Director of Cincinnati Financial (CINF) reports multiple bona fide stock gifts

Rhea-AI Filing Summary

Cincinnati Financial Corp director Charles Odell Schiff reported several bona fide gifts of common stock. On February 17, 2026, he made gift transfers of 114 shares held directly, 228 shares held indirectly through his children, and 114 shares held indirectly through his spouse, all at a reported price of $0.00 per share.

After these gifts, reported holdings stood at 746,695 shares directly, 66,656.384 shares indirectly via children, and 29,627 shares indirectly via his spouse. The filing also lists indirect holdings of 181,055 shares by a charitable foundation and 149,172.314 shares by grandchildren's irrevocable trusts as of the same date.

Insider Trade Summary

456 shares gifted

Mixed 5 txns

Insider Schiff Charles Odell

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	114	$0.00	--
Gift	Common Stock	228	$0.00	--
Gift	Common Stock	114	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 746,695 shares (Direct); Common Stock — 66,656.384 shares (Indirect, By Children)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schiff Charles Odell

(Last) (First) (Middle)

6200 SOUTH GILMORE RD

(Street)

FAIRFIELD OH 45014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		G		114	A	$0.00	746,695	D
Common Stock	02/17/2026		G		228	A	$0.00	66,656.384	I	By Children
Common Stock	02/17/2026		G		114	A	$0.00	29,627	I	By Spouse
Common Stock								181,055	I	By Charitable Foundation
Common Stock								149,172.314	I	By Grandchildren's Irrevocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Charles O Schiff	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider action did Cincinnati Financial (CINF) report for Charles Odell Schiff?

Cincinnati Financial director Charles Odell Schiff reported several bona fide gifts of common stock. On February 17, 2026, he transferred shares held directly and indirectly via family accounts, with no sale proceeds reported, reflecting personal gifting rather than market trading.

How many Cincinnati Financial (CINF) shares did Charles Odell Schiff gift?

Charles Odell Schiff gifted 114 shares held directly, 228 shares held indirectly through his children, and 114 shares held indirectly through his spouse. All were reported as bona fide gifts at a price of $0.00 per share, indicating no cash consideration was received.

What are Charles Odell Schiff’s reported Cincinnati Financial (CINF) holdings after the gifts?

After the gifts, Charles Odell Schiff reported 746,695 shares held directly, 66,656.384 shares held indirectly through his children, and 29,627 shares held indirectly through his spouse. Additional indirect holdings are reported through a charitable foundation and grandchildren’s irrevocable trusts.

Were Charles Odell Schiff’s Cincinnati Financial (CINF) transactions open-market sales or gifts?

The reported Cincinnati Financial transactions were bona fide gifts, not open-market sales. Each transaction used code G, described as a bona fide gift, with a transaction price of $0.00 per share, indicating no sale proceeds or market-sale activity.

How are family and trust accounts reported in this Cincinnati Financial (CINF) Form 4?

The Form 4 identifies indirect ownership categories, including shares held by children, a spouse, a charitable foundation, and grandchildren’s irrevocable trusts. These are reported as indirect holdings, clarifying which accounts are associated with Charles Odell Schiff’s beneficial ownership.