Consumer Portfolio Services grants 60,000 stock options

CONSUMER PORTFOLIO SERVICES, INC. granted Sr.

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. granted Sr. Vice President Steven Schween a stock option covering 60,000 shares of Common Stock at an exercise price of $9.20 per share. The option was issued as consideration for his services, vests in four equal annual installments beginning August 11, 2027, and expires on August 11, 2033. Following this award, Schween holds 60,000 derivative securities directly.

Insider Trade Summary

Grant/Award: 60,000 shares

Grant/Award 1 txn

Insider Schween Steven

Role Sr. Vice President

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (right to buy) F2, F1	60,000	--	--

Holdings After Transaction: Stock Option (right to buy) — 60,000 contracts (Direct)

Footnotes (2)

1. F1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Stock options granted: 60,000 shares Exercise price: $9.20 per share Expiration date: 2033-08-11 +2 more

5 metrics

Stock options granted 60,000 shares Stock Option (right to buy) awarded to Sr. Vice President on 2026-08-11

Exercise price $9.20 per share Conversion or exercise price of the granted stock option

Expiration date 2033-08-11 Expiration date of the stock option grant to the Sr. Vice President

Post-award derivative holdings 60,000 derivative securities Total derivative securities held directly by Steven Schween after the transaction

Vesting start date 2027-08-11 First vesting date; option becomes exercisable in four equal annual installments

Key Terms

Stock Option (right to buy), exercise price, derivative securities, vesting

4 terms

Stock Option (right to buy) financial

"security_title is listed as Stock Option (right to buy)"

exercise price financial

"Conversion or exercise price is shown as 9.2000 per share"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

derivative securities financial

"Total derivative securities beneficially owned following reported transaction"

Financial contracts whose value is tied to the price or performance of another asset, such as a stock, bond, commodity, index, or currency; examples include options, futures and swaps. They matter to investors because they let you protect against price swings, bet on future moves or gain larger exposure with less upfront cash—like using a lever or insurance policy on an investment—so they can amplify gains and losses and help manage portfolio risk.

vesting financial

"Becomes exercisable in four equal installments on specified dates"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CPSS report for Steven Schween?

CONSUMER PORTFOLIO SERVICES, INC. reported that Sr. Vice President Steven Schween received a grant of 60,000 stock options. These options relate to Common Stock and were issued as consideration for his services to the company.

How many stock options did Steven Schween receive from CPSS and at what price?

Steven Schween received 60,000 stock options from CPSS with an exercise price of $9.20 per share. The options represent rights to acquire Common Stock, no par value, at that fixed price if exercised.

What is the vesting schedule of Steven Schween’s CPSS stock options?

The stock options granted to Steven Schween by CPSS become exercisable in four equal installments. Vesting dates are 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030, subject to the terms of the award.

When do Steven Schween’s CPSS stock options expire?

Steven Schween’s CPSS stock options expire on August 11, 2033. After this expiration date, any unexercised portion of the option will no longer be exercisable under the terms disclosed.

Are Steven Schween’s CPSS option grants under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox is not affirmed for this transaction. The options are described as being issued in consideration of Schween’s services, rather than under a pre-arranged trading plan.

How many derivative securities does Steven Schween hold in CPSS after this award?

After the reported grant, Steven Schween holds 60,000 derivative securities directly. These are stock options representing rights to acquire the company’s Common Stock, subject to vesting and the $9.20 exercise price.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/13/2026 - 09:04 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schween Steven

(Last) (First) (Middle)

3800 HOWARD HUGHES PARKWAY

SUITE 1400

(Street)

LAS VEGAS NEVADA 89169

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$9.2	08/11/2026		A		60,000		(1)	08/11/2033	Common Stock, No Par Value	60,000	(2)	60,000	D

Explanation of Responses:

1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Steven Schween	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)