ChoiceOne Financial (NASDAQ: COFS) furnishes January 30, 2026 press release via 8-K

Rhea-AI Filing Summary

ChoiceOne Financial Services, Inc. submitted a current report to the SEC to furnish a company press release. The 8-K states that a press release dated January 30, 2026 is attached as Exhibit 99.1 and is incorporated by reference. The company notes that this exhibit, and the related report, are being furnished rather than filed under the securities laws.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 30, 2026

ChoiceOne Financial Services, Inc.
(Exact Name of Registrant as
Specified in its Charter)

Michigan
(State or Other Jurisdiction
of Incorporation) 001-39209
(Commission
File Number) 38-2659066
(IRS Employer
Identification No.)

109 East Division Street
Sparta, Michigan
(Address of Principal Executive Offices)
49345
(Zip Code)

Registrant's telephone number, including area code: (616) 887-7366

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common stock	COFS	NASDAQ Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 30, 2026, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Item 9.01 Financial Statements and Exhibits.

	(d)	Exhibits:
		99.1	Press Release dated January 30, 2026. This Exhibit is furnished to, and not filed with, the Commission.
	104	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated:	January 30, 2026	CHOICEONE FINANCIAL SERVICES, INC. (Registrant)
		By:	/s/ Adom J. Greenland
			Adom J. Greenland Its Chief Financial Officer and Treasurer

FAQ

What did ChoiceOne Financial Services, Inc. (COFS) disclose in this 8-K filing?

ChoiceOne Financial Services furnished a Form 8-K to provide investors with access to a press release dated January 30, 2026, attached as Exhibit 99.1. The filing itself contains no additional financial or operational details beyond referencing this press release.

What is Exhibit 99.1 in ChoiceOne Financial Services’ (COFS) 8-K?

Exhibit 99.1 is a press release dated January 30, 2026 issued by ChoiceOne Financial Services. The 8-K states that this press release is incorporated by reference and is being furnished to the SEC to make it available to the market.

Is the ChoiceOne Financial Services (COFS) press release filed or furnished to the SEC?

The press release attached as Exhibit 99.1 is expressly described as furnished, not filed, with the SEC. This distinction can affect how the information is treated under certain securities law liability provisions and reporting requirements.

Who signed the ChoiceOne Financial Services (COFS) 8-K report?

The Form 8-K was signed on behalf of ChoiceOne Financial Services by Adom J. Greenland. He is identified in the report as the company’s Chief Financial Officer and Treasurer, acting as the duly authorized officer for this submission.

On what date is the event in the ChoiceOne Financial Services (COFS) 8-K reported?

The report lists January 30, 2026 as the earliest event date. That same date is also associated with the company’s press release attached as Exhibit 99.1, indicating the timing of the disclosed communication to investors and the public.