Citizens & Northern Corp (CZNC) director adds 180 shares in open-market buy

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP director Frank G. Pellegrino reported an open-market purchase of 180 shares of Common Stock on April 6, 2026 at an average price of $22.5451 per share. Following this trade, his directly held position increased to 48,542 shares. The filing notes that the transaction was executed under a written trading plan that became effective on May 1, 2025, indicating it was pre-arranged rather than a discretionary purchase.

Insider Trade Summary 10b5-1

Net Buyer: 180 shares ($4,058)

Net Buy 1 txn

Insider Pellegrino Frank G

Role Director

Bought 180 shs ($4K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	180	$22.5451	$4K

Holdings After Transaction: Common Stock — 48,542 shares (Direct)

Footnotes (1)

1. [object Object]

Key Figures

Shares purchased: 180 shares Purchase price: $22.5451 per share Shares owned after trade: 48,542 shares +2 more

5 metrics

Shares purchased 180 shares Open-market purchase on April 6, 2026

Purchase price $22.5451 per share Average price for the 180-share purchase

Shares owned after trade 48,542 shares Direct holdings following the transaction

Net buy shares 180 shares Net-buy direction in this Form 4

Trading plan effective date May 1, 2025 Written plan governing the transaction

Key Terms

open-market purchase, Common Stock, written plan, net-buy

4 terms

open-market purchase financial

"transaction_action": "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Common Stock financial

""security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

written plan regulatory

"This transaction was made pursuant to a written plan that became effective 5/1/25"

net-buy financial

""netBuySellDirection": "net-buy""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pellegrino Frank G

(Last) (First) (Middle)

2050 POCO FARM ROAD

(Street)

WILLIAMSPORT PENNSYLVANIA 17701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/06/2026		P(1)		180	A	$22.5451	48,542	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was made pursuant to a written plan that became effective 5/1/25.

	/s/ Melinda S Kilburn for Frank Pellegrino, 3/20/25, Attorney-in-Fact	04/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZNC director Frank G. Pellegrino report?

Director Frank G. Pellegrino reported an open-market purchase of 180 shares of CITIZENS & NORTHERN CORP Common Stock. The trade occurred on April 6, 2026 at an average price of $22.5451 per share, increasing his directly owned holdings reported in this filing.

At what price did the CZNC director buy shares in this Form 4?

The director bought 180 shares at an average price of $22.5451 per share. This reflects an open-market purchase of CITIZENS & NORTHERN CORP Common Stock, as disclosed in the Form 4, and forms part of his directly held equity position.

How many CZNC shares does Frank G. Pellegrino hold after this transaction?

After the disclosed trade, Frank G. Pellegrino directly holds 48,542 shares of CITIZENS & NORTHERN CORP Common Stock. This post-transaction figure comes from the Form 4 and represents his direct ownership following the 180-share open-market purchase.

Was the CZNC insider’s stock purchase made under a trading plan?

Yes. A footnote states the transaction was made pursuant to a written plan that became effective May 1, 2025. This indicates the purchase was pre-arranged under that plan, rather than being a spontaneous, discretionary trade in CITIZENS & NORTHERN CORP shares.

What type of security did the CZNC director acquire in this filing?

The filing shows acquisition of CITIZENS & NORTHERN CORP Common Stock. The director purchased 180 common shares in an open-market transaction, and there are no derivative security transactions reported alongside this non-derivative stock purchase in the provided data.