[Form 4] Citizens & Northern Corporation Insider Trading Activity

Rhea-AI Filing Summary

Katherine W. Shattuck, a director of Citizens & Northern Corporation (CZNC), reported a small acquisition of company common stock under a written trading plan. The Form 4 shows a purchase of 20 shares of common stock on 08/08/2025 at a price of $18.66 per share, implemented pursuant to a written plan that became effective 05/01/2025.

After this transaction, the filing reports direct beneficial ownership of 9,368 shares. The form was filed by a single reporting person and is signed by an attorney-in-fact on behalf of the reporting person.

Insights

Securities Analyst

Small, plan-driven insider purchase: factual but not material.

The filing documents a purchase of 20 CZNC common shares at $18.66 under a written plan effective 05/01/2025, increasing direct holdings to 9,368 shares. Because the transaction was executed pursuant to a pre-established plan and the lot size is modest relative to total reported holdings, this disclosure is routine and is unlikely to be material to valuation or near-term trading dynamics. It does, however, provide a transparent record of insider activity and compliance with Section 16 reporting.

Corporate Governance Expert

Compliance-focused disclosure; documents director activity under a written plan.

The Form 4 indicates the reporting person is a director and that the purchase was made under a written plan effective 05/01/2025. The signature was provided by an attorney-in-fact. From a governance and disclosure standpoint, the filing satisfies insider reporting requirements by identifying the transaction date, transaction code, price of $18.66, quantity acquired (20 shares), and post-transaction direct ownership (9,368 shares). There are no indications of atypical or untimely reporting in the disclosed content.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shattuck Katherine W

(Last) (First) (Middle)

1171 BARNER ROAD

(Street)

TOWANDA PA 18848

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/08/2025		P(1)		20	A	$18.66	9,368	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was made pursuant to a written plan that became effective 5/1/25.

	/s/ Melinda Kilburn for Katherine W Shattuck, 03.20.25, Attorney-in-Fact	08/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Katherine W. Shattuck report for CZNC?

She acquired 20 shares of Citizens & Northern Corporation common stock on 08/08/2025 at $18.66 per share, according to the Form 4.

Was the transaction executed under a trading plan for CZNC insiders?

Yes. The filing states the transaction was made pursuant to a written plan effective 05/01/2025.

How many CZNC shares does the reporting person own after this transaction?

The Form 4 reports direct beneficial ownership of 9,368 shares following the reported purchase.

What is the reporting person’s relationship to CZNC?

The filing indicates the reporting person, Katherine W. Shattuck, is a Director of Citizens & Northern Corporation.

Was a derivative security reported in this Form 4 for CZNC?

No. The filing contains no entries in Table II; only a non-derivative common stock transaction is reported.