CZNC EVP CIO reports ESOP dividend reinvestment in Form 4 filing

Rhea-AI Filing Summary

Citizens & Northern Corp (CZNC)11/19/2025, the officer acquired 25 shares of common stock at $19.46 per share through an exempt transaction coded "J(1)", described as an ESOP acquisition via dividend reinvestment under a dividend reinvestment plan.

Following this transaction, the officer beneficially owned 1,764 shares indirectly through an ESOP and 12,151 shares directly. No derivative securities were reported in this filing.

11/26/2025 - 02:57 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Balagour Alexander

(Last) (First) (Middle)

45 TEAL DRIVE

(Street)

LANGHORNE PA 19047

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP- CHIEF INFORMATION OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/19/2025		J(1)	V	25	A	$19.46	1,764	I	By ESOP
Common Stock								12,151	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Exempt acquisition in ESOP via dividend reinvestment under D/R plan.

	/s/ Melinda S Kilburn for Alex Balagour, 3/18/25, Attorney-in-Fact	11/26/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did CZNC report in this Form 4?

CITIZENS & NORTHERN CORP (CZNC) reported that its EVP–Chief Information Officer acquired 25 shares of common stock on 11/19/2025 through an exempt ESOP dividend reinvestment transaction.

At what price were the new CZNC shares acquired by the insider?

The 25 CZNC common shares were acquired at a price of $19.46 per share via dividend reinvestment in an ESOP.

How many CZNC shares does the reporting person own after this transaction?

After the transaction, the reporting person beneficially owned 1,764 shares indirectly through an ESOP and 12,151 shares directly of CZNC common stock.

What does the transaction code J(1) mean in this CZNC Form 4?

The code J(1) in this Form 4 is explained as an exempt acquisition in an ESOP via dividend reinvestment under a dividend reinvestment plan.

Did the CZNC insider report any derivative securities in this filing?

No. Table II shows no derivative securities acquired, disposed of, or beneficially owned by the reporting person in this Form 4.

What is the insider’s role at Citizens & Northern Corp (CZNC)?

The reporting person is identified as an Officer of CZNC with the title EVP–Chief Information Officer.