Cavco Industries (CVCO) director receives 225 RSUs in stock award

Rhea-AI Filing Summary

MOSTER STEVEN W reported acquisition or exercise transactions in this Form 4 filing.

Cavco Industries director Steven W. Moster reported a grant of 225 Restricted Stock Units on July 27, 2026. The RSUs will pay out in common stock on the earlier of 12 months after the grant date or the next annual stockholders meeting. Following this award, he reports 3,201 directly held shares, including 225 unvested RSUs.

Insider Trade Summary

Net Buyer: 225 shares

Net Buy 1 txn

Insider MOSTER STEVEN W

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	225	$0.00	$0.00

Holdings After Transaction: Common Stock — 3,201 shares (Direct)

Footnotes (2)

1. F1. This is an award of Restricted Stock Units which will pay out into shares of Common Stock of the Company upon: (a) the 12 month anniversary of the Grant Date, or (b) the Company's next annual meeting of stockholders following the Grant Date, whichever occurs first.
2. F2. Includes 225 shares underlying Restricted Stock Units allocated but not yet vested or delivered.

Key Figures

RSUs awarded: 225 shares Shares held after award: 3201 shares Transaction price per share: $0.0000 +1 more

4 metrics

RSUs awarded 225 shares Restricted Stock Units granted on 2026-07-27

Shares held after award 3201 shares Direct holdings reported following the transaction

Transaction price per share $0.0000 Stock award classified with zero per-share price

RSU vesting horizon 12 months Payout occurs at 12-month anniversary of Grant Date or earlier at next annual meeting

Key Terms

Restricted Stock Units, Grant Date, annual meeting of stockholders

3 terms

Restricted Stock Units financial

"This is an award of Restricted Stock Units which will pay out"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Grant Date financial

"upon: (a) the 12 month anniversary of the Grant Date, or (b)"

The grant date is the day a company formally gives an employee or contractor the right to receive stock-based compensation, such as stock options or restricted shares. It matters to investors because it fixes key terms—like the price, the start of the ownership clock, and when the award will affect the company’s financial statements and share count—so it can influence dilution, reported expenses, and potential future selling pressure.

annual meeting of stockholders financial

"or (b) the Company's next annual meeting of stockholders following"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/29/2026 - 08:16 PM Accepted by SEC EDGAR 07/29/2026 - 08:16 PM Learn about SEC filing dates

FAQ

What insider transaction did CVCO report for director Steven W. Moster?

Steven W. Moster reported a grant of 225 Restricted Stock Units tied to Cavco Industries common stock on July 27, 2026. These RSUs form a stock-based compensation award rather than a market trade and increase his reported direct holdings to 3,201 shares.

When will Steven W. Moster’s CVCO Restricted Stock Units vest or pay out?

The 225 Restricted Stock Units will pay out into shares of Cavco common stock on the earlier of the 12‑month anniversary of the grant date or the company’s next annual meeting of stockholders, whichever occurs first, according to the transaction footnote.

How many Cavco Industries (CVCO) shares does Steven W. Moster hold after this award?

After the July 27, 2026 award, Steven W. Moster reports 3,201 Cavco Industries shares held directly. This figure includes 225 shares underlying Restricted Stock Units that have been allocated but are not yet vested or delivered into common stock.

Was Steven W. Moster’s July 27, 2026 CVCO transaction a market purchase?

No. The filing classifies the transaction as a grant or award acquisition (code A) of 225 Restricted Stock Units with a $0.0000 transaction price per share. It represents stock-based compensation rather than an open-market purchase of Cavco Industries shares.

Do Steven W. Moster’s reported CVCO holdings include unvested Restricted Stock Units?

Yes. A footnote states that his reported total of 3,201 shares includes 225 shares underlying Restricted Stock Units that are allocated but not yet vested or delivered, meaning part of his position is still subject to vesting conditions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MOSTER STEVEN W

(Last) (First) (Middle)

C/O 3636 N. CENTRAL AVE., STE. 1200

(Street)

PHOENIX ARIZONA 85012

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CAVCO INDUSTRIES, INC. [ CVCO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/27/2026		A		225	A(1)	$0	3,201(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This is an award of Restricted Stock Units which will pay out into shares of Common Stock of the Company upon: (a) the 12 month anniversary of the Grant Date, or (b) the Company's next annual meeting of stockholders following the Grant Date, whichever occurs first.

2. Includes 225 shares underlying Restricted Stock Units allocated but not yet vested or delivered.

Remarks:

	/s/ Seth G. Schuknecht, attorney-in fact	07/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)