STOCK TITAN

Columbia Financial (NASDAQ: CLBK) director adds stock units via deferral plan

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Columbia Financial, Inc. director Daria Stacy-Walls reported a routine compensation-related equity award. She acquired 235.5072 common stock-equivalent units at $20.70 per share through the Columbia Bank Stock Based Deferral Plan, where phantom stock held in a rabbi trust will later be settled in actual shares.

Following this grant, she indirectly holds 29,083.1882 common stock-equivalent units in the deferral plan, directly owns 11,255 common shares, and indirectly holds 2,952 stock awards under the 2019 Equity Incentive Plan that vest on March 12, 2027.

Positive

  • None.

Negative

  • None.
Insider Torres Daria Stacy-Walls
Role null
Type Security Shares Price Value
Grant/Award Common Stock 235.507 $20.70 $5K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 29,083.188 shares (Indirect, By Stock-Based Deferral Plan); Common Stock — 11,255 shares (Direct, null)
Footnotes (1)
  1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.
Stock units granted 235.5072 shares Grant under stock-based deferral plan on June 12, 2026
Grant price $20.70/share Value per common stock-equivalent unit granted
Indirect deferral plan holdings 29,083.1882 shares Total stock-equivalent units after grant, indirect
Direct common shares 11,255 shares Directly owned common stock after reported transactions
Stock awards outstanding 2,952 shares Stock awards that vest on March 12, 2027
phantom stock financial
"Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
rabbi trust financial
"purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with"
A rabbi trust is a special account a company sets up to hold promised future pay for executives, like bonus or retirement money, so those employees can see there are funds earmarked for them. It matters to investors because it signals the company’s commitment to keep key people, but the money is still part of the company’s assets and can be claimed by creditors if the company goes bankrupt—think of it as a labeled jar that isn’t completely off-limits.
non-qualified stock-based deferral plan financial
"maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan"
Stock Awards financial
"Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan"
Equity Incentive Plan financial
"granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year"
An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Torres Daria Stacy-Walls

(Last)(First)(Middle)
19-01 ROUTE 208 NORTH

(Street)
FAIR LAWN NEW JERSEY 07410

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/12/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/12/2026A235.5072(1)A$20.729,083.1882IBy Stock-Based Deferral Plan
Common Stock11,255D
Common Stock2,952IStock Award V(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
2. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.
Remarks:
/s/ Dennis E. Gibney, Power of Attorney06/16/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did CLBK director Daria Stacy-Walls report in this Form 4?

She reported receiving 235.5072 common stock-equivalent units at $20.70 per share under Columbia Bank’s stock-based deferral plan. These phantom stock units are part of routine director compensation and will be settled in actual shares upon distribution.

How many Columbia Financial (CLBK) shares does Daria Stacy-Walls hold after this transaction?

After the transaction, she indirectly holds 29,083.1882 common stock-equivalent units in the deferral plan, directly owns 11,255 common shares, and indirectly holds 2,952 stock awards that are scheduled to vest on March 12, 2027.

Was the CLBK Form 4 transaction an open-market buy or sell?

No, the Form 4 shows a grant/award acquisition, not an open-market trade. The 235.5072 units were credited under a stock-based deferral plan on a non-discretionary basis, rather than being bought or sold in the open market.

What is the Columbia Bank Stock Based Deferral Plan mentioned in the CLBK filing?

It is a non-qualified stock-based deferral plan where a rabbi trust purchases phantom stock units on a non-discretionary basis. These stock unit interests are later settled in Columbia Financial common shares when distributed to the reporting person.

When do Daria Stacy-Walls’ CLBK stock awards from the 2019 Equity Incentive Plan vest?

The stock awards granted under the 2019 Equity Incentive Plan are scheduled to vest in one year on March 12, 2027. These awards represent additional indirect equity compensation separate from the deferral plan phantom stock units.