Tax withholding trims ConnectOne (CNOB) risk chief share count

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Form Type

Rhea-AI Filing Summary

ConnectOne Bancorp EVP & Chief Risk Officer Mark J. Pappas reported routine tax-related share withholdings tied to deferred stock unit vesting. On March 20, 2026, 440 shares of Common Stock were withheld at $25.95 per share. On March 23, 2026, 514 shares were withheld at $26.72 per share. These Form 4 transactions are coded as tax-withholding dispositions (code F), not open-market purchases or sales. After the March 23 withholding, Pappas directly owned 4,256 shares of Common Stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Pappas Mark J

Role EVP & Chief Risk Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	514	$26.72	$14K
Tax Withholding	Common Stock	440	$25.95	$11K

Holdings After Transaction: Common Stock — 4,256 shares (Direct)

Footnotes (1)

Reflects shares withheld for taxes upon the vesting of deferred stock units on March 20, 2026 pursuant to a grant dated March 20, 2025 Reflects shares withheld for taxes upon the vesting of deferred stock units on March 23, 2026 (the first business day following the Sunday, March 22, 2026 vesting date) pursuant to a grant dated March 22, 2024.

Form 4 Insider Transactions: What Each Field Means →

03/24/2026 - 01:52 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pappas Mark J

(Last)

(First)

(Middle)

C/O CONNECTONE BANCORP, INC.

301 SYLVAN AVENUE

(Street)

ENGLEWOOD CLIFFS

NEW JERSEY

07632

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ConnectOne Bancorp, Inc. [ CNOB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP & Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/20/2026		F		440⁽¹⁾	D	$25.95	4,770	D
Common Stock	03/23/2026		F		514⁽²⁾	A	$26.72	4,256	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Reflects shares withheld for taxes upon the vesting of deferred stock units on March 20, 2026 pursuant to a grant dated March 20, 2025

2. Reflects shares withheld for taxes upon the vesting of deferred stock units on March 23, 2026 (the first business day following the Sunday, March 22, 2026 vesting date) pursuant to a grant dated March 22, 2024.

	/s/ Laura Criscione, POA	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did ConnectOne Bancorp (CNOB) executive Mark J. Pappas report on this Form 4?

He reported tax-related share withholdings tied to vesting deferred stock units. Two Form 4 transactions showed shares of ConnectOne Bancorp Common Stock withheld to cover tax obligations, rather than active open-market buying or selling of shares.

How many ConnectOne Bancorp (CNOB) shares were withheld for taxes in these transactions?

A total of 954 shares were withheld for taxes. This included 440 shares on March 20, 2026 and 514 shares on March 23, 2026, all related to the vesting of previously granted deferred stock units.

At what prices were the withheld ConnectOne Bancorp (CNOB) shares valued?

The withheld shares were valued at specific per-share prices for tax purposes. On March 20, 2026, 440 shares were valued at $25.95 each, and on March 23, 2026, 514 shares were valued at $26.72 each, according to the Form 4 data.

Were these ConnectOne Bancorp (CNOB) Form 4 transactions open-market sales?

No, they were not open-market sales. Both transactions were coded as “F,” indicating shares were withheld to pay tax liabilities upon vesting of deferred stock units, rather than discretionary buying or selling in the open market.

How many ConnectOne Bancorp (CNOB) shares does Mark J. Pappas hold after these transactions?

After the March 23, 2026 tax-withholding transaction, Mark J. Pappas directly owned 4,256 shares of ConnectOne Bancorp Common Stock. This figure reflects his direct holdings following the reported deferred stock unit vesting-related withholdings.

What do the footnotes reveal about the ConnectOne Bancorp (CNOB) deferred stock units?

The footnotes explain that the withheld shares relate to deferred stock units granted in March 2024 and March 2025. The shares were retained by the company to satisfy tax obligations when those deferred stock units vested on March 20 and March 23, 2026.