Welcome to our dedicated page for Conifer Holdings SEC filings (Ticker: CNFR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The CNFR SEC filings archive relates to the period when Conifer Holdings, Inc. reported to the U.S. Securities and Exchange Commission under the CNFR symbol and to subsequent filings documenting its transition to Presurance Holdings, Inc. These documents include current reports on Form 8-K and other required submissions that describe material events, corporate actions, and financial reporting matters.
One key filing is a Form 8-K dated October 1, 2025, which records that effective September 30, 2025, Conifer Holdings, Inc. changed its name to Presurance Holdings, Inc. and that the Nasdaq trading symbol for its common stock changed from CNFR to PRHI, while the symbol for its 9.75% Senior Notes due 2028 changed from CNFRZ to PRHIZ. The filing explains that the name change was implemented through a certificate of amendment to the company’s articles of incorporation and that the securities continued to trade under their existing CUSIP numbers.
Other Form 8-K filings in this archive report on results of operations and financial condition, where the company furnishes earnings releases for specific quarters. These filings reference detailed financial tables that include gross written premium, net earned premium, loss ratios, expense ratios, combined ratios, net investment income, and reconciliations of non-GAAP measures such as adjusted operating income (loss). Additional filings address topics such as the dismissal of the company’s independent registered public accounting firm and the engagement of a new auditor, including discussion of a previously identified material weakness related to accounting for complex, non-routine transactions and its remediation.
Through Stock Titan, users can access these CNFR-related filings and view AI-supported summaries that explain the main points of each document in simpler terms. This includes highlighting the significance of the 2025 name and ticker change, clarifying the scope of reported material events, and outlining how non-GAAP measures are defined and reconciled. For ongoing information about the same corporate entity after the name change, investors should review filings submitted under the Presurance Holdings, Inc. name and the PRHI and PRHIZ symbols.
Presurance Holdings, Inc. has begun its previously announced rights offering for existing shareholders. Shareholders of record on February 6, 2026 are receiving a dividend of one non-transferable subscription right for each share of common stock held on that date.
Each subscription right allows the holder to purchase 1.145 shares of Presurance common stock at a subscription price of $1.00 per share, if exercised before 5:00 p.m. New York City time on February 24, 2026. Shareholders must submit completed rights certificates with full payment to the subscription agent, or instruct their broker or other nominee to act on their behalf, before the expiration time.
Any payment received that is not applied to exercised subscription rights will be refunded without interest or penalty. The rights offering is being conducted under Presurance’s effective registration statement on Form S-1 and related prospectus filed with the SEC.
Presurance Holdings, Inc. is conducting a rights offering, registering up to 14,000,000 shares of common stock at a subscription price of $1.00 per share. Existing shareholders receive one non-transferable right for each share owned on February 6, 2026, and each right allows the purchase of 1.145 shares.
If fully subscribed, the company would raise $14.0 million in gross proceeds, which it intends to use primarily to repurchase or redeem all of its Series B Preferred Stock, reduce debt and for general corporate purposes. As of February 2, 2026, Presurance had 12,222,881 shares outstanding and expects 26,222,881 shares outstanding if all rights are exercised, with a backstop agreement in place to purchase any unsubscribed shares.
Presurance Holdings, Inc. plans a rights offering of up to 14,000,000 shares of common stock at $1.00 per share, distributed as non-transferable subscription rights to existing shareholders. Holders receive one right for each share owned on February 6, 2026, with each right allowing the purchase of 1.145 shares.
The rights offering is expected to raise approximately $14.0 million in gross proceeds, which the company intends to use primarily to repurchase or redeem all of its Series B Preferred Stock and for general corporate purposes, including debt reduction. The offer expires on February 24, 2026, and is fully backstopped by Clarkston Companies, Inc. and affiliates, which could increase their ownership and influence.
Presurance reports that its historical specialty commercial lines are in run-off, with continued exposure to loss reserve development and a preliminary expectation of up to $5.0 million in additional reserve strengthening for prior loss years at December 31, 2025. The company also highlights a $6.3 million contingent consideration from the CIS sale that may not be realized, and notes that failure to complete the rights offering could affect its ability to address $7.5 million of Series B Preferred Stock due December 31, 2026. Shareholders who do not fully participate face dilution, and the subscription price may be above future trading prices.
Presurance Holdings, Inc. is moving forward with a previously announced $14,000,000 rights offering and has set a record date of February 6, 2026. Holders of common stock as of the close of business on that date will receive non-transferable rights to purchase up to 14,000,000 shares of common stock at a subscription price of $1.00 per share. The company plans to provide additional details in a prospectus supplement to be filed with the U.S. Securities and Exchange Commission when the offering is launched.
Presurance Holdings, Inc. is registering subscription rights that allow existing shareholders to buy up to 14,000,000 shares of common stock at a fixed price of $1.00 per share in a rights offering, targeting gross proceeds of $14 million.
Shareholders of record on a future 2026 record date will receive non-transferable rights at no charge and can choose whether or not to participate; unexercised rights will lapse and participants who do not fully subscribe will be diluted, as shares outstanding could rise from 12,222,881 to 26,222,881 if the offering is fully taken up.
The company plans to use net proceeds primarily to redeem all or part of its Series B Preferred Stock and for general corporate purposes, supported by a backstop agreement under which Clarkston Companies, Inc. and affiliates will purchase any unsubscribed shares at the same $1.00 price. Presurance, now focused on niche property and casualty insurance, highlights significant risks, including potential write-offs of $2.0–$4.4 million of reinsurance recoverables, possible additional reserve strengthening of up to $5.0 million for prior loss years, dependence on completing the rights offering to help repay $7.5 million of Series B Preferred Stock due December 31, 2026, and the chance that the $1.00 subscription price exceeds future market prices, given a recent Nasdaq Capital Market close of $0.65 per share.
Presurance Holdings, Inc. filed a current report to announce that it released its financial results for the third quarter of 2025. The company stated that it publicly announced these results on November 12, 2025, and attached the related earnings press release as Exhibit 99.1, which is incorporated by reference for additional details. The filing also notes that this earnings information is being furnished under Item 2.02 of Form 8-K and is not deemed filed for liability purposes. Presurance’s common stock and its 9.75% Senior Notes due 2028 are listed on The Nasdaq Stock Market.
Presurance Holdings, Inc. reported a smaller loss from continuing operations in Q3 2025 as it reshaped its underwriting and strengthened capital at its primary insurer. The company posted a net loss of $3.97 million for the quarter, compared with a $6.89 million loss a year ago, as net earned premiums fell to $6.82 million from $14.60 million with commercial lines largely in run‑off and focus on specialty homeowners.
Total revenue and other income were $6.68 million, while losses and LAE declined to $6.39 million from $15.15 million. Shareholders’ equity increased to $25.30 million from $21.53 million at year‑end, helped by unrealized gains. Assets were $285.0 million.
Liquidity remains tight at the parent company level with $0.894 million in cash at September 30, 2025, quarterly public debt interest of about $412,000, and Series B preferred dividends. The insurer subsidiary TIC’s estimated RBC ratio improved to ~261% after a $6.5 million capital contribution and a new 50% homeowners quota share effective June 1, 2025. Presurance has 9.75% senior notes due 2028 outstanding ($16.9 million gross; $12.12 million net on the balance sheet) and $7.5 million of mandatorily redeemable Series B Preferred issued with 4,000,000 warrants at $1.50.
Clarkston 91 West LLC reported the disposition of certain securities of Presurance Holdings, Inc. (PRHI) on 10/08/2025. The filing shows a sale/disposition of 1,500 Series B preferred shares (reported price $5,000) leaving 0 Series B shares beneficially owned. The filing also reports a disposition of 4,000,000 warrants to purchase common stock (exercise price $1.50, expiration 01/31/2027) with 0 underlying common shares retained. The reporting person is listed as a Director and 10% owner; the form is signed by Jeffrey Hakala.