CZFS director granted 88 Citizens Financial shares

KUNES CHRISTOPHER W reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

KUNES CHRISTOPHER W reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC director Christopher W. Kunes received a grant of 88 shares of Common Class stock at no cost. This award increased his direct holdings to about 13,133.0957 shares. The transaction is reported as a grant or award, not an open-market purchase or sale.

Insider Trade Summary

Grant/Award: 88 shares

Grant/Award 1 txn

Insider KUNES CHRISTOPHER W

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	88	$0.00	$0.00

Holdings After Transaction: COMMON CLASS — 13,133.0957 shares (Direct)

Key Figures

Shares granted: 88 shares Grant price per share: $0.0000 per share Total holdings after transaction: 13,133.0957 shares

3 metrics

Shares granted 88 shares Grant of Common Class on 2026-06-15

Grant price per share $0.0000 per share Reported grant price for awarded shares

Total holdings after transaction 13,133.0957 shares Direct Common Class holdings after grant

Key Terms

Grant, award, or other acquisition, non-derivative, Form 4

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

non-derivative financial

"transaction_type: "non-derivative""

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CITIZENS FINANCIAL SERVICES INC (CZFS) report for Christopher W. Kunes?

CITIZENS FINANCIAL SERVICES INC reported that director Christopher W. Kunes received a grant of 88 Common Class shares. The shares were awarded at no cost, reflecting compensation rather than an open-market stock purchase or sale.

How many CITIZENS FINANCIAL SERVICES INC (CZFS) shares does Christopher W. Kunes hold after this grant?

After the reported grant, Christopher W. Kunes directly holds a total of approximately 13,133.0957 shares of CITIZENS FINANCIAL SERVICES INC Common Class stock. This figure includes his existing holdings plus the newly awarded 88-share grant.

Was the recent CITIZENS FINANCIAL SERVICES INC (CZFS) Form 4 transaction a stock purchase or sale?

The Form 4 transaction was neither an open-market purchase nor a sale. It was coded as “A,” indicating a grant, award, or other acquisition of 88 Common Class shares as compensation, with no cash price per share reported.

What does the transaction code "A" mean in the CITIZENS FINANCIAL SERVICES INC (CZFS) Form 4?

The transaction code “A” on the Form 4 indicates a grant, award, or other acquisition. For Christopher W. Kunes, it reflects an 88-share award of Common Class stock, received at a reported price of $0.0000 per share as compensation.

Is the reported CITIZENS FINANCIAL SERVICES INC (CZFS) insider transaction direct or indirect ownership?

The filing classifies the holdings as direct ownership. Christopher W. Kunes is shown as directly owning the Common Class shares, with 13,133.0957 shares held following the 88-share grant reported in this Form 4.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 06/16/2026 - 07:14 AM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KUNES CHRISTOPHER W

(Last) (First) (Middle)

3896 PENNS VALLEY ROAD

(Street)

SPRING MILLS PENNSYLVANIA 16875

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	06/15/2026		A		88	A	$0	13,133.0957	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR CHRISTOPHER W. KUNES UNDER POWER OF ATTORNEY DATED 11/18/2018	06/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)