STOCK TITAN

Cincinnati Financial (CINF) SVP discloses stock, option and RSU holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Cincinnati Financial Corporation senior vice president Robert Philip Sandercox filed an initial Form 3 showing his equity holdings in CINF as of January 30, 2026. He directly holds 336.802 shares of common stock and indirectly holds 777.56 shares through the company’s 401(k) plan.

He also holds multiple employee stock options to buy common shares with exercise prices ranging from $70.70 to $137.56 and expiration dates from 2027 to 2035, which generally vest in three annual installments starting one year after grant. In addition, he holds restricted stock units that are scheduled to vest on February 12, 2026, February 22, 2027, and February 22, 2028, subject to service requirements, plus 792.78 phantom stock units under a Top Hat Savings “Excess Benefits” plan that will be settled at retirement or other service termination.

Positive

  • None.

Negative

  • None.
Insider Sandercox Robert Philip
Role Senior Vice President-Sub
Type Security Shares Price Value
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Stock Options (Right to buy) -- -- --
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Phantom Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Stock Options (Right to buy) — 769 shares (Direct); Restricted Stock Units — 1,829 shares (Direct); Phantom Stock — 792.78 shares (Direct); Common Stock — 336.802 shares (Direct); Common Stock — 777.56 shares (Indirect, By 401(K) Plan)
Footnotes (1)
  1. The reported stock was acquired under the company's 401(k) plan. The reporting person may transfer the value of his shares into an alternative investment selection within the plan. The option vests in three annual installments beginning on the first anniversary of the date of grant. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met. The restricted stock units vest February 22, 2027, as set forth in the agreement, if service requirements are met. The restricted stock units vest February 22, 2028, as set forth in the agreement, if service requirements are met. The reported phantom stock shares were acquired under the company's Top Hat Savings Plan, an "Excess Benefits Plan" within the meaning of Rule 16b-3(b)(2), and are to be settled upon the reporting person's retirement or other termination of service. The reporting person may transfer the value of his phantom stock shares into an alternative investment selection within the plan.
SEC Form 3
FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0104
Estimated average burden
hours per response: 0.5
1. Name and Address of Reporting Person*
Sandercox Robert Philip

(Last) (First) (Middle)
6200 S GILMORE RD.

(Street)
FAIRFIELD OH 45014

(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
01/30/2026
3. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Senior Vice President-Sub
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock 336.802 D
Common Stock 777.56(1) I By 401(K) Plan
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Options (Right to buy) 02/10/2018(2) 02/10/2027(2) Common Stock 769 $70.7 D
Stock Options (Right to buy) 02/09/2019(2) 02/09/2028(2) Common Stock 1,027 $71.19 D
Stock Options (Right to buy) 02/21/2020(2) 02/21/2029(2) Common Stock 909 $85.67 D
Stock Options (Right to buy) 02/21/2021(2) 02/21/2030(2) Common Stock 658 $111.53 D
Stock Options (Right to buy) 02/22/2022(2) 02/22/2031(2) Common Stock 779 $96.32 D
Stock Options (Right to buy) 02/21/2023(2) 02/21/2032(2) Common Stock 620 $123.94 D
Stock Options (Right to buy) 02/20/2024(2) 02/20/2033(2) Common Stock 584 $125.57 D
Stock Options (Right to buy) 02/19/2025(2) 02/19/2034(2) Common Stock 1,569 $112.36 D
Stock Options (Right to buy) 02/17/2026(2) 02/17/2035(2) Common Stock 1,427 $137.56 D
Restricted Stock Units (3) (3) Common Stock 1,829 $0.00 D
Restricted Stock Units (4) (4) Common Stock 2,014 $0.00 D
Restricted Stock Units (5) (5) Common Stock 1,427 $0.00 D
Phantom Stock (6) (6) Common Stock 792.78 $0.00 D
Explanation of Responses:
1. The reported stock was acquired under the company's 401(k) plan. The reporting person may transfer the value of his shares into an alternative investment selection within the plan.
2. The option vests in three annual installments beginning on the first anniversary of the date of grant.
3. The restricted stock units vest February 12, 2026, as set forth in the agreement, if service requirements are met.
4. The restricted stock units vest February 22, 2027, as set forth in the agreement, if service requirements are met.
5. The restricted stock units vest February 22, 2028, as set forth in the agreement, if service requirements are met.
6. The reported phantom stock shares were acquired under the company's Top Hat Savings Plan, an "Excess Benefits Plan" within the meaning of Rule 16b-3(b)(2), and are to be settled upon the reporting person's retirement or other termination of service. The reporting person may transfer the value of his phantom stock shares into an alternative investment selection within the plan.
Remarks:
/s/ Robert Philip Sandercox 02/09/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the CINF Form 3 filing by Robert Philip Sandercox show?

The Form 3 discloses Senior Vice President Robert Philip Sandercox’s initial ownership in Cincinnati Financial common stock, stock options, restricted stock units, and phantom stock units as of January 30, 2026, providing a baseline of his equity-based compensation and incentives.

How many Cincinnati Financial (CINF) common shares does the SVP hold?

Robert Philip Sandercox holds 336.802 Cincinnati Financial common shares directly and 777.56 shares indirectly through the company’s 401(k) plan, according to the Form 3, reflecting both personal holdings and retirement-plan investments tied to the company’s stock.

What stock options are reported in the Cincinnati Financial Form 3?

The filing lists several stock option grants to buy Cincinnati Financial common stock, with expiration dates from 2027 through 2035 and exercise prices between $70.70 and $137.56, generally vesting in three annual installments starting on the first anniversary of each grant date.

When do the restricted stock units for CINF’s SVP vest?

The restricted stock units reported for the senior vice president vest on February 12, 2026, February 22, 2027, and February 22, 2028, provided service requirements in the underlying agreements are met, aligning long-term compensation with continued employment at Cincinnati Financial.

What is the phantom stock reported in the Cincinnati Financial Form 3?

The Form 3 shows 792.78 phantom stock units acquired under Cincinnati Financial’s Top Hat Savings Plan, an Excess Benefits Plan. These units track the value of company stock and are to be settled upon retirement or other termination of service, supporting deferred compensation.

Is this CINF Form 3 an insider transaction or a holdings report?

This Form 3 is an initial statement of beneficial ownership rather than a new buy or sell transaction. It records the senior vice president’s existing common stock, options, restricted stock units, and phantom stock positions as of January 30, 2026, for regulatory transparency.