Welcome to our dedicated page for Citizen And Nrth SEC filings (Ticker: CZNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens & Northern Corporation (CZNC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded financial services organization. Incorporated in Pennsylvania and listed on the NASDAQ Capital Market under the symbol CZNC, Citizens & Northern Corporation files reports with the U.S. Securities and Exchange Commission under Commission File Number 0-16084.
Investors can review C&N’s current reports on Form 8-K, which disclose material events such as mergers, financial results, investor presentations and changes in board composition. Recent 8-K filings describe the completion of the merger with Susquehanna Community Financial, Inc., including the structure of the transaction and the subsequent merger of Susquehanna Community Bank into Citizens & Northern Bank. Other 8-Ks report unaudited quarterly financial results, dividend declarations, regulatory approvals related to the merger and the furnishing of investor presentation materials.
Where applicable, C&N’s filings also include pro forma financial information and historical financial statements for acquired businesses, as seen in the 8-K/A that amends an earlier report to add Susquehanna’s audited and unaudited financial statements and related pro forma data. These documents help users understand how acquisitions affect C&N’s consolidated financial position and performance.
On Stock Titan, C&N’s SEC filings are updated in step with the EDGAR system, and AI-powered tools summarize key points from lengthy documents. Users can quickly identify the purpose of each filing, locate sections discussing results of operations, acquisition terms or governance changes, and use AI-generated highlights to focus on items such as transaction details, financial condition and other events disclosed under Item 8.01. This page is a starting point for deeper review of C&N’s 8-Ks and related exhibits, as well as other periodic and transactional filings available through the SEC.
Form 3 filed for Citizens & Northern Corp (CZNC) by David S. Runk. The filing lists Mr. Runk's address and role as Executive Vice President and Strategic Advisor and states that no securities are beneficially owned by the reporting person. The form was executed by an attorney-in-fact, Amy T. Garraty, with the event date 10/01/2025.
CITIZENS & NORTHERN CORP (CZNC) Form 3: Christian C. Trate filed an initial Section 16 Form 3 reporting his relationship to the issuer as a Director. The event date is 10/01/2025. The filing states no securities are beneficially owned by the reporting person. The form was signed by Amy T. Garraty as attorney-in-fact on 9/25/2025.
Citizens & Northern Corporation completed its previously announced stock-for-stock merger with Susquehanna Community Financial, Inc. on October 1, 2025. Each share of Susquehanna common stock was converted into the right to receive 0.80 shares of C&N common stock, for total merger consideration of approximately 2,273,000 C&N shares.
Immediately after the holding company merger, Susquehanna Community Bank merged into Citizens & Northern Bank, which remains the surviving bank. As part of the merger terms, Christian C. Trate joined the C&N and C&N Bank boards as a Class II director and was appointed to the Governance and Nominating Committee and the Wealth Committee. C&N plans to file required financial statements and pro forma financial information for the acquired business in a later amendment.
Citizens & Northern Corporation reported that it has received all required regulatory approvals or waivers and shareholder approval to complete its previously announced merger with Susquehanna Community Financial, Inc. The merger, in which Susquehanna will merge with and into Citizens & Northern, is expected to close on October 1, 2025, subject to customary closing conditions. The companies issued a joint press release about the approvals and Susquehanna shareholder vote, which is filed as an exhibit to this report.
Citizens & Northern Corporation reported that director Susan E. Hartley has retired from the boards of both the Corporation and its wholly owned banking subsidiary, Citizens & Northern Bank. The Board was advised of her intent to retire on September 8, 2025, and her retirement became effective the same day.
The company states that Hartley is retiring to focus on health matters. No other management or board changes, financial results, or strategic actions are described in this report.
Katherine W. Shattuck, a director of Citizens & Northern Corp (CZNC), executed a transaction under a written plan effective 05/01/2025. The Form 4 reports a non-derivative transaction in Common Stock on 09/05/2025 where 18 shares were acquired at $20.342 per share. Following the reported transaction, the filing shows 9,502 shares beneficially owned in a direct capacity. The filing was signed on behalf of Ms. Shattuck by an attorney-in-fact, Melinda Kilburn, with a signature date of 09/08/2025. The report is filed pursuant to Section 16 and indicates the purchase was made pursuant to a written plan intended to satisfy Rule 10b5-1(c).
Frank G. Pellegrino, a director of Citizens & Northern Corp (CZNC), reported a non-derivative purchase of 199 shares of the company's common stock on 09/05/2025 at a reported price of $20.342 per share. The filing notes the transaction was executed under a written plan that became effective on 05/01/2025, indicating the purchase was made pursuant to Rule 10b5-1 trading arrangements. After the transaction Pellegrino beneficially owned 45,873 shares directly. The Form 4 was signed by an attorney-in-fact and filed with the reported signature dated 09/08/2025.
Stan R. Dunsmore, Executive Vice President and Chief Credit Officer of Citizens & Northern Corporation (CZNC) reported several changes in beneficial ownership of the company’s common stock. The filing shows an acquisition of 1 share at $19.36 on 08/15/2025 held indirectly by a child, and an acquisition of 130 shares at $19.63 on 08/20/2025 held indirectly by an ESOP. The form also records a disposition of 21,311 shares (listed under ESOP). The explanatory notes state the purchases were made through dividend reinvestment and an ESOP exempt acquisition via dividend reinvestment plan. All reported holdings are shown as indirect ownership.
Kelley A. Cwiklinski, Executive Vice President and Chief Commercial Lending Officer of Citizens & Northern Corp (CZNC), reported transactions dated 08/20/2025. The filing shows an acquisition of 34 shares of common stock at $19.63 via an ESOP dividend reinvestment plan, bringing ESOP-held shares to 2,467 (indirect). The report also indicates 455 shares held indirectly in a spouse's IRA and a disposition of 26,719 shares. The filing was signed by an attorney-in-fact on behalf of Ms. Cwiklinski.
Thomas L. Rudy Jr., Executive Vice President and director of Citizens & Northern Corp (CZNC), reported a Form 4 filing showing insider transactions with an earliest transaction date of 08/20/2025. The filing discloses an exempt acquisition of 194 common shares at $19.63 via an ESOP dividend reinvestment plan and a disposition of 37,384 common shares. After the reported transactions, Mr. Rudy beneficially owns 13,781 shares indirectly, plus 21 shares indirectly held by a child. The Form 4 was signed by an attorney-in-fact, Melinda S. Kilburn, and dated 08/25/2025.