Welcome to our dedicated page for Citizens SEC filings (Ticker: CIA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Citizens, Inc. (NYSE: CIA), a Colorado-based diversified financial services company in the direct life insurance carriers industry. Through these filings, investors can review how Citizens reports on its Life Insurance and Home Service Insurance segments, corporate governance, and key financial metrics.
Citizens’ periodic reports on Forms 10-K and 10-Q detail its U.S. dollar-denominated whole life and endowment policies for non-U.S. residents in Latin America and the Pacific Rim, as well as domestic final expense, living benefits, and critical illness products. These filings also describe the Home Service Insurance segment’s focus on final expense and whole life products in specific U.S. states and the use of independent agents and funeral homes as distribution channels.
Current reports on Form 8-K, such as those referenced in recent disclosures, cover topics including quarterly financial results, the election of directors, shareholder voting outcomes, and other material events. Proxy materials and related filings provide information on matters submitted to shareholders, executive compensation advisory votes, and the ratification of the independent registered public accounting firm.
On Stock Titan, SEC documents for CIA are updated from EDGAR and paired with AI-powered summaries that explain the significance of each filing. Users can quickly understand the main points of lengthy reports, track changes in adjusted total revenues, adjusted income before federal income tax, and adjusted book value per share, and review governance items such as board composition and shareholder meeting results. Filings related to insider activity, when available on Form 4, can help investors monitor transactions by directors and officers.
Citizens (NYSE:CIA) filed an 8-K reporting the final voting results of its 2025 Annual Meeting held on June 17, 2025.
Shareholders elected all eight director nominees, with votes “FOR” ranging from 2.86 million to 3.43 million. Grant Thornton LLP was ratified as independent auditor with 6.46 million votes (97%) in favor. The non-binding Say-On-Pay proposal passed with 80% support. No additional proposals or material matters were presented, and the filing contains no new financial, strategic, or risk disclosures.
Cynthia H. Davis, a director of Citizens, Inc. (CIA), reported multiple equity transactions on Form 4 covering activity from 1 January to 20 June 2025.
- Open-market/plan purchases: Six monthly purchases under the Citizens Stock Investment Plan added a combined 398.80 shares at prices between $3.77 and $5.00, increasing direct ownership to 31,506.38 shares prior to the June events.
- RSU vesting & share issuance: On 18 June 2025, 14,035 restricted stock units (RSUs) vested and were automatically converted to Class A common shares at a zero exercise price (code “M”), lifting total directly held shares to 45,541.38.
- Fractional share sale: 0.3809 fractional shares were sold for $3.40 (code “J”) to clear the plan account; net proceeds to the insider were $0.00.
- New equity incentive grant: On 17 June 2025, Davis received a new award of 12,012 RSUs that will vest on 17 June 2026. After the grant, she holds 12,012 derivative RSUs in addition to the common shares above.
Post-transaction beneficial ownership now stands at 45,541 common shares directly plus 12,012 unvested RSUs. The filings indicate a continued increase in insider equity exposure, aligning director incentives with shareholder interests. Given Citizens’ modest share price (recent transactions executed around $3.77-$5.00), the cumulative dollar value of new ownership (~$200k) is immaterial to the company’s capitalization but may signal confidence from the board member.
Citizens, Inc. (CIA) Form 4 filing – Director equity activity
The report covers two equity transactions by director Christopher W. Claus. On 17 June 2025 he received 12,012 restricted stock units (RSUs) that will vest on 17 June 2026 (Code A). One day later, on 18 June 2025, he converted 14,035 previously granted RSUs into Class A common shares (Code M). No shares were sold and no cash price was paid for either transaction, reflecting routine equity compensation rather than open-market buying or selling.
Following the conversion, Claus’ direct ownership increased to 72,393.492 Class A shares. The filing shows he remains a non-executive director and is not a 10% owner. The additional equity raises his direct stake in the company and maintains board-level alignment with shareholder interests, but does not represent a fresh cash outlay by the insider nor signal a valuation view.
CITIZENS, INC. (CIA) – Form 4 insider activity for Director Jerry Davis
The filing discloses two separate equity transactions and one new equity award:
- 05/30/2025 (Code L): Davis purchased 526.9977 Class A shares through the Stock Investment Plan at $3.77 per share.
- 06/18/2025 (Code M): 14,035 shares were issued on settlement of previously granted Restricted Stock Units (RSUs) that vested on 06/18/2025.
- 06/17/2025 (Code A): Davis received a new grant of 12,012 RSUs that will vest on 06/17/2026.
Following the reported acquisitions, Davis’ direct ownership of Class A common stock increased to 70,327.6676 shares. The director now holds 12,012 un-vested RSUs and no other derivative securities from prior grants. No dispositions of common shares occurred.