Capital One (COF) awards 11,041 restricted stock units to senior officer

Rhea-AI Filing Summary

LaPrade,III Frank G. reported acquisition or exercise transactions in this Form 4 filing.

Capital One Financial Chief Enterprise Services Officer Frank G. LaPrade III received a grant of 11,041 restricted stock units, each representing one future share of common stock. The award vests in one-third increments starting on April 7, 2027 and annually thereafter. After this grant, he holds 69,283 shares directly and an additional 830 equivalent shares through the company 401(k) plan.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider LaPrade,III Frank G.

Role Chief Enterprise Srvcs Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	11,041	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 69,283 shares (Direct); Common Stock — 830 shares (Indirect, By 401(k))

Footnotes (1)

1. This restricted stock unit award will vest in 1/3 increments beginning on April 7, 2027 and annually thereafter. Each restricted stock unit represents a contingent right to receive one share of Company common stock. Represents the reporting person's equivalent share ownership in the Company's 401(k) Plan, a unitized plan, as of the date of the latest transaction.

Key Figures

Restricted stock units granted: 11,041 units Award vesting schedule: 1/3 annually Direct share holdings after grant: 69,283 shares +2 more

5 metrics

Restricted stock units granted 11,041 units Equity award to Chief Enterprise Services Officer on April 7, 2026

Award vesting schedule 1/3 annually Begins April 7, 2027 and continues annually thereafter

Direct share holdings after grant 69,283 shares Common stock directly owned following reported transaction

Indirect 401(k) equivalent shares 830 shares Equivalent ownership in company 401(k) Plan as of latest transaction date

Grant price per share $0.0000 per share Reported transaction price for compensation-related equity award

Key Terms

restricted stock unit, contingent right, 401(k) Plan, unitized plan

4 terms

restricted stock unit financial

"This restricted stock unit award will vest in 1/3 increments beginning on April 7, 2027 and annually thereafter."

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share of Company common stock."

401(k) Plan financial

"Represents the reporting person's equivalent share ownership in the Company's 401(k) Plan, a unitized plan, as of the date of the latest transaction."

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

unitized plan financial

"Represents the reporting person's equivalent share ownership in the Company's 401(k) Plan, a unitized plan, as of the date of the latest transaction."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LaPrade,III Frank G.

(Last) (First) (Middle)

1680 CAPITAL ONE DRIVE

(Street)

MCLEAN VIRGINIA 22102

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CAPITAL ONE FINANCIAL CORP [ COF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Enterprise Srvcs Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	04/07/2026		A		11,041	A	$0	69,283	D
Common Stock(2)								830	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This restricted stock unit award will vest in 1/3 increments beginning on April 7, 2027 and annually thereafter. Each restricted stock unit represents a contingent right to receive one share of Company common stock.

2. Represents the reporting person's equivalent share ownership in the Company's 401(k) Plan, a unitized plan, as of the date of the latest transaction.

Remarks:

	/s/ Blaise F. Brennan (POA on file)	04/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Capital One (COF) disclose about Frank LaPrade’s new equity award?

Capital One reported that Chief Enterprise Services Officer Frank G. LaPrade III received 11,041 restricted stock units. Each unit represents a contingent right to one share of common stock, awarded at no cash cost as part of his compensation.

How do Frank LaPrade’s new restricted stock units at Capital One (COF) vest?

The 11,041 restricted stock units vest in one-third increments, beginning on April 7, 2027 and annually thereafter. This means portions of the award become deliverable as shares over three years, encouraging longer-term alignment with company performance.

How many Capital One (COF) shares does Frank LaPrade own after this Form 4 filing?

After the reported transactions, Frank LaPrade directly owns 69,283 shares of Capital One common stock. He also has indirect ownership equivalent to 830 shares through the company’s 401(k) Plan, which is described as a unitized retirement plan investment option.

Is Frank LaPrade’s Capital One (COF) Form 4 a market purchase or sale?

The Form 4 shows a grant classified as a compensation-related acquisition, not a market trade. Code “A” indicates an award or other acquisition, and the per-share transaction price is reported as $0.0000, reflecting a stock-based compensation grant rather than a purchase.

What does each restricted stock unit mean in Capital One (COF) executive awards?

Each restricted stock unit in this award gives a contingent right to receive one share of Capital One common stock. The shares are only delivered as the units vest over time, tying executive compensation to continued service and the company’s long-term shareholder value.

How is Frank LaPrade’s 401(k) ownership in Capital One (COF) reported?

His 401(k) holdings are shown as indirect ownership of 830 equivalent shares in a unitized 401(k) Plan. This figure represents his proportional interest in a plan investment option that holds Capital One stock as of the date of the latest reported transaction.