CZNC EVP CIO reports ESOP dividend reinvestment in Form 4 filing

Q: What insider transaction did CZNC report in this Form 4?

CITIZENS & NORTHERN CORP (CZNC) reported that its EVP–Chief Information Officer acquired 25 shares of common stock on 11/19/2025 through an exempt ESOP dividend reinvestment transaction.

Q: At what price were the new CZNC shares acquired by the insider?

The 25 CZNC common shares were acquired at a price of $19.46 per share via dividend reinvestment in an ESOP.

Q: What does the transaction code J(1) mean in this CZNC Form 4?

The code J(1) in this Form 4 is explained as an exempt acquisition in an ESOP via dividend reinvestment under a dividend reinvestment plan.

Q: Did the CZNC insider report any derivative securities in this filing?

No. Table II shows no derivative securities acquired, disposed of, or beneficially owned by the reporting person in this Form 4.

Q: What is the insider’s role at Citizens & Northern Corp (CZNC)?

The reporting person is identified as an Officer of CZNC with the title EVP–Chief Information Officer .

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Citizens & Northern Corp (CZNC) reported an insider transaction by its EVP–Chief Information Officer on a Form 4. On 11/19/2025, the officer acquired 25 shares of common stock at $19.46 per share through an exempt transaction coded "J(1)", described as an ESOP acquisition via dividend reinvestment under a dividend reinvestment plan.

Following this transaction, the officer beneficially owned 1,764 shares indirectly through an ESOP and 12,151 shares directly. No derivative securities were reported in this filing.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Balagour Alexander

Role EVP- CHIEF INFORMATION OFFICER

Type	Security	Shares	Price	Value
Other	Common Stock	25	$19.46	$486.50
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 1,764 shares (Indirect, By ESOP); Common Stock — 12,151 shares (Direct)

Footnotes (1)

F1. Exempt acquisition in ESOP via dividend reinvestment under D/R plan.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 11/26/2025 - 02:57 PM

FAQ

What insider transaction did CZNC report in this Form 4?

CITIZENS & NORTHERN CORP (CZNC) reported that its EVP–Chief Information Officer acquired 25 shares of common stock on 11/19/2025 through an exempt ESOP dividend reinvestment transaction.

At what price were the new CZNC shares acquired by the insider?

The 25 CZNC common shares were acquired at a price of $19.46 per share via dividend reinvestment in an ESOP.

How many CZNC shares does the reporting person own after this transaction?

After the transaction, the reporting person beneficially owned 1,764 shares indirectly through an ESOP and 12,151 shares directly of CZNC common stock.

What does the transaction code J(1) mean in this CZNC Form 4?

The code J(1) in this Form 4 is explained as an exempt acquisition in an ESOP via dividend reinvestment under a dividend reinvestment plan.

Did the CZNC insider report any derivative securities in this filing?

No. Table II shows no derivative securities acquired, disposed of, or beneficially owned by the reporting person in this Form 4.

What is the insider’s role at Citizens & Northern Corp (CZNC)?

The reporting person is identified as an Officer of CZNC with the title EVP–Chief Information Officer.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Balagour Alexander

(Last)

(First)

(Middle)

45 TEAL DRIVE

(Street)

LANGHORNE

19047

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP- CHIEF INFORMATION OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	11/19/2025		J⁽¹⁾	V	25	A	$19.46	1,764	I	By ESOP
Common Stock								12,151	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Exempt acquisition in ESOP via dividend reinvestment under D/R plan.

	/s/ Melinda S Kilburn for Alex Balagour, 3/18/25, Attorney-in-Fact	11/26/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR