Citizens & Northern director buys small stake in open market

CITIZENS & NORTHERN CORP director Katherine W. Shattuck reported an open-market purchase of 9 shares of common stock on July 8, 2026 at $23.025 per share.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP director Katherine W. Shattuck reported an open-market purchase of 9 shares of common stock on July 8, 2026 at $23.025 per share. Following this transaction, she directly holds 10,593 shares. The purchase was made pursuant to a written plan that became effective on May 1, 2026.

Insights

Insider trading analyst

Small, pre-planned director share purchase with limited signaling value.

Director Katherine W. Shattuck executed an open-market purchase of 9 shares of CITIZENS & NORTHERN CORP common stock at $23.025 per share on July 8, 2026. After this trade, her direct holdings total 10,593 shares.

A footnote states the trade was made under a written plan effective May 1, 2026, indicating a pre-arranged trading schedule. Such plans generally reduce the informational content of trade timing, and the very small size of this purchase suggests minimal impact on the overall investment thesis.

Insider Trade Summary 10b5-1

Net Buyer: 9 shares

Net Buy 1 txn

Insider Shattuck Katherine W

Role Director

Bought 9 shs ($207.23)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	9	$23.025	$207.23

Holdings After Transaction: Common Stock — 10,593 shares (Direct)

Footnotes (1)

1. F1. This transaction was made pursuant to a written plan that became effective 5/1/26.

Key Figures

Shares purchased: 9 shares Purchase price per share: $23.025 Shares owned after transaction: 10,593 shares +1 more

4 metrics

Shares purchased 9 shares Common stock bought by Katherine W. Shattuck on July 8, 2026

Purchase price per share $23.025 Open-market purchase price for Citizens & Northern Corp common stock

Shares owned after transaction 10,593 shares Direct holdings of Katherine W. Shattuck following the July 8, 2026 trade

Trading plan effective date May 1, 2026 Date the written plan governing the transaction became effective

Key Terms

open-market purchase, written plan, common stock

3 terms

open-market purchase financial

"transaction_code_description: Purchase in open market or private transaction"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

written plan financial

"This transaction was made pursuant to a written plan that became effective"

common stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

What insider transaction did CITIZENS & NORTHERN CORP (CZNC) disclose for Katherine W. Shattuck?

CITIZENS & NORTHERN CORP disclosed that director Katherine W. Shattuck bought 9 shares of common stock at $23.025 per share on July 8, 2026 in an open-market transaction.

How many CITIZENS & NORTHERN CORP (CZNC) shares does Katherine W. Shattuck hold after the latest Form 4?

After the reported transaction, director Katherine W. Shattuck directly holds 10,593 shares of CITIZENS & NORTHERN CORP common stock, reflecting her position immediately following the July 8, 2026 open-market purchase.

What was the purchase price in the recent CZNC insider trade by Katherine W. Shattuck?

In the reported insider trade, director Katherine W. Shattuck purchased CITIZENS & NORTHERN CORP common stock at an average price of $23.025 per share for a total of 9 shares on July 8, 2026.

Was the July 8, 2026 CZNC insider trade by Katherine W. Shattuck pre-planned?

Yes. A footnote states the transaction was made pursuant to a written plan that became effective on May 1, 2026, indicating the trade followed a pre-established trading arrangement.

What type of transaction was reported in the CZNC Form 4 for Katherine W. Shattuck?

The Form 4 reports an open-market purchase of CITIZENS & NORTHERN CORP common stock by director Katherine W. Shattuck, coded "P" for a purchase in an open market or private transaction.

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Available on EDGAR 07/10/2026 - 08:50 AM Accepted by SEC EDGAR 07/10/2026 - 08:50 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shattuck Katherine W

(Last) (First) (Middle)

1171 BARNER ROAD

(Street)

TOWANDA PENNSYLVANIA 18848

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/08/2026		P(1)		9	A	$23.025	10,593	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was made pursuant to a written plan that became effective 5/1/26.

	/s/ Melinda Kilburn for Katherine W Shattuck, 03.20.25, Attorney-in-Fact	07/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)