[Form 4] COMMUNITY TRUST BANCORP INC /KY/ Insider Trading Activity

Community Trust Bancorp executive Kevin J. Stumbo, EVP, CFO, & Treasurer, reported acquiring 1,027 shares of Common Stock on January 27, 2026.

Rhea-AI Filing Summary

Community Trust Bancorp executive Kevin J. Stumbo, EVP, CFO, & Treasurer, reported acquiring 1,027 shares of Common Stock on January 27, 2026. The shares were obtained at a price of $0 under the company’s Dividend Reinvestment Plan, increasing his directly held stake to 6,972.631 shares.

The filing also reports additional Common Stock beneficially owned through employee stock ownership and 401(k) plans for both Stumbo and his spouse, reflecting retirement- and benefit-plan related holdings rather than open-market transactions.

Insider Trade Summary

Grant/Award: 1,027 shares

Grant/Award 5 txns

Insider STUMBO KEVIN J

Role EVP, CFO, & Treasurer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,027	$0.00	$0.00
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,972.631 shares (Direct); Common Stock — 13,976.4003 shares (Indirect, By ESOP); Common Stock — 14,642.3398 shares (Indirect, By 401k); Common Stock — 1,063.2098 shares (Indirect, By ESOP (Spouse)); Common Stock — 594.1388 shares (Indirect, By 401k (Spouse))

Footnotes (1)

1. F1. The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP). 01/02/2026 36.8904 (acct 1732-03034 / Direct)

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Accepted by SEC EDGAR 01/28/2026 - 04:32 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STUMBO KEVIN J

(Last) (First) (Middle)

PO BOX 2947

(Street)

PIKEVILLE KY 41502-2947

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
COMMUNITY TRUST BANCORP INC /KY/ [ CTBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO, & Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A		1,027	A	$0	6,972.631(1)	D
Common Stock								13,976.4003	I	By ESOP
Common Stock								14,642.3398	I	By 401k
Common Stock								1,063.2098	I	By ESOP (Spouse)
Common Stock								594.1388	I	By 401k (Spouse)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP). 01/02/2026 36.8904 (acct 1732-03034 / Direct)

	Kevin J. Stumbo By: Cynthia L Adkins, Attorney-in-Fact Stock Transfer Administrator	01/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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