Citizens Financial Services (CZFS) SVP buys 13 shares in open trade

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC senior vice president Stephen J. Guillaume reported an open-market purchase of 13.0000 shares of COMMON CLASS stock at $56.9600 per share. Following this transaction, his directly held position increased to 4523.8348 shares.

Insider Trade Summary

Net Buyer: 13 shares ($740)

Net Buy 1 txn

Insider Guillaume Stephen J

Role SENIOR VICE PRESIDENT

Bought 13 shs ($740.48)

Type	Security	Shares	Price	Value
Purchase	COMMON CLASS	13	$56.96	$740.48

Holdings After Transaction: COMMON CLASS — 4,523.835 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Guillaume Stephen J

(Last) (First) (Middle)

POST OFFICE BOX 43

(Street)

LIBERTY PA 16930

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SENIOR VICE PRESIDENT

3. Date of Earliest Transaction (Month/Day/Year)
08/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	08/31/2025		P		13	A	$56.96	4,523.8348	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	GINA MARIE BOOR FOR STEPHEN J. GUILLAUME UNDER POWER OF ATTORNEY DATED 10/25/2019	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CITIZENS FINANCIAL SERVICES INC (CZFS) report?

CITIZENS FINANCIAL SERVICES INC reported that senior vice president Stephen J. Guillaume bought 13.0000 COMMON CLASS shares in an open-market transaction. This filing reflects a routine insider purchase rather than a large ownership change or major corporate event.

At what price did the CZFS executive buy shares in this Form 4?

Stephen J. Guillaume purchased 13.0000 shares of CITIZENS FINANCIAL SERVICES INC COMMON CLASS stock at $56.9600 per share. The transaction was classified as an open-market or private purchase under code “P” in the Form 4 insider trading report.

How many CITIZENS FINANCIAL SERVICES INC (CZFS) shares does the insider hold after the trade?

After this reported transaction, Stephen J. Guillaume directly owns 4523.8348 shares of CITIZENS FINANCIAL SERVICES INC COMMON CLASS stock. The Form 4 lists this as his total direct beneficial ownership immediately following the 13.0000-share open-market purchase.

Is the CZFS insider transaction classified as a buy or a sell?

The transaction is classified as a buy. The Form 4 identifies it as an open-market purchase with code “P,” and the normalized data flags the transaction_direction as “buy,” increasing the executive’s directly held CITIZENS FINANCIAL SERVICES INC COMMON CLASS share position.

What role does the reporting person hold at CITIZENS FINANCIAL SERVICES INC (CZFS)?

The reporting person, Stephen J. Guillaume, is a senior vice president at CITIZENS FINANCIAL SERVICES INC. The Form 4 indicates he is an officer of the company and that the reported 13.0000-share purchase reflects his direct beneficial ownership in COMMON CLASS stock.