Citizens & Northern director buys 8 shares

Director Katherine W. Shattuck increased her direct CZNC holdings through a small 10b5-1 plan purchase.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) director Katherine W. Shattuck reported a small open-market purchase of 8 shares of common stock on September 4, 2026 at $26.1662 per share. Following this transaction, she directly holds 10,711 shares of CITIZENS & NORTHERN CORP common stock. The transaction was made pursuant to a Rule 10b5-1 trading plan that became effective May 1, 2026.

Insider Trade Summary 10b5-1

Net Buyer: 8 shares

Net Buy 1 txn

Insider Shattuck Katherine W

Role Director

Bought 8 shs ($209.33)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	8	$26.1662	$209.33

Holdings After Transaction: Common Stock — 10,711 shares (Direct)

Footnotes (1)

1. F1. This transaction was made pursuant to a written plan that became effective 5/1/26.

Key Figures

Shares purchased: 8 shares Purchase price per share: $26.1662 per share Holdings after transaction: 10,711 shares +1 more

4 metrics

Shares purchased 8 shares Common Stock purchased on September 4, 2026

Purchase price per share $26.1662 per share Open-market or private purchase on September 4, 2026

Holdings after transaction 10,711 shares Direct ownership of CITIZENS & NORTHERN CORP common stock after the purchase

Rule 10b5-1 plan effective date May 1, 2026 Plan under which the September 4, 2026 trade was executed

Key Terms

Rule 10b5-1 trading plan, Form 4, open market or private transaction

3 terms

Rule 10b5-1 trading plan regulatory

"This transaction was made pursuant to a written plan that became effective 5/1/26."

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

Form 4 regulatory

"Insider transaction is reported on a Form 4 ownership filing."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

open market or private transaction financial

"Purchase in open market or private transaction"

FAQ

What insider transaction did CZNC director Katherine W. Shattuck report?

She reported a purchase of 8 shares of CITIZENS & NORTHERN CORP common stock on September 4, 2026 in an open-market or private transaction.

At what price were the CZNC shares purchased by the director?

Katherine W. Shattuck purchased the CZNC shares at a price of $26.1662 per share, as disclosed for the September 4, 2026 transaction.

How many CZNC shares does Katherine W. Shattuck own after this Form 4 transaction?

After the reported purchase, Katherine W. Shattuck directly owns 10,711 shares of CITIZENS & NORTHERN CORP common stock.

Was the CZNC insider trade made under a Rule 10b5-1 plan?

Yes. The filing states the transaction was made pursuant to a written Rule 10b5-1 plan that became effective May 1, 2026.

What type of security did the CZNC director acquire?

The director acquired Common Stock of CITIZENS & NORTHERN CORP in this Form 4-reported transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/08/2026 - 12:24 PM Accepted by SEC EDGAR 09/08/2026 - 12:23 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shattuck Katherine W

(Last) (First) (Middle)

1171 BARNER ROAD

(Street)

TOWANDA PENNSYLVANIA 18848

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/04/2026		P(1)		8	A	$26.1662	10,711	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was made pursuant to a written plan that became effective 5/1/26.

	/s/ Melinda Kilburn for Katherine W Shattuck, 03.20.25, Attorney-in-Fact	09/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)