Consumer Portfolio Services grants 90,000 options

CONSUMER PORTFOLIO SERVICES, INC. reported an equity compensation grant to Executive Vice President Teri Robinson.

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. reported an equity compensation grant to Executive Vice President Teri Robinson. Robinson received 90,000 stock options with an exercise price of $9.20 per share, expiring on August 11, 2033. These options, covering 90,000 shares of common stock, were issued in consideration of Robinson’s services and become exercisable in four equal installments on August 11 of each year from 2027 through 2030. Following this grant, Robinson holds 90,000 derivative securities directly.

Insider Trade Summary

Grant/Award: 90,000 shares

Grant/Award 1 txn

Insider Robinson Teri

Role Exec. Vice President

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (right to buy) F2, F1	90,000	--	--

Holdings After Transaction: Stock Option (right to buy) — 90,000 contracts (Direct)

Footnotes (2)

1. F1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Options Granted: 90,000 options Exercise Price: $9.20 per share Underlying Shares: 90,000 shares +3 more

6 metrics

Options Granted 90,000 options Stock Option (right to buy) granted to Executive Vice President on 2026-08-11

Exercise Price $9.20 per share Conversion or exercise price of granted stock options

Underlying Shares 90,000 shares Common Stock, No Par Value underlying the granted options

Expiration Date August 11, 2033 Expiration of the granted stock options

Post-Grant Derivative Holdings 90,000 options Total derivative securities held directly by Teri Robinson after the transaction

Vesting Schedule 4 equal installments 2027–2030 Becomes exercisable on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030

Key Terms

Stock Option (right to buy), derivative securities, exercise price, becomes exercisable in four equal installments, +1 more

5 terms

Stock Option (right to buy) financial

"security_title is reported as Stock Option (right to buy)"

derivative securities financial

"total_shares_following_transaction shows 90,000 derivative securities"

Financial contracts whose value is tied to the price or performance of another asset, such as a stock, bond, commodity, index, or currency; examples include options, futures and swaps. They matter to investors because they let you protect against price swings, bet on future moves or gain larger exposure with less upfront cash—like using a lever or insurance policy on an investment—so they can amplify gains and losses and help manage portfolio risk.

exercise price financial

"conversion_or_exercise_price is reported as an exercise price of 9.2000"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

becomes exercisable in four equal installments financial

"Footnote states it becomes exercisable in four equal installments"

Common Stock, No Par Value financial

"underlying security title is Common Stock, No Par Value"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CPSS Executive Vice President Teri Robinson report on this Form 4?

Teri Robinson reported a grant of 90,000 stock options to buy Consumer Portfolio Services common stock. The options were issued as compensation for services and are held as direct derivative ownership.

What is the exercise price of the stock options granted to Teri Robinson at CPSS?

The granted stock options have an exercise price of $9.20 per share. Each option allows purchase of one share of Common Stock, No Par Value at this price once vested, until expiration.

How many CPSS shares are covered by Teri Robinson’s new option grant?

The option grant covers 90,000 shares of Consumer Portfolio Services common stock. The Form 4 states 90,000 underlying shares, matching the number of derivative securities awarded in this transaction.

When do Teri Robinson’s CPSS stock options vest?

The options become exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030. Each vesting date releases one-quarter of the 90,000 options for potential exercise.

When do the CPSS stock options granted to Teri Robinson expire?

The reported stock options expire on August 11, 2033. After that expiration date, any unexercised options can no longer be used to purchase Consumer Portfolio Services common shares at the specified exercise price.

Were Teri Robinson’s CPSS options granted under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not marked as an affirming plan. The footnotes state the options were issued in consideration of services, without indicating a pre-arranged trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/13/2026 - 08:59 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Robinson Teri

(Last) (First) (Middle)

3800 HOWARD HUGHES PKWY

SUITE 1400

(Street)

LAS VEGAS NEVADA 89169

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Exec. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$9.2	08/11/2026		A		90,000		(1)	08/11/2033	Common Stock, No Par Value	90,000	(2)	90,000	D

Explanation of Responses:

1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Teri L. Robinson	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)