Citizens & Northern director adds 114 dividend shares

CITIZENS & NORTHERN CORP (CZNC) director Robert G. Loughery reported an other acquisition of common stock on August 14, 2026.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) director Robert G. Loughery reported an other acquisition of common stock on August 14, 2026. He acquired 114 shares of common stock at $25.89 per share, with the footnote stating these shares were obtained through reinvestment of a cash dividend under a dividend reinvestment plan.

After this transaction, Loughery held 12,250 common shares directly. He also reported indirect ownership of 2 shares held by his spouse and 375 shares held by a child.

Insider Trade Summary

Other: 114 shares

Other 3 txns

Insider Loughery Robert G

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock F1	114	$25.89	$3K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,250 shares (Direct); Common Stock — 2 shares (Indirect, By Spouse); Common Stock — 375 shares (Indirect, By Child)

Footnotes (1)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

Key Figures

Shares acquired: 114 shares of Common Stock Transaction price per share: $25.89 per share Direct holdings after transaction: 12,250 shares +2 more

5 metrics

Shares acquired 114 shares of Common Stock Other acquisition on August 14, 2026 via dividend reinvestment plan

Transaction price per share $25.89 per share Price for 114 acquired shares of Common Stock

Direct holdings after transaction 12,250 shares Common Stock directly owned by Robert G. Loughery after acquisition

Indirect holdings by spouse 2 shares Common Stock indirectly owned by spouse

Indirect holdings by child 375 shares Common Stock indirectly owned by child

Key Terms

dividend reinvestment plan, indirect ownership, transaction code J

3 terms

dividend reinvestment plan financial

"Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

indirect ownership financial

"Indirect ownership reported as By Spouse and By Child holdings."

transaction code J regulatory

"Transaction coded J as Other acquisition or disposition."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transaction did CZNC director Robert G. Loughery report on August 14, 2026?

On August 14, 2026, Robert G. Loughery reported acquiring 114 shares of CITIZENS & NORTHERN CORP common stock in an "other acquisition" transaction at $25.89 per share, tied to a dividend reinvestment plan.

How were the new CZNC shares acquired by Robert G. Loughery obtained?

The 114 new CZNC shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan, according to the transaction footnote.

What are Robert G. Loughery’s direct CZNC share holdings after this Form 4?

After the reported transaction, Robert G. Loughery directly held 12,250 shares of CITIZENS & NORTHERN CORP common stock.

What indirect CZNC holdings did Robert G. Loughery report?

Robert G. Loughery reported indirect ownership of 2 shares of CZNC common stock held by his spouse and 375 shares held by a child.

Was the CZNC Form 4 transaction by Robert G. Loughery under a Rule 10b5-1 plan?

No. The filing indicates the Rule 10b5-1 checkbox is not marked, so the transaction is not affirmed as executed under a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/25/2026 - 02:14 PM EDT Accepted by SEC EDGAR 08/25/2026 - 02:14 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Loughery Robert G

(Last) (First) (Middle)

1128 SLOTTER ROAD

(Street)

PERKASIE PENNSYLVANIA 18944

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		J(1)	V	114	A	$25.89	12,250	D
Common Stock								2	I	By Spouse
Common Stock								375	I	By Child

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

	/s/ Melinda S Kilburn for Robert G Loughery, 3/20/25, Attorney-in-Fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)