Citizens & Northern director acquires 57 shares

CITIZENS & NORTHERN CORP (CZNC) director Stephen M. Dorwart reported an acquisition of 57 shares of common stock on August 14, 2026.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) director Stephen M. Dorwart reported an acquisition of 57 shares of common stock on August 14, 2026. According to a footnote, these shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan at $25.96 per share, bringing his directly held stake to 14,531 shares. He also reports 4,270 shares of common stock held indirectly "By Corporation."

Insider Trade Summary

Other: 57 shares

Other 2 txns

Insider Dorwart Stephen M

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock F1	57	$25.96	$1K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 14,531 shares (Direct); Common Stock — 4,270 shares (Indirect, By Corporation)

Footnotes (1)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

Key Figures

Shares acquired: 57 shares of Common Stock Transaction price per share: $25.96 per share Direct holdings after transaction: 14,531 shares +1 more

4 metrics

Shares acquired 57 shares of Common Stock Acquired on August 14, 2026 via dividend reinvestment plan

Transaction price per share $25.96 per share Price reported for the 57 shares acquired on August 14, 2026

Direct holdings after transaction 14,531 shares Total directly owned CZNC common shares following the acquisition

Indirect holdings 4,270 shares CZNC common shares held indirectly, nature of ownership "By Corporation"

Key Terms

dividend reinvestment plan, indirect, nature of ownership, transaction code J

4 terms

dividend reinvestment plan financial

"Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

indirect financial

"total_shares_following_transaction 4,270.0000, direct_or_indirect I"

nature of ownership financial

"nature_of_ownership By Corporation"

transaction code J regulatory

"transaction_code J, Other acquisition or disposition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZNC director Stephen M. Dorwart report?

Stephen M. Dorwart reported acquiring 57 shares of CITIZENS & NORTHERN CORP common stock on August 14, 2026 through a dividend reinvestment plan, at a reported price of $25.96 per share.

How many CZNC shares does Stephen M. Dorwart hold after this transaction?

After the reported transaction, Stephen M. Dorwart directly holds 14,531 CZNC shares. He also reports 4,270 shares held indirectly, classified as ownership "By Corporation."

Was the August 14, 2026 CZNC transaction a market purchase or something else?

The August 14, 2026 transaction was not a market purchase. A footnote states the 57 shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan.

What price is associated with Stephen M. Dorwart’s CZNC share acquisition?

The filing reports a transaction price of $25.96 per share for the 57 CZNC shares acquired on August 14, 2026 via the dividend reinvestment plan.

Does Stephen M. Dorwart have indirect ownership of CZNC shares?

Yes. In addition to his direct holdings, Stephen M. Dorwart reports 4,270 CZNC shares held indirectly, with the nature of ownership described as "By Corporation".

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/25/2026 - 02:00 PM EDT Accepted by SEC EDGAR 08/25/2026 - 02:00 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dorwart Stephen M

(Last) (First) (Middle)

234 CEDAR ROAD

(Street)

MULLICA HILL NEW JERSEY 08062

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		J(1)	V	57	A	$25.96	14,531	D
Common Stock								4,270	I	By Corporation

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

	/s/ Melinda S. Kilburn for Stephen M Dorwart, 3/20/25, Attorney-in-Fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)