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Cavco Industries (CVCO) director awarded 225 RSUs

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Form Type
4

Rhea-AI Filing Summary

KERLEY RICHARD A reported acquisition or exercise transactions in this Form 4 filing.

Cavco Industries director Richard A. Kerley reported an equity award. He received 225 Restricted Stock Units that will settle into common shares on the earlier of the 12-month anniversary of the grant date or the next annual shareholder meeting. After this award, he reports 515 directly held shares, including 225 unvested RSUs, plus 6,169 shares held indirectly through the Kerley Family Trust.

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Insider KERLEY RICHARD A
Role Director
Type Security Shares Price Value
Grant/Award Common Stock F1, F2 225 $0.00 $0.00
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 515 shares (Direct); Common Stock — 6,169 shares (Indirect, By Kerley Family Trust)
Footnotes (2)
  1. F1. This is an award of Restricted Stock Units which will pay out into shares of Common Stock of the Company upon: (a) the 12 month anniversary of the Grant Date, or (b) the Company's next annual meeting of stockholders following the Grant Date, whichever occurs first.
  2. F2. Includes 225 shares underlying Restricted Stock Units allocated but not yet vested or delivered.
RSU award 225 shares Restricted Stock Units granted on 2026-07-27
Direct holdings after grant 515 shares Direct common stock, including 225 unvested RSUs, after the award
Indirect trust holdings 6,169 shares Common stock held indirectly through the Kerley Family Trust
RSU vesting period 12 months Payout at earlier of 12-month anniversary of Grant Date or next annual meeting
Restricted Stock Units financial
"This is an award of Restricted Stock Units which will pay out into shares"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Common Stock financial
"pay out into shares of Common Stock of the Company upon"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Grant Date financial
"upon: (a) the 12 month anniversary of the Grant Date, or (b)"
The grant date is the day a company formally gives an employee or contractor the right to receive stock-based compensation, such as stock options or restricted shares. It matters to investors because it fixes key terms—like the price, the start of the ownership clock, and when the award will affect the company’s financial statements and share count—so it can influence dilution, reported expenses, and potential future selling pressure.
Kerley Family Trust financial
"Indirect ownership reported as By Kerley Family Trust"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What equity award did Richard A. Kerley report for Cavco Industries (CVCO)?

He received an award of 225 Restricted Stock Units in Cavco Industries common stock. These units will convert into shares on the earlier of 12 months from the grant date or the company’s next annual shareholder meeting.

When do Richard A. Kerley’s Cavco Industries (CVCO) Restricted Stock Units vest or pay out?

The 225 Restricted Stock Units will pay out into Cavco Industries common shares on the earlier of the 12-month anniversary of the grant date or the company’s next annual meeting of stockholders, whichever occurs first.

How many Cavco Industries (CVCO) shares does Richard A. Kerley hold directly after this Form 4?

He reports 515 Cavco Industries shares held directly after the award. This figure includes 225 shares underlying Restricted Stock Units that have been allocated but are not yet vested or delivered to him.

What is Richard A. Kerley’s indirect ownership in Cavco Industries (CVCO)?

He reports indirect ownership of 6,169 Cavco Industries common shares. These shares are held through the Kerley Family Trust, which is listed in the filing as the nature of his indirect ownership.

Was Richard A. Kerley’s Cavco Industries (CVCO) transaction a market purchase or a stock award?

It was a stock award coded as an acquisition (code A), not a market purchase. The filing shows 225 shares acquired at a price of $0.0000 per share, reflecting a grant of Restricted Stock Units rather than an open-market trade.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
KERLEY RICHARD A

(Last)(First)(Middle)
C/O 3636 N CENTRAL AVE
STE 1200

(Street)
PHOENIX ARIZONA 85012

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CAVCO INDUSTRIES, INC. [ CVCO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/27/2026A225A(1)$0515(2)D
Common Stock6,169IBy Kerley Family Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. This is an award of Restricted Stock Units which will pay out into shares of Common Stock of the Company upon: (a) the 12 month anniversary of the Grant Date, or (b) the Company's next annual meeting of stockholders following the Grant Date, whichever occurs first.
2. Includes 225 shares underlying Restricted Stock Units allocated but not yet vested or delivered.
Remarks:
/s/ Seth G. Schuknecht, attorney-in fact07/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)