Welcome to our dedicated page for Choiceone Finl Svcs SEC filings (Ticker: COFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
ChoiceOne Financial Services, Inc. filings document a Michigan financial holding company whose common stock trades on the Nasdaq Capital Market under COFS. The record includes Form 8-K reports for quarterly operating results and financial condition, Regulation FD investor presentations, and exhibits covering bank performance, deposits, loans, mortgage warehouse advances, liquidity sources, borrowings, credit quality and interest rate risk management.
Proxy materials describe annual shareholder meeting procedures, director elections, board governance and shareholder voting matters. The filings also record completed merger-related history involving Fentura Financial and The State Bank consolidation, along with recurring corporate disclosures for ChoiceOne Bank and ChoiceOne Insurance Agencies, Inc.
ChoiceOne Financial Services director Eric E. Burrough bought 5,000 shares of Common Stock in an open-market purchase at $27.50 per share. After this transaction, he directly owns 180,397 ChoiceOne shares, increasing his personal stake in the company.
ChoiceOne Financial Services director Gregory A. McConnell purchased common stock in the company. On March 6, 2026, he made an open-market purchase of 1,050 shares of ChoiceOne Financial Services common stock at $27.94 per share.
Following this transaction, McConnell’s direct ownership in ChoiceOne Financial Services common stock increased to 37,000 shares.
ChoiceOne Financial Services director Bradley F. McGinnis reported an indirect open-market purchase of 1,000 shares of common stock at $29.15 per share by Megawall Corporation, an entity through which he holds shares. Following this transaction, Megawall Corporation holds 15,301 shares indirectly, and McGinnis also directly holds 13,139 shares of ChoiceOne common stock.
An IRA account for ChoiceOne Financial Services president Michael J. Burke Jr. bought 250 shares of company common stock in an open-market purchase at $28.58 per share on February 27, 2026. After this transaction, that IRA held 2,891.0800 shares indirectly. A separate joint trust associated with Burke is reported as indirectly holding 11,324.5025 shares of common stock. Footnotes note additional share increases from dividend reinvestment and participation in the employee stock purchase plan, which are reflected in the reported totals.
ChoiceOne Financial Services director Gregory A. McConnell increased his personal stake through open-market purchases of common stock. On February 13, 2026, he bought 550 shares at $29.1 per share and another 1,000 shares at $29 per share. Following these transactions, he directly owned 35,950 common shares.
Fourthstone LLC and related funds filed an amended ownership report on CHOICEONE FINANCIAL SERVICES INC, disclosing a very small position in the company’s common stock. Fourthstone directly holds 100 shares of ChoiceOne common stock on behalf of its advisory clients, representing about 0.001% of the outstanding shares.
The ownership percentages are calculated against 15,023,732 ChoiceOne common shares outstanding as of October 31, 2025, based on the issuer’s Form 10-Q. The reporting group states the shares were acquired and are held in the ordinary course of business, not to change or influence control of the company.
ChoiceOne Financial Services director Brian P. Petty reported an open-market sale of company stock. On February 11, 2026, he sold 15,000 shares of ChoiceOne common stock at a price of $29.56 per share. After this transaction, he directly owned 91,107 shares of ChoiceOne common stock.
ChoiceOne Financial Services director Steven Theodore Krause reported a set of stock gifts involving company common shares. On February 9, 2026, he transferred 3,125 shares of ChoiceOne common stock at a stated price of $0 per share, a typical indicator of a gift transaction.
After this transfer, Krause directly held 29,739.0416 common shares. Additional indirect holdings are reported for four grandchildren, each account reflecting 6,116, 6,117, 1,285, and 4,124 shares of common stock, respectively, as well as 16,283.0669 shares held indirectly through a trust.
ChoiceOne Financial Services, Inc. filed a current report to furnish an investor presentation as of early February 2026. The company is providing these presentation materials, attached as Exhibit 99.1, for use by management in meetings with investors beginning February 4, 2026.
The materials are being furnished under a regulation that keeps them separate from the company’s formally filed financial statements and reports. No specific financial results, transactions, or strategic changes are described in this report itself; it mainly serves as a vehicle to share the investor presentation with the market.
ChoiceOne Financial Services, Inc. submitted a current report to the SEC to furnish a company press release. The 8-K states that a press release dated January 30, 2026 is attached as Exhibit 99.1 and is incorporated by reference. The company notes that this exhibit, and the related report, are being furnished rather than filed under the securities laws.