ChoiceOne director Harold J. Burns gets 515-share grant

Burns’s reported direct holdings after the transaction were 26,740 shares; the post-transaction amount reflects dividend reinvestment shares.

Rhea-AI Filing Summary

ChoiceOne Financial Services Inc. director Harold J. Burns acquired 515 shares of common stock on October 1, 2026, in a grant or award. The row reports a per-share price of $32.31, and his reported direct holdings after the transaction were 26,740 shares. A footnote says the post-transaction amount reflects 155 shares acquired through reinvestment of cash dividends.

Insider Trade Summary

Grant/Award: 515 shares

Grant/Award 1 txn

Insider Burns Harold J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	515	$32.31	$17K

Holdings After Transaction: Common Stock — 26,739.8945 shares (Direct)

Footnotes (1)

1. F1. Column 5 reflects the acquisition of 154.6538 shares from the reinvestment of cash dividends.

Key Figures

Shares acquired: 515 shares Reported per-share price: $32.31 per share Direct holdings after transaction: 26,740 shares +1 more

4 metrics

Shares acquired 515 shares Grant or award on October 1, 2026

Reported per-share price $32.31 per share Grant or award on October 1, 2026

Direct holdings after transaction 26,740 shares Reported after the October 1, 2026 transaction

Shares from reinvestment of cash dividends 155 shares Amount reflected in the post-transaction holdings

Key Terms

reinvestment of cash dividends

1 terms

reinvestment of cash dividends financial

"from the reinvestment of cash dividends"

FAQ

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How many COFS shares did director Harold J. Burns acquire?

Harold J. Burns acquired 515 shares of common stock in a grant or award on October 1, 2026. The reported per-share price was $32.31, and his reported direct holdings afterward were 26,740 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 10/02/2026 - 12:25 PM Accepted by SEC EDGAR 10/02/2026 - 12:25 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Burns Harold J

(Last) (First) (Middle)

109 EAST DIVISION STREET

(Street)

SPARTA MICHIGAN 49345

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CHOICEONE FINANCIAL SERVICES INC [ COFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2026		A		515	A	$32.31	26,739.8945(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Column 5 reflects the acquisition of 154.6538 shares from the reinvestment of cash dividends.

	/s/ Sarah A. Harper, by Power of Attorney	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)