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Capital One (NYSE: COF) exec converts 2,014 RSUs; 893 shares withheld for taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Capital One Financial reported insider transactions by officer Jason P. Hanson on 2026-08-01. 2,014 restricted stock units were exercised and converted into an equal number of common shares, and the restricted stock unit award has vested in full. Of the common shares issued, 893 were withheld by the company at $209.01 per share to satisfy Hanson’s tax obligation associated with the award.

Positive

  • None.

Negative

  • None.
Insider Hanson Jason P.
Role Pres.- Global Payment Network
Type Security Shares Price Value
Exercise Restricted Stock Units F3, F1, F4, F5 2,014 $0.00 $0.00
Exercise Common Stock F1 2,014 -- --
Tax Withholding Common Stock F2 893 $209.01 $187K
Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 41,351 shares (Direct)
Footnotes (5)
  1. F1. Restricted stock units convert into common stock on a one-for-one basis.
  2. F2. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the restricted stock. This share withholding was authorized in the restricted stock award agreement.
  3. F3. Shares of Issuer common stock in respect of restricted stock unit awards. Reflects restricted stock unit awards in respect of shares of common stock of Discover Financial Services that were converted into restircted stock unit awards in respect of shares of common stock of the Issuer.
  4. F4. The restricted stock units vest in two equal annual installments beginning 08/01/2025. The RSUs have no expiration date.
  5. F5. The total number of securities reported has been updated to correct an administrative error. The restricted stock unit has vested in full.
RSUs converted 2,014 shares Restricted stock units converted into common stock on 2026-08-01
Common shares from RSU conversion 2,014 shares Capital One common stock acquired upon RSU conversion
Shares withheld for taxes 893 shares Common shares withheld to satisfy the reporting person’s tax obligation
Tax withholding price $209.01 per share Per-share value used for shares withheld for tax obligations
Transaction date 2026-08-01 Date of RSU exercise, share issuance, and related tax withholding
Restricted Stock Units financial
"Security titled "Restricted Stock Units" was exercised into common stock."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax obligation financial
"Shares were withheld by the Company to satisfy the reporting person's tax obligation."
derivative security financial
"Transaction coded as an exercise or conversion of derivative security."
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
restricted stock unit awards financial
"Shares of Issuer common stock in respect of restricted stock unit awards."
Restricted stock unit awards are company promises to deliver a specific number of shares to employees or service providers in the future once conditions—such as staying with the company for a set time or meeting performance targets—are met. They matter to investors because when the promises convert into actual shares they increase the total share count and can reduce earnings per share, while also aligning recipients’ interests with stock performance much like deferred pay that turns into ownership if goals are met.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Jason P. Hanson report for Capital One (COF)?

Jason P. Hanson reported exercising 2,014 restricted stock units into common stock for Capital One. The award has vested in full, and part of the resulting common shares was withheld to cover his associated tax obligation.

How many restricted stock units did the Capital One (COF) executive convert?

The executive converted 2,014 restricted stock units into an equal number of Capital One common shares. The units convert on a one-for-one basis, as disclosed in the transaction footnotes for this equity award.

How many Capital One (COF) shares were withheld for taxes and at what price?

A total of 893 common shares of Capital One were withheld to satisfy the executive’s tax obligation, at a value of $209.01 per share. This withholding was authorized under the restricted stock award agreement.

Were the reported Capital One (COF) restricted stock units fully vested?

Yes. The disclosure states that the restricted stock unit award has vested in full. Earlier vesting terms referenced two equal annual installments, but the total number of securities was updated to reflect full vesting of the award.

Was the Capital One (COF) insider transaction under a Rule 10b5-1 plan?

No. The Form 4’s Rule 10b5-1 checkbox is not marked as an affirmative trading plan, indicating the reported transactions were not executed under a Rule 10b5-1 pre-arranged trading plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Hanson Jason P.

(Last)(First)(Middle)
1680 CAPITAL ONE DRIVE

(Street)
MCLEAN VIRGINIA 22102

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CAPITAL ONE FINANCIAL CORP [ COF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Pres.- Global Payment Network
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/01/2026M2,014A(1)42,244D
Common Stock08/01/2026F(2)893D$209.0141,351D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)$0(1)08/01/2026M2,014 (4) (4)Common Stock2,014$00(5)D
Explanation of Responses:
1. Restricted stock units convert into common stock on a one-for-one basis.
2. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the restricted stock. This share withholding was authorized in the restricted stock award agreement.
3. Shares of Issuer common stock in respect of restricted stock unit awards. Reflects restricted stock unit awards in respect of shares of common stock of Discover Financial Services that were converted into restircted stock unit awards in respect of shares of common stock of the Issuer.
4. The restricted stock units vest in two equal annual installments beginning 08/01/2025. The RSUs have no expiration date.
5. The total number of securities reported has been updated to correct an administrative error. The restricted stock unit has vested in full.
Remarks:
/s/ Katherine DeLuca (POA on file)08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)