Citizens & Northern CEO reinvests into 400 shares

CITIZENS & NORTHERN CORP (CZNC) reported insider activity by J. Bradley Scovill, President and CEO.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) reported insider activity by J. Bradley Scovill, President and CEO. On 2026-08-14, he acquired 400 shares of common stock at $25.95 per share through reinvestment of a cash dividend under a dividend reinvestment plan, bringing his direct holdings to 134,242 shares. On 2026-08-20, an employee stock ownership plan (ESOP) associated with him acquired 73 shares at $25.84 per share via exempt ESOP dividend reinvestment, resulting in 6,772 shares held indirectly by the ESOP.

Insider Trade Summary

Other: 473 shares

Other 2 txns

Insider SCOVILL J BRADLEY

Role PRESIDENT AND CEO

Type	Security	Shares	Price	Value
Other	Common Stock F2	73	$25.84	$2K
Other	Common Stock F1	400	$25.95	$10K

Holdings After Transaction: Common Stock — 134,242 shares (Direct); Common Stock — 6,772 shares (Indirect, by ESOP)

Footnotes (2)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.
2. F2. Exempt acquisition in ESOP via dividend reinvestment under D/R plan.

Key Figures

Shares acquired (direct): 400 shares Price per share (direct DRP): $25.95 Direct holdings after transaction: 134,242 shares +3 more

6 metrics

Shares acquired (direct) 400 shares Dividend reinvestment on 2026-08-14 at $25.95 per share

Price per share (direct DRP) $25.95 Dividend reinvestment on 2026-08-14

Direct holdings after transaction 134,242 shares Common Stock held directly by J. Bradley Scovill after 2026-08-14

Shares acquired (ESOP indirect) 73 shares Exempt ESOP dividend reinvestment on 2026-08-20 at $25.84 per share

Price per share (ESOP DRP) $25.84 Exempt ESOP acquisition on 2026-08-20

Indirect ESOP holdings after transaction 6,772 shares Common Stock held indirectly by ESOP after 2026-08-20

Key Terms

dividend reinvestment plan, ESOP, exempt acquisition

3 terms

dividend reinvestment plan financial

"Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

ESOP financial

"Exempt acquisition in ESOP via dividend reinvestment under D/R plan."

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

exempt acquisition financial

"Exempt acquisition in ESOP via dividend reinvestment under D/R plan."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did CZNC President and CEO J. Bradley Scovill report?

He reported two dividend reinvestment-based acquisitions of Citizens & Northern Corp (CZNC) common stock: 400 shares directly on 2026-08-14 and 73 shares indirectly via an ESOP on 2026-08-20.

How many CZNC shares did J. Bradley Scovill acquire on 2026-08-14?

On 2026-08-14, J. Bradley Scovill acquired 400 shares of CZNC common stock at $25.95 per share through reinvestment of a cash dividend under a dividend reinvestment plan.

What are J. Bradley Scovill’s direct CZNC holdings after the latest Form 4?

After the 2026-08-14 dividend reinvestment transaction, J. Bradley Scovill directly holds 134,242 shares of Citizens & Northern Corp (CZNC) common stock.

How many CZNC shares are held for J. Bradley Scovill through the ESOP?

Following the 2026-08-20 exempt ESOP dividend reinvestment acquisition of 73 shares at $25.84 per share, the ESOP holds 6,772 CZNC shares for his indirect benefit.

Were the CZNC insider acquisitions part of a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked as an affirmative plan, and the footnotes describe the transactions as dividend reinvestments under a dividend reinvestment plan and an ESOP, not under a 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/24/2026 - 03:59 PM EDT Accepted by SEC EDGAR 08/24/2026 - 03:59 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SCOVILL J BRADLEY

(Last) (First) (Middle)

47 WALNUT STREET

(Street)

WELLSBORO PENNSYLVANIA 16901

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT AND CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		J(1)	V	400	A	$25.95	134,242	D
Common Stock	08/20/2026		J(2)	V	73	A	$25.84	6,772	I	by ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

2. Exempt acquisition in ESOP via dividend reinvestment under D/R plan.

	/s/ Melinda S Kilburn for J Bradley Scovill, 3/20/25, Attorney-in-Fact	08/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)