Citizens & Northern (NASDAQ: CZNC) director lifts stake to 51,647 shares

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) director Frank G. Pellegrino reported acquiring 539 shares of common stock on August 14, 2026 in an "other" acquisition transaction. According to the filing, these shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan at $25.89 per share, bringing his directly held position to 51,647 shares after the transaction.

Insider Trade Summary

Net Buyer: 539 shares

Net Buy 1 txn

Insider Pellegrino Frank G

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock F1	539	$25.89	$14K

Holdings After Transaction: Common Stock — 51,647 shares (Direct)

Footnotes (1)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

Key Figures

Shares acquired: 539 shares Transaction price per share: $25.89 per share Shares owned after transaction: 51,647 shares

3 metrics

Shares acquired 539 shares Common Stock acquired on August 14, 2026 via dividend reinvestment plan

Transaction price per share $25.89 per share Price for Common Stock in the August 14, 2026 acquisition

Shares owned after transaction 51,647 shares Directly held CITIZENS & NORTHERN CORP common stock after the transaction

Key Terms

dividend reinvestment plan, Form 4, Other acquisition or disposition

3 terms

dividend reinvestment plan financial

"Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Form 4 regulatory

"reported acquiring 539 shares of common stock in this Form 4"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Other acquisition or disposition regulatory

"transaction_code_description": "Other acquisition or disposition""

FAQ

What insider transaction did CZNC director Frank G. Pellegrino report?

Frank G. Pellegrino reported acquiring 539 shares of CITIZENS & NORTHERN CORP common stock on August 14, 2026 as an "other" acquisition, increasing his directly held stake to 51,647 shares after the transaction.

At what price were the CZNC shares acquired in this Form 4 filing?

The reported acquisition price was $25.89 per share for the 539 CITIZENS & NORTHERN CORP common shares, according to the Form 4 data for the August 14, 2026 transaction.

How were the new CZNC shares obtained by Frank G. Pellegrino?

The 539 CZNC shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan, as disclosed in the footnote to the Form 4 transaction.

What is Frank G. Pellegrino’s CZNC shareholding after this transaction?

After the August 14, 2026 acquisition, Frank G. Pellegrino directly holds 51,647 shares of CITIZENS & NORTHERN CORP common stock, as reported in the Form 4.

Was this CZNC insider transaction a market purchase or sale?

No market purchase or sale was reported. The transaction is coded as J (other acquisition or disposition) and reflects shares acquired via dividend reinvestment, not an open-market trade.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/25/2026 - 02:05 PM Accepted by SEC EDGAR 08/25/2026 - 02:04 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pellegrino Frank G

(Last) (First) (Middle)

2050 POCO FARM ROAD

(Street)

WILLIAMSPORT PENNSYLVANIA 17701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		J(1)	V	539	A	$25.89	51,647	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

	/s/ Melinda S Kilburn for Frank Pellegrino, 3/20/25, Attorney-in-Fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)