Welcome to our dedicated page for Grupo Cibest S.A. SEC filings (Ticker: CIB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Grupo Cibest S.A. filings document foreign private issuer reporting for a financial group whose U.S.-listed ADRs each represent four preferred shares. Form 20-F and Form 6-K records cover annual reports, consolidated and separate financial statements, quarterly financial results, segment presentation, and accounting treatment for assets held for sale and discontinued operations.
The filings also record shareholder meeting decisions, dividend and reserve allocations, buyback programs for common shares, preferred shares and ADRs, capital management actions, and corporate governance matters such as board committee composition, good-governance procedures and authorizations for ordinary-course transactions with affiliates.
Grupo Cibest S.A. director Toro Valencia Juan Esteban filed an initial ownership report showing only existing indirect holdings, with no new purchases or sales. He reports units in a Grupo Cibest equity securities fund linked to 6966.2233 underlying common and preferred shares, held in a voluntary pension fund.
He also reports indirect ownership of 50,000 preferred shares and 1,000 common shares through a controlled company. The pension fund units are administered by a third-party manager, and he does not have voting or investment discretion over the fund’s assets; amounts tied to these units are payable solely in cash based on fund value at withdrawal.
Grupo Cibest S.A. has called its Ordinary General Shareholders’ Meeting for March 24, 2026, at 10:00 a.m. in Medellín, Colombia. The in-person meeting will review reports from the board, CEO, audit committee and external auditor, as well as non-consolidated and consolidated financial statements.
Shareholders will vote on approval of the financial statements and management reports, a profit distribution proposal, recurring and ordinary-course transactions with Bancolombia S.A., and changes to the legal reserve, including termination of the 2025 share repurchase program and approval of a 2026 share repurchase program.
Grupo Cibest reported fourth-quarter 2025 results heavily affected by the planned sale of its Panamanian unit Banistmo. Following a share purchase agreement with Inversiones Cuscatlán for US$1.418 billion, Banistmo was reclassified as a discontinued operation and asset held for sale.
The deal triggered a COP 3.4 trillion goodwill impairment, leading to a Q4 net loss of COP 1.8 trillion and a quarterly ROE of -17.71%, while full-year profit was COP 3.8 trillion with ROE of 9.09%. Excluding the Banistmo impact, pro forma profit reached COP 1.6 trillion in Q4 and COP 7.3 trillion for 2025, implying ROE of 15.03% for the quarter and 17.21% for the year.
Net interest income was COP 4.8 trillion in Q4, with a consolidated net interest margin of 6.16%. The gross loan portfolio stood at COP 256 trillion and deposits at COP 264 trillion, both down mainly due to Banistmo’s reclassification and peso appreciation. Provision charges rose to COP 1.5 trillion, lifting the quarterly annualized cost of risk to 2.12%, while 30‑day and 90‑day past-due ratios improved to 3.57% and 2.54%. Shareholders’ equity ended at COP 39.8 trillion, down 8.70% year-on-year, and digital activity remained strong with 9.3 million Mi Bancolombia app users and 21.9 million active Nequi accounts.
Grupo Cibest S.A. is proposing a profit distribution plan for approval at its next Ordinary General Shareholders’ Meeting in March. The proposal includes partially releasing the legal reserve by COP 3,134,348,298,483.70 and the occasional reserve by COP 1,166,556,265,484.30 to fund dividends.
The Board proposes an annual dividend of COP 4,512 per share, to be paid in four quarterly installments of COP 1,128 per share on April 1, July 1, October 1 and December 29, 2026. It also calls for creating a specific reserve for equity strengthening and future distributions of COP 3,760,982,548,143.31, balancing cash returns to shareholders with retained capital.
Grupo Cibest S.A. filed a Form 6-K describing governance measures to guarantee fair treatment of shareholders at the ordinary General Shareholders' Meeting on March 24, 2026. The company and Fiduciaria Bancolombia officers are barred from promoting blank proxies, suggesting proxy holders, recommending voting lists, or coordinating voting agreements.
Grupo Cibest will provide proxy templates on its website, allow shareholders full discretion in choosing proxies, and deploy a team at the meeting to verify that powers of attorney meet legal requirements and are not held by employees. Specific legal and fiduciary officers are designated to implement and monitor these controls, and noncompliant proxies will be rejected.
Grupo Cibest S.A. reported that its Board of Directors unanimously authorized President Juan Carlos Mora Uribe and Vice President of Risk Rodrigo Prieto Uribe to partially settle their rights in the SVA Institutional Fund, which is mainly invested in Grupo Cibest shares.
The Board also renewed a prior authorization for Director Dr. Silvina Vatnick to settle her SVA Fund rights related to contributions that meet the required holding period during 2026 and allowed her to issue an irrevocable instruction to Protección S.A. to process these settlements as each holding period is fulfilled.
The company stated that these transactions follow the procedure set out in Grupo Cibest’s Good Governance Code for SVA Fund settlements by administrators.
Grupo Cibest S.A. reported a broad reorganization of its senior management structure. The Board of Directors approved the creation of two new roles: the Vice Presidency of Payments, Cash Flows, and Insurance, led by long-time executive Liliana Patricia Vásquez Uribe, and the Vice Presidency of Business Development, led by experienced insider Julián Mora Gómez.
The company also appointed Alejandro Botero López as Corporate Vice President, drawing on more than 20 years of internal experience. At the same time, it will eliminate the Vice Presidency of Innovation and Sustainability, with its teams reassigned to other areas, and will rename the Legal Vice Presidency and General Secretary as the Vice Presidency of Corporate Governance, still led by Claudia Echavarría Uribe. All changes take effect on March 1, 2026.
Grupo Cibest S.A. has scheduled its Ordinary General Shareholders’ Meeting for Tuesday, March 24, 2026. The Board of Directors set the date and instructed the President to issue the official call notice.
The notice will be published in line with legal requirements and the company’s bylaws, and will include the meeting place, agenda, and other relevant information for shareholders.
Grupo Cibest S.A. has agreed to sell 100% of its Panamanian banking subsidiary Banistmo S.A. to Inversiones Cuscatlán Centroamérica S.A. for USD $1.418 billion. The price implies a Price/Earnings ratio of 17.1% for the last twelve months as of September 30, 2025 and a Price/Book Value ratio of 1.2%, with the final amount subject to customary closing adjustments.
The purchase price will be paid in full on the closing date after required regulatory approvals in Panama and other conditions under the share purchase agreement are satisfied. Banistmo’s brokerage affiliate Valores Banistmo, now operating separately under the “Cibest Capital” brand, is excluded from the sale and will remain a key part of Grupo Cibest’s regional capital markets products and services.
Grupo Cibest S.A. (NYSE: CIB) furnished its 3Q25 quarterly report, confirming the same IFRS financial information as its earlier press release. Net income attributable to shareholders reached COP 2,144 billion in 3Q25, or COP 2,252.53 per share (USD $2.18 per ADR), with ROE at 20.4% for the quarter.
Loans were COP 279,973 billion (up 0.1% q/q; 3.9% y/y) and deposits were COP 281,260 billion (down 0.5% q/q; up 8.3% y/y). Net interest income was COP 5,302 billion (+1.5% q/q), while the consolidated NIM rose to 6.59%. Provision charges fell 24.4% q/q to COP 829 billion, improving coverage metrics as past‑due ratios eased. Operating expenses declined 2.4% q/q, bringing the efficiency ratio to 48.5%.
The board‑approved buyback program of up to COP 1.35 trillion advanced to 7,252,194 shares repurchased by September 30 (26.7% of the approved amount). Shareholders’ equity was COP 42,378 billion. Liquidity remained strong, with the consolidated coverage ratio at 253.59%. Market risk VaR decreased to COP 1,210,823 million. Banistmo issued USD 75 million in bonds to support funding mix.