Welcome to our dedicated page for Citizen And Nrth SEC filings (Ticker: CZNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens & Northern Corporation (CZNC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded financial services organization. Incorporated in Pennsylvania and listed on the NASDAQ Capital Market under the symbol CZNC, Citizens & Northern Corporation files reports with the U.S. Securities and Exchange Commission under Commission File Number 0-16084.
Investors can review C&N’s current reports on Form 8-K, which disclose material events such as mergers, financial results, investor presentations and changes in board composition. Recent 8-K filings describe the completion of the merger with Susquehanna Community Financial, Inc., including the structure of the transaction and the subsequent merger of Susquehanna Community Bank into Citizens & Northern Bank. Other 8-Ks report unaudited quarterly financial results, dividend declarations, regulatory approvals related to the merger and the furnishing of investor presentation materials.
Where applicable, C&N’s filings also include pro forma financial information and historical financial statements for acquired businesses, as seen in the 8-K/A that amends an earlier report to add Susquehanna’s audited and unaudited financial statements and related pro forma data. These documents help users understand how acquisitions affect C&N’s consolidated financial position and performance.
On Stock Titan, C&N’s SEC filings are updated in step with the EDGAR system, and AI-powered tools summarize key points from lengthy documents. Users can quickly identify the purpose of each filing, locate sections discussing results of operations, acquisition terms or governance changes, and use AI-generated highlights to focus on items such as transaction details, financial condition and other events disclosed under Item 8.01. This page is a starting point for deeper review of C&N’s 8-Ks and related exhibits, as well as other periodic and transactional filings available through the SEC.
Citizens & Northern Corp (CZNC) director reported an open‑market purchase of 212 shares of common stock at $19.1382 on November 7, 2025. The trade was executed under a Rule 10b5‑1 plan that became effective on May 1, 2025.
After this transaction, the reporting person beneficially owned 46,292 shares, held directly.
Citizens & Northern Corp (CZNC) reported an insider transaction. A director purchased 20 shares of common stock on 11/07/2025 at $19.1382 per share, as disclosed on Form 4.
Following this trade, the director beneficially owned 9,541 shares with direct ownership. The filing notes the purchase was made under a Rule 10b5-1 trading plan that became effective 5/1/25.
Citizens & Northern Corporation (CZNC) announced that President & CEO J. Bradley Scovill and CFO Mark A. Hughes are scheduled to present an overview of the company on November 11, 2025 at the Piper Sandler & Co. Financial Services Conference in Aventura, FL.
The company furnished an Investor Presentation as Exhibit 99.1, which is incorporated by reference. This disclosure is provided under Regulation FD and is being furnished, not filed.
Citizens & Northern Corporation reported Q3 2025 results, with net income of $6.551 million and earnings per share of $0.42, up from $6.365 million and $0.41 a year ago. Net interest income rose to $22.263 million from $20.156 million as interest expense eased. The provision for credit losses increased to $2.163 million from $1.207 million.
Noninterest income was $7.304 million versus $7.133 million, while noninterest expense was $19.389 million versus $18.269 million and included $0.882 million of merger-related expenses. For the nine months, net income totaled $18.961 million (EPS $1.22) versus $17.784 million (EPS $1.16).
On the balance sheet, total assets were $2.664 billion, loans (net) were $1.922 billion, and available-for-sale securities were $415.313 million as of September 30, 2025. Deposits were $2.166 billion, long-term FHLB advances declined to $132.894 million, and stockholders’ equity improved to $293.959 million. Accumulated other comprehensive loss improved to $(26.026) million from $(36.761) million at year-end, reflecting higher unrealized gains on securities.
Citizens & Northern Corp filed a Form 13F holdings report listing $403,535,163 in reported securities across 121 holdings. The filing names Citizens & Northern Bank as an included manager and is signed by Mark A. Hughes, Executive Vice President and Chief Financial Officer.
This report is a standard institutional holdings disclosure that summarizes positions held by the reporting manager as of the reporting period; detailed line‑item holdings are referenced in the full 13F information table.
Citizens & Northern Corporation reported that it has released unaudited, consolidated financial results for the three and nine months ended September 30, 2025. The company also declared a dividend, as detailed in a press release dated October 23, 2025.
The press release, titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results,” is furnished as Exhibit 99 to this 8-K and incorporated by reference. CZNC common stock is listed on the Nasdaq Capital Market.
Katherine W. Shattuck, a director of Citizens & Northern Corp (CZNC), reported a small open-market purchase under a pre-established trading plan. The Form 4 shows a purchase of 19 shares executed on 10/03/2025 at a reported price of $19.7 per share. After the transaction she beneficially owns 9,521 shares, held directly.
The filing notes the trade was made pursuant to a written plan that became effective on 05/01/2025 and the Form 4 was signed on 10/06/2025 by an attorney-in-fact. The disclosure identifies her status as a director; no derivative transactions or additional material items are reported.
Frank G. Pellegrino, a director of Citizens & Northern Corp (CZNC), reported a purchase of 207 shares of the company’s common stock on 10/03/2025 at a reported price of $19.70 per share under a written plan that became effective on 5/01/2025. After the transaction, Mr. Pellegrino beneficially owned 46,080 shares. The Form 4 indicates the trade was executed pursuant to a Rule 10b5-1 plan (transaction code P(1)) and the form was signed by an attorney-in-fact on 10/06/2025. The filing shows a routine, planned acquisition by an insider rather than an ad hoc market trade.
On October 1, 2025 Susquehanna Community Financial, Inc. merged into Citizens & Northern Corporation. As part of the merger each Susquehanna share held by the reporting person converted into 0.80 shares of C&N common stock, with fractional shares cashed out at $19.48 per share. The reporting person, David S. Runk (Executive VP and Strategic Advisor), received 8,924 shares of C&N common stock by virtue of his 401(k) plan; the reported acquisition shows a price of $0 (non‑cash conversion). The closing market price for C&N on the transaction date was $19.68.
Christian C. Trate, a director of Citizens & Northern Corp (CZNC), reported receipt of shares on 10/01/2025 following a merger in which Susquehanna Community Financial, Inc. was merged into C&N. Under the deal each Susquehanna share held by the reporting person converted into 0.80 shares of C&N common stock, with fractional-share cash paid at $19.48 per share. The Form 4 lists non‑derivative acquisitions: 25,906, 70,360, 6,142, and 5,587 shares, all at $0 price (stock issued in merger). The closing price of C&N on the transaction date was $19.68. The form was signed by an attorney‑in‑fact on behalf of Mr. Trate.