Citizens & Northern EVP adds 181 ESOP shares

For CITIZENS & NORTHERN CORP (CZNC), Executive Vice President Harold F. Hoose III reported an indirect acquisition of 181 shares of Common Stock at $25.84 per share on August 20, 2026.

Rhea-AI Filing Summary

For CITIZENS & NORTHERN CORP (CZNC), Executive Vice President Harold F. Hoose III reported an indirect acquisition of 181 shares of Common Stock at $25.84 per share on August 20, 2026. The filing states this was an exempt acquisition in an ESOP via dividend reinvestment under a dividend reinvestment plan.

Following this transaction, indirect holdings by ESOP are reported as 16,880 shares, and direct holdings are reported as 43,704 shares of Common Stock.

Insider Trade Summary

Other: 181 shares

Other 2 txns

Insider Hoose Harold F III

Role EXEC. VP

Type	Security	Shares	Price	Value
Other	Common Stock F1	181	$25.84	$5K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 16,880 shares (Indirect, By ESOP); Common Stock — 43,704 shares (Direct)

Footnotes (1)

1. F1. Exempt acquisition in ESOP via dividend reinvestment under D/R plan

Key Figures

Shares acquired: 181 shares of Common Stock Transaction price per share: $25.84 per share Indirect holdings after transaction: 16,880 shares of Common Stock +2 more

5 metrics

Shares acquired 181 shares of Common Stock Exempt ESOP dividend reinvestment on August 20, 2026

Transaction price per share $25.84 per share Price for the 181-share ESOP acquisition

Indirect holdings after transaction 16,880 shares of Common Stock Held indirectly by ESOP after the August 20, 2026 transaction

Direct holdings after transaction 43,704 shares of Common Stock Directly held following the reported date

Restructuring shares 181 shares Shares classified in transaction summary as restructuring (code J)

Key Terms

ESOP, dividend reinvestment, D/R plan, indirect ownership

4 terms

ESOP financial

"Exempt acquisition in <b>ESOP</b> via dividend reinvestment under D/R plan"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

dividend reinvestment financial

"Exempt acquisition in ESOP via <b>dividend reinvestment</b> under D/R plan"

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

D/R plan financial

"Exempt acquisition in ESOP via dividend reinvestment under <b>D/R plan</b>"

indirect ownership financial

"Ownership type reported as <b>indirect</b> with nature of ownership By ESOP"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZNC report for Harold F. Hoose III?

Harold F. Hoose III reported an indirect acquisition of 181 shares of CITIZENS & NORTHERN CORP Common Stock on August 20, 2026, at $25.84 per share, through an exempt ESOP dividend reinvestment under a dividend reinvestment plan.

Was the CZNC Form 4 transaction a market purchase or a plan transaction?

The Form 4 describes the 181-share acquisition as an exempt acquisition in an ESOP via dividend reinvestment under a D/R plan, rather than a standard open-market purchase.

How many CZNC shares does Harold F. Hoose III now hold indirectly?

After the reported ESOP transaction, Harold F. Hoose III’s indirect holdings in CITIZENS & NORTHERN CORP Common Stock, held by ESOP, are reported as 16,880 shares.

What are Harold F. Hoose III’s direct holdings of CZNC after this filing?

The Form 4 shows a holding entry indicating 43,704 shares of CITIZENS & NORTHERN CORP Common Stock held directly by Harold F. Hoose III following the reported date.

What transaction code was used in the CZNC Form 4 filing?

The acquisition of 181 shares was reported with transaction code J, described as an “Other acquisition or disposition”, with a footnote clarifying it as an exempt ESOP dividend reinvestment.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/24/2026 - 03:51 PM EDT Accepted by SEC EDGAR 08/24/2026 - 03:51 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hoose Harold F III

(Last) (First) (Middle)

286 HUNTER'S TRAIL ROAD

(Street)

WELLSBORO PENNSYLVANIA 16901

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXEC. VP

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/20/2026		J(1)	V	181	A	$25.84	16,880	I	By ESOP
Common Stock								43,704	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Exempt acquisition in ESOP via dividend reinvestment under D/R plan

	/s/ Melinda S Kilburn for Harold F Hoose, III, 04/24/25, Attorney-in-Fact	08/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)