Every 8-K that Cincinnati Financial Corp (CINF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CINF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CINF filings page.
Cincinnati Financial Corporation (CINF) expanded its share repurchase program, authorizing repurchases of up to an additional 15 million common shares, in addition to 15 million shares remaining under the existing authorization effective January 26, 2018; the authorization has no fixed expiration date. The company also shared updated investor information, including a five-year average Value Creation Ratio (VCR) of 13.8% for 2021–2025 and 2025 premiums of $9.983 billion. For second-quarter 2026, EPS was $8.05 versus $4.34 in 2Q25, with non-GAAP operating income of $224 million compared with $311 million. Investment income rose 12%, while property casualty net written premiums grew 3% and the combined ratio was 100.8%, up 5.9 points, including higher catastrophe losses. Year-to-date 2026 investment income grew 13% and net cash flow from operating activities totaled $1.356 billion, up 29%, supporting continued investment and capital management.
CINCINNATI FINANCIAL CORP (CINF) reports that its board of directors declared a regular quarterly cash dividend of $0.94 per share at its August 21, 2026 meeting. The dividend is payable on October 15, 2026 to shareholders of record as of September 23, 2026.
President and CEO Stephen M. Spray stated that financial strength supports executing plans for profitable growth in insurance operations and rewarding shareholders. This October payment completes 66 consecutive years of increasing annual cash dividends, a record the company believes is matched by only seven other publicly traded U.S. companies.
Cincinnati Financial Corporation reported second-quarter 2026 net income of $1.255 billion, or $8.05 per diluted share, up from $685 million, or $4.34, in the prior-year quarter, mainly after an $882 million after-tax increase in the fair value of equity securities still held. Total revenues rose 32% to $4.274 billion. Non-GAAP operating income declined to $224 million, or $1.43 per share, from $311 million, or $1.97, including a $61 million after-tax drag from higher catastrophe losses.
Property-casualty underwriting moved from profit to a small loss, with the combined ratio worsening to 100.8% from 94.9%, as catastrophe loss ratio rose and commercial lines’ combined ratio reached 104.1%. Personal lines improved to a 99.9% combined ratio and excess and surplus lines maintained a 90.5% combined ratio. After-tax investment income increased 12% to $264 million and pretax investment gains and losses, net, grew to $1.308 billion. Book value per share reached $108.64 at June 30, 2026, up from $91.46 a year earlier, and the first-half 2026 value creation ratio was 8.0%, compared with 4.6% for the same period of 2025.
Cincinnati Financial Corporation filed a current report describing changes to its board of directors. The board created a 15th seat and appointed Admiral Lisa M. Franchetti as an independent director and member of the audit committee, effective immediately.
The filing highlights Franchetti’s nearly 40-year U.S. Navy career, including service as the 33rd Chief of Naval Operations, and her post-retirement strategic consulting and academic roles. Management emphasizes her strategic planning and high-level leadership experience as valuable additions to board deliberations and long‑term oversight for shareholders.
Cincinnati Financial Corporation filed a current report describing an upcoming leadership transition in its technology organization. John S. Kellington, chief information officer and executive vice president of The Cincinnati Insurance Company, plans to retire on August 7 after joining the company in 2010 and leading a major transformation of its information technology architecture.
Ryan M. Osborn, currently vice president, Information Technology, will assume executive responsibility for the company’s IT teams. Osborn has been with Cincinnati Insurance since 2000 and has played key roles in advancing the firm’s architecture program, reducing technical debt, and implementing Agile and DevOps processes. Management emphasized established succession planning and a joint transition process to maintain continuity on key IT projects. The report also reiterates the company’s broader risk factors and forward-looking statement cautions.
Cincinnati Financial Corporation shares an investor presentation outlining recent performance and long-term targets. For first-quarter 2026, EPS was $1.75 per share versus a loss of $0.57 in 1Q25, and non-GAAP operating income reached $330 million compared with a $37 million loss.
Property casualty net written premiums grew 7% and the combined ratio improved to 95.6%, 17.7 percentage points better than 1Q25, largely from lower catastrophe losses and better underlying results. Investment income rose 14%, with interest income up 12% and dividend income up 13%.
The company targets an average Value Creation Ratio of 10% to 13% over the next five years; the VCR averaged 13.8% from 2021 through 2025 but was 0.2% in 1Q26. Management highlights 65 consecutive years of dividend increases, $9.983 billion of 2025 premiums, a $31.163 billion investment portfolio at March 31, 2026, and low leverage with 4.9% debt-to-total-capital.
Cincinnati Financial Corporation reported results from its May 2, 2026 annual meeting and a new dividend declaration. Shareholders elected all 14 director nominees to one-year terms and approved the Amended and Restated Articles of Incorporation, an advisory vote on executive compensation, and the selection of Deloitte & Touche LLP as independent registered public accounting firm for 2026. A shareholder proposal seeking special meeting rights did not receive majority support.
The board also declared a regular quarterly cash dividend of $0.94 per share, payable July 15, 2026 to shareholders of record on June 23, 2026. At the meeting, 136,442,111 shares were represented out of 155,686,200 total outstanding shares as of the record date.
Cincinnati Financial Corporation reported a sharp turnaround for the first quarter of 2026. Total revenues rose to $2.863 billion, up 12% from a year ago, as earned premiums grew 11% and investment income increased 14%.
Net income reached $274 million, or $1.75 per diluted share, compared with a net loss of $90 million, or $0.57 per share, in the first quarter of 2025. Non-GAAP operating income was $330 million, or $2.10 per share, versus a $37 million operating loss a year earlier, helped by a $233 million after-tax reduction in catastrophe losses.
The consolidated property casualty combined ratio improved to 95.6% from 113.3%, driven mainly by much lower catastrophe losses and better underlying loss trends, especially in personal lines. Book value per share was $101.60 at March 31, 2026, down $0.75 since year-end, reflecting investment portfolio losses despite stronger underwriting and operating results.
Cincinnati Financial Corporation reported significantly stronger results for the fourth quarter and solid growth for full-year 2025. Fourth-quarter 2025 net income rose to $676 million, or $4.29 per diluted share, up from $405 million, or $2.56 per share, helped by a $145 million after-tax increase in the fair value of equity securities still held.
Full-year 2025 net income increased to $2.393 billion, or $15.17 per diluted share, compared with $2.292 billion, or $14.53 per share, in 2024. Non-GAAP operating income grew to $1.254 billion for the year, or $7.95 per share, driven by higher after-tax net investment income and partly offset by lower property casualty underwriting profit.
Property casualty operations delivered a 94.9% full-year combined ratio, marking a 14th consecutive year of underwriting profit despite elevated catastrophe losses, including severe wildfires. Book value per share climbed to $102.35 at December 31, 2025, up 15% year over year, supporting an 18.8% value creation ratio. Total investments and cash reached more than $33 billion, and pretax investment income increased 14% for the year as bond interest income rose.
Cincinnati Financial Corporation filed a current report describing two corporate updates. The company issued a news release announcing that Cincinnati Financial and its subsidiaries have recognized a series of promotions and appointments, reflecting changes in leadership roles across the organization.
In a separate news release, the company reported that it has increased its regular quarterly cash dividend, signaling an adjustment to the ongoing cash payments it makes to shareholders. Both releases are furnished as exhibits and are not treated as filed financial statements under securities laws.
Cincinnati Financial Corporation furnished a news release announcing a regular quarterly cash dividend. The update was provided under Item 7.01 (Regulation FD), with the news release attached as Exhibit 99.1 and incorporated by reference. The information is furnished, not filed, and therefore is not subject to Section 18 liabilities. The report was signed by Michael J. Sewell, CPA, chief financial officer, senior vice president and treasurer.
Cincinnati Financial Corporation announced it has posted investor presentation slides on its website, investors.cinfin.com. The materials, furnished as Exhibit 99.1 to an 8-K under Item 7.01, will be used in investor meetings beginning November 10, 2025.
The information is being furnished—not filed—under the Exchange Act and is not incorporated by reference unless specifically stated. The filing also lists Exhibit 104 for the cover page formatted as Inline XBRL.
Cincinnati Financial Corporation furnished an 8-K to announce third-quarter 2025 results. The company issued a news release titled “Cincinnati Financial Reports Third-Quarter 2025 Results” and distributed “Supplemental Financial Data,” provided as Exhibits 99.1 and 99.2 on October 27, 2025, covering the period ending September 30, 2025.
The information is furnished under Item 2.02 and is not deemed filed under Section 18 of the Exchange Act.
Cincinnati Financial Corporation replaced its prior $300,000,000 credit agreement with a new $400,000,000 unsecured revolving credit facility dated October 10, 2025. The new facility, which expires on October 10, 2030 with two one-year extension options, is fully subscribed by four lenders with the largest commitment of $125,000,000. It supports revolving loans and letters of credit up to an aggregate of $400,000,000, includes a $400,000,000 accordion feature, a $400,000,000 letters-of-credit sublimit and a $75,000,000 swing-line sublimit, and imposes a maximum debt-to-capital covenant of 35%. The terminated facility had matured in February 2026 but was ended effective October 10, 2025.
Cincinnati Financial Corporation filed a Current Report on Form 8-K noting a material event: the company issued a news release titled "Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend" and furnished the cover page formatted as Inline XBRL as Exhibit 104. The filing states the dividend declaration in the news release but does not include the dividend amount, record date, payment date, or any earnings figures within the disclosed text. The company also provided the notice that the furnished information is not "filed" for certain Exchange Act liabilities and will only be incorporated by reference where expressly stated.
Cincinnati Financial Corporation furnished an update stating that it has posted new investor presentation slides on its website, investors.cinfin.com. These slides, filed as Exhibit 99.1 to this report, will be used in investor presentations beginning August 12, 2025. The company notes that the slides are provided under Regulation FD and are considered "furnished" rather than "filed," which means they are not subject to certain liability provisions of the federal securities laws and are not automatically incorporated into other securities filings.