[Form 4] CENTRAL PACIFIC FINANCIAL CORP Insider Trading Activity

Rhea-AI Filing Summary

Central Pacific Financial Corp. (CPF) filing states that Agnes Catherine Ngo ceased to be a director and her position ended effective 10/01/2025. As a result, she is no longer subject to Section 16 reporting obligations and will not file further Form 4 or Form 5 reports for CPF equity transactions. The Form 4 is signed on 10/06/2025 by an attorney-in-fact.

Positive

• Reporting person ceased Section 16 obligations effective 10/01/2025

Negative

• None.

Insights

Corporate Governance Expert

Director departure removes Section 16 reporting requirement effective 10/01/2025.

The filing records that Agnes Catherine Ngo ended her role as a director of Central Pacific Financial Corp. on 10/01/2025, which eliminates her obligation to report insider transactions under Section 16 for the issuer.

This change is procedural: it stops future individual insider disclosures from this reporting person but does not disclose any securities transactions, ownership changes, or reasons for the departure. Monitor subsequent filings for any related transfers, sales, or appointments that could be material within 30 days.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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X

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ngo Agnes Catherine

(Last) (First) (Middle)

220 S KING STREET

(Street)

HONOLULU HI 96813

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CENTRAL PACIFIC FINANCIAL CORP [ CPF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

The reporting person's position as a director of Central Pacific Financial Corp. (CPF) ended effective October 1, 2025. As a result, the reporting person is no longer subject to Section 16 in connection with her transactions in the equity securities of CPF and therefore will no longer report any such transactions on Form 4 or Form 5.

	/s/ Stacey Rocha, attorney-in-fact for Ms. A.C. Ngo	10/06/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 4 filed for CPF report regarding Agnes Catherine Ngo?

The Form 4 reports that Agnes Catherine Ngo ended her position as a director effective 10/01/2025 and therefore is no longer subject to Section 16 reporting.

Will Agnes Catherine Ngo file future Form 4 or Form 5 reports for CPF?

Per the filing, she will not file further Form 4 or Form 5 reports for CPF equity securities due to ending her director position.

Does this Form 4 show any securities bought or sold by the reporting person?

No. The filing contains no recorded non-derivative or derivative securities transactions; it only states the end of the reporting obligation.

When was the Form 4 signed and submitted?

The signature block shows the form was signed by an attorney-in-fact on 10/06/2025.