Conklin exercised restricted stock units into Class A common shares and had a portion withheld for taxes. He acquired 24,950 shares through RSU conversions and 6,077 shares of Class A common stock were withheld at $4.58 per share to cover tax obligations. Following these transactions, he directly held 188,340.1323 shares of Class A common stock. He also retained unexercised restricted stock units representing 19,336 and 17,582 underlying Class A shares, which vest in three equal annual installments under the Citizens, Inc. Omnibus Incentive Plan for pay-for-performance and long-term incentives.
Citizens, Inc. Chief Legal Officer Sheryl L. Kinlaw increased her equity stake through restricted stock unit vesting and related share issuances. On March 28, 2026, she acquired 26,075 shares of Class A common stock upon RSU conversion. To cover tax obligations, 6,350 shares were withheld at $4.58 per share, with the remaining shares added to her holdings. After these transactions, she directly holds 89,014 shares of Class A common stock. She also retains unvested RSUs representing 8,536 and 15,384 underlying Class A shares from prior and newer long-term incentive and pay-for-performance awards that vest in three equal annual installments tied to grant anniversaries.
Citizens, Inc. President & CEO Jon Stenberg reported multiple equity transactions in Citizens, Inc. Class A common stock. He made an open-market purchase of 50,000 shares at $4.70 per share, bringing his direct holdings to 307,599 shares. Around the same time, he exercised 20,310 restricted stock units, which converted into the same number of Class A shares, while 4,946 shares were withheld to cover tax obligations. In addition to his direct position, 130,100 shares are held indirectly through his spouse. He also continues to hold restricted stock units covering 45,249 and 39,560 underlying shares that generally vest in three equal annual installments under the Citizens, Inc. Omnibus Incentive Plan.
CITIZENS, INC. Schedule 13G filing: Continental General Insurance Company, Continental Insurance Group, Ltd., Continental General Holdings LLC and Michael Gorzynski report collective beneficial ownership of 2,538,719 shares of Class A Common Stock, representing approximately 5.0% of outstanding shares as of the filing. The filing cites 50,299,741 Shares outstanding as of March 6, 2026 from the issuer's Form 10-K.
Citizens, Inc. President & CEO Jon Stenberg reported compensation-related equity activity involving restricted stock units and common shares. On March 18, 2026, he exercised 45,249 restricted stock units into the same number of Class A common shares at an exercise price of $0.0000 per share.
To cover tax obligations from this vesting, 11,944 Class A shares were disposed of at $4.63 per share through share withholding rather than an open-market sale. After these transactions, Stenberg directly held 242,235 Class A common shares.
He also reported indirect ownership of 130,100 Class A shares held by his spouse. In addition, he retained unexercised restricted stock units covering 40,619 and 39,560 underlying Class A shares, which vest in installments under the Citizens, Inc. Omnibus Incentive Plan.
Citizens, Inc. President and CEO Jon Stenberg reported an open-market purchase of 10,000 shares of Class A common stock at an average price of $4.8075 per share. Following this trade, his direct holdings increased to 208,930 Class A shares.
The filing also updates his indirect ownership to 130,100 shares of Class C common stock held in his spouse’s retirement account. A footnote explains that an additional 887 of these Class C shares were bought at various times during 2024 and 2025 and had not been previously reported due to an administrative error.
CITIZENS, INC. Chief Actuary Seth Alan Hoxworth filed an initial statement of beneficial ownership of Class A common stock. The filing shows direct holdings of 5,351.6618 shares of Citizens, Inc. Class A common stock and a related award of 5,401 restricted stock units.
Each restricted stock unit represents a contingent right to receive one share of Class A common stock. The initial grant was issued on January 6, 2025, with the remaining units scheduled to vest in two equal parts on January 6, 2027 and January 6, 2028.