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Director Schiff sells 7,600 Cincinnati Financial (CINF) shares

(High)
(Negative)
Form Type
4

Rhea-AI Filing Summary

Cincinnati Financial director Charles Odell Schiff reported an indirect sale of 7,600 shares of common stock on August 3, 2026 by a charitable foundation at $175.4036 per share, leaving the foundation with 173,455 shares. He also reports 746,695 shares held directly and additional indirect holdings through family and trust accounts, some adjusted for dividend reinvestment.

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Insider Schiff Charles Odell
Role Director
Sold 7,600 shs ($1.33M)
Type Security Shares Price Value
Sale Common Stock 7,600 $175.4036 $1.33M
holding Common Stock -- -- --
holding Common Stock F1 -- -- --
holding Common Stock F1 -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 173,455 shares (Indirect, By Charitable Foundation); Common Stock — 746,695 shares (Direct); Common Stock — 67,400.113 shares (Indirect, By Children); Common Stock — 123,580.617 shares (Indirect, By Grandchildren's Irrevocable Trust); Common Stock — 29,627 shares (Indirect, By Spouse)
Footnotes (1)
  1. F1. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.
Shares sold 7600 shares Common stock sold on 2026-08-03 by charitable foundation
Sale price per share $175.4036 per share Price for 7600 common shares sold on 2026-08-03
Foundation holdings after sale 173455 shares Indirect ownership by Charitable Foundation following transaction
Direct holdings 746695 shares Shares held directly by Charles Odell Schiff after reported transactions
Children’s holdings 67400.1130 shares Indirect ownership by Children, adjusted for dividend reinvestment
Grandchildren’s trust holdings 123580.6170 shares Indirect ownership by Grandchildren's Irrevocable Trust, with dividend reinvestment
Spouse’s holdings 29627 shares Indirect ownership reported as By Spouse
dividend reinvestment financial
"enrolled in quarterly dividend reinvestment. The beneficially owned shares"
Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.
beneficially owned financial
"The beneficially owned shares have been adjusted to reflect shares"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
indirect ownership financial
"Ownership reported as indirect: By Charitable Foundation"
irrevocable trust financial
"By Grandchildren's Irrevocable Trust under indirect ownership"
An irrevocable trust is a legal arrangement where an owner transfers assets into a separate entity managed by a trustee and gives up the power to modify or reclaim those assets. For investors it matters because putting stock or other holdings into such a trust can change who controls and benefits from the assets, affect taxes and creditor protection, and influence how easy it is to sell or value those holdings—like placing valuables in a locked safe overseen by someone else.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Charles Odell Schiff report for Cincinnati Financial (CINF)?

Charles Odell Schiff reported an indirect sale of 7,600 shares of Cincinnati Financial common stock on August 3, 2026 at $175.4036 per share. The sale was executed by a charitable foundation associated with him, which held 173,455 shares afterward as reported in the filing.

At what price were the Cincinnati Financial (CINF) shares sold in this Form 4?

The reported sale price was $175.4036 per share for the 7,600 shares of Cincinnati Financial common stock. This per-share figure is tied to transaction code S, described as a sale in an open market or private transaction in the company’s common stock.

How many Cincinnati Financial (CINF) shares does Schiff hold directly and indirectly after the sale?

After the reported sale, Schiff reports 746,695 shares held directly and 173,455 shares held indirectly by a charitable foundation. He also reports indirect holdings of 67,400.1130 shares by children, 123,580.6170 by a grandchildren’s irrevocable trust, and 29,627 by his spouse.

Was the Cincinnati Financial (CINF) insider sale made under a Rule 10b5-1 plan?

No. The Form 4’s Rule 10b5-1 checkbox is not selected, indicating the reported 7,600-share sale was not executed under an affirmed Rule 10b5-1 trading plan. The transaction is therefore not described as part of a pre-arranged trading program.

What does the dividend reinvestment footnote indicate about CINF share holdings?

A footnote explains that Schiff is enrolled in quarterly dividend reinvestment, and the beneficially owned shares have been adjusted to include shares purchased through the reinvestment plan. Indirect holdings for children and a grandchildren’s irrevocable trust therefore incorporate additional shares acquired via this plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Schiff Charles Odell

(Last)(First)(Middle)
6200 SOUTH GILMORE RD

(Street)
FAIRFIELD OHIO 45014

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CINCINNATI FINANCIAL CORP [ CINF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/03/2026S7,600D$175.4036173,455IBy Charitable Foundation
Common Stock746,695D
Common Stock67,400.113(1)IBy Children
Common Stock123,580.617(1)IBy Grandchildren's Irrevocable Trust
Common Stock29,627IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The reporting person is enrolled in quarterly dividend reinvestment. The beneficially owned shares have been adjusted to reflect shares purchased through the reinvestment plan.
Remarks:
/s/ Charles O Schiff08/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)