Welcome to our dedicated page for Citizen And Nrth SEC filings (Ticker: CZNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Citizens & Northern Corp (CZNC) director Leo F. Lambert reported acquiring additional common stock through a dividend reinvestment plan. On 11/14/2025, 191 shares of common stock were acquired at a price of $19.53 per share, as shown in the non-derivative securities table with transaction code "J" and an explanatory note that the shares were obtained via reinvestment of a cash dividend. Following this transaction, Lambert beneficially owns 44,388 shares of Citizens & Northern common stock in direct ownership.
Citizens & Northern Corp (CZNC)$19.53 per share through dividend reinvestment into the director's spouse's IRA, a form of indirect ownership. Following this transaction, the filing shows the spouse's IRA holding 5,730 shares and the director directly holding 9,161 shares of common stock. The transaction is coded as a routine reinvestment under an established plan, rather than an open‑market purchase or sale.
Citizens & Northern Corp (CZNC)756 shares of common stock on 11/21/2025 as noted in the explanation of responses, which states this was an award of restricted stock. The transaction was coded as an acquisition at a price of $19.29 per share.
After this transaction, the reporting person beneficially owned 26,662 shares of common stock directly. They also reported indirect holdings of 70,360 shares by a corporation, 6,142 shares through a beneficiary IRA, and 5,587 shares as trustee, showing a mix of direct and indirect ownership in Citizens & Northern Corp.
Citizens & Northern Corp (CZNC) director reported an open‑market purchase of 212 shares of common stock at $19.1382 on November 7, 2025. The trade was executed under a Rule 10b5‑1 plan that became effective on May 1, 2025.
After this transaction, the reporting person beneficially owned 46,292 shares, held directly.
Citizens & Northern Corp (CZNC) reported an insider transaction. A director purchased 20 shares of common stock on 11/07/2025 at $19.1382 per share, as disclosed on Form 4.
Following this trade, the director beneficially owned 9,541 shares with direct ownership. The filing notes the purchase was made under a Rule 10b5-1 trading plan that became effective 5/1/25.
Citizens & Northern Corporation (CZNC) announced that President & CEO J. Bradley Scovill and CFO Mark A. Hughes are scheduled to present an overview of the company on November 11, 2025 at the Piper Sandler & Co. Financial Services Conference in Aventura, FL.
The company furnished an Investor Presentation as Exhibit 99.1, which is incorporated by reference. This disclosure is provided under Regulation FD and is being furnished, not filed.
Citizens & Northern Corporation reported Q3 2025 results, with net income of $6.551 million and earnings per share of $0.42, up from $6.365 million and $0.41 a year ago. Net interest income rose to $22.263 million from $20.156 million as interest expense eased. The provision for credit losses increased to $2.163 million from $1.207 million.
Noninterest income was $7.304 million versus $7.133 million, while noninterest expense was $19.389 million versus $18.269 million and included $0.882 million of merger-related expenses. For the nine months, net income totaled $18.961 million (EPS $1.22) versus $17.784 million (EPS $1.16).
On the balance sheet, total assets were $2.664 billion, loans (net) were $1.922 billion, and available-for-sale securities were $415.313 million as of September 30, 2025. Deposits were $2.166 billion, long-term FHLB advances declined to $132.894 million, and stockholders’ equity improved to $293.959 million. Accumulated other comprehensive loss improved to $(26.026) million from $(36.761) million at year-end, reflecting higher unrealized gains on securities.
Citizens & Northern Corporation reported that it has released unaudited, consolidated financial results for the three and nine months ended September 30, 2025. The company also declared a dividend, as detailed in a press release dated October 23, 2025.
The press release, titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results,” is furnished as Exhibit 99 to this 8-K and incorporated by reference. CZNC common stock is listed on the Nasdaq Capital Market.
Katherine W. Shattuck, a director of Citizens & Northern Corp (CZNC), reported a small open-market purchase under a pre-established trading plan. The Form 4 shows a purchase of 19 shares executed on
The filing notes the trade was made pursuant to a written plan that became effective on
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