Dime Commercial Bancshares Q3 EPS rises 53% to $0.90

Q: What was DCBG's diluted EPS in Q3 2026?

Dime Commercial Bancshares reported diluted EPS of $0.90 per common share for the quarter ended September 30, 2026, compared with $0.59 for the quarter ended September 30, 2025. The release described the year-over-year increase as 53%.

Third-quarter earnings and net interest income growth coincided with higher non-performing assets and an announced acquisition intention.

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Form Type

8-K

Rhea-AI Filing Summary

Dime Commercial Bancshares, Inc. (DCBG) reported third-quarter 2026 net income available to common stockholders of $39.738 million, or $0.90 per diluted common share, compared with $25.849 million and $0.59 a year earlier. The company reported a 53% year-over-year increase in diluted EPS.

Total revenue was $135.347 million, versus $115.610 million in Q3 2025. Net interest income was $121.219 million, and net interest margin was 3.35%, compared with 3.01%. The efficiency ratio was 48.4%, versus 53.8%. Deposits increased 15% and loans increased 8% on an annualized basis versus the linked quarter.

Non-performing assets were $99.517 million at September 30, 2026, versus $72.054 million a year earlier. Dime announced its intention to acquire ES Bancshares, Inc., parent company of Empire State Bank, headquartered in Staten Island. Management anticipates continued net interest margin expansion and net interest income growth, with a loan repricing opportunity anticipated to continue through 2027.

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Positive

Moderate pointThird-quarter revenue reached $135.347 million, versus $115.610 million in Q3 2025.
Moderate pointDiluted EPS rose 53% year over year to $0.90.

Negative

Moderate pointNon-performing assets rose to $99.517 million from $72.054 million a year earlier.

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8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Net income available to common stockholders: $39.738 million Diluted EPS: $0.90 per diluted common share Total revenue: $135.347 million +4 more

7 metrics

Net income available to common stockholders $39.738 million Quarter ended September 30, 2026; $25.849 million in Q3 2025

Diluted EPS $0.90 per diluted common share Quarter ended September 30, 2026; 53% year-over-year increase

Total revenue $135.347 million Q3 2026; $115.610 million in Q3 2025

Net interest income $121.219 million Quarter ended September 30, 2026

Net interest margin 3.35% Q3 2026; 3.01% in Q3 2025

Non-performing assets $99.517 million At September 30, 2026; $72.054 million at September 30, 2025

Total deposits $13.14 billion At September 30, 2026, including mortgage escrow deposits

Key Terms

Net Interest Margin, loan-to-deposit ratio, non-performing assets, adjusted efficiency ratio, +1 more

5 terms

Net Interest Margin financial

"The Net Interest Margin for the third quarter of 2026 was 3.35%"

Net interest margin measures how much a bank earns from lending and investing compared with what it pays for funding, expressed as a percentage of its interest-earning assets. Think of it like a grocery store’s markup: it shows the gap between buying cost and selling price per dollar of goods — here, the cost is interest paid and the sale is interest received. Investors watch it because a higher margin usually means a bank is more profitable and better at managing interest rate and credit conditions.

loan-to-deposit ratio financial

"with an 83% loan-to-deposit ratio"

Loan-to-deposit ratio measures how much a bank has lent out compared with the money customers have deposited, expressed as a percentage. Think of it like the share of a household’s savings that has been loaned to others: a higher ratio can boost earnings but reduce cash on hand and increase risk, while a lower ratio means more liquidity but potentially lower returns—key for investors assessing a bank’s balance of profit and safety.

non-performing assets financial

"Non-performing assets were $99.5 million at September 30, 2026"

Loans or other credit exposures that are not producing expected income because borrowers have stopped making scheduled payments for a significant period (commonly around 90 days). Think of it like a business lending money that has gone quiet — the cash flow stops while the lender still carries the debt on its books. High levels of non-performing assets matter to investors because they reduce a lender’s earnings, tie up capital that could be used for growth, and signal higher risk of future losses.

adjusted efficiency ratio financial

"the adjusted efficiency ratio was 47.8% during the third quarter of 2026"

A measure of how well a company converts its income into profit after removing unusual or one-time items that can distort results; it is calculated by dividing recurring operating costs by recurring revenue, with adjustments to exclude irregular charges or gains. Investors use it like a household budget that removes a rare emergency expense to see true spending efficiency — a lower adjusted efficiency ratio generally signals better cost control and higher underlying profitability.

Earnings Snapshot

Net income available to common stockholders: $39.738 million · Guidance included

Quarter ended September 30, 2026

Net income available to common stockholders $39.738 million Compared with $25.849 million in Q3 2025

Diluted EPS $0.90 per diluted common share 53% year-over-year increase

Total revenue $135.347 million Compared with $115.610 million in Q3 2025

Net interest margin 3.35% Compared with 3.01% in Q3 2025

Guidance

Management anticipates continued expansion in net interest margin and growth in net interest income in the quarters ahead, with a loan repricing opportunity anticipated to continue through 2027.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What was DCBG's diluted EPS in Q3 2026?

Dime Commercial Bancshares reported diluted EPS of $0.90 per common share for the quarter ended September 30, 2026, compared with $0.59 for the quarter ended September 30, 2025. The release described the year-over-year increase as 53%.

What acquisition did DCBG announce?

Dime announced its intention to acquire ES Bancshares, Inc., the parent company of Empire State Bank, headquartered in Staten Island. Dime's CEO described the transaction as another logical step in the company's growth strategy.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/20/2026 - 06:16 AM EDT Accepted by SEC EDGAR 10/20/2026 - 06:15 AM EDT

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): October 20, 2026

DIME COMMERCIAL BANCSHARES, INC.

(Exact name of the registrant as specified in its charter)

New York

001-34096

11-2934195

(State or other jurisdiction of

incorporation or organization)

(Commission File Number)

(IRS Employer

Identification No.)


898 Veterans Memorial Highway, Suite 560, Hauppauge, New York	11788

(Address of principal executive offices)	(Zip Code)

(631) 537-1000

(Registrant’s telephone number)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):


☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4c)

Securities registered pursuant to Section 12(b) of the Act:


Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.01 Par Value		DCOM		The New York Stock Exchange
Preferred Stock, Series A, $0.01 Par Value		DCOM PR		The New York Stock Exchange
9.000% Junior Subordinated Notes, $25.00 Par Value		DCBG		The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02 Results of Operations and Financial Condition.

On October 20, 2026, Dime Commercial Bancshares, Inc. (the “Company”) issued a press release announcing its earnings for the quarter ended September 30, 2026. A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference. The information contained in this Item 2.02, including the related information set forth in the Press Release attached hereto and incorporated by reference herein, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section.

Item 9.01 Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits.


Exhibit No.		Description

99.1		Press Release dated October 20, 2026, announcing the earnings of the Company for the quarter ended September 30, 2026.*
104		Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

* Furnished electronically as an exhibit to this Current Report on Form 8-K. This exhibit is being “furnished” and not “filed” with this Current Report on Form 8-K.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		DIME COMMERCIAL BANCSHARES, INC.



DATE: October 20, 2026	By:	/s/ Avinash Reddy
		Avinash Reddy
		Senior Executive Vice President, Chief Operating Officer and Chief Financial Officer

Page 1

Exhibit 99.1

Dime Commercial Bancshares, Inc. Reports 53% Year-Over-Year Increase in EPS

NIM Expansion and Growth in Net Interest Income Drives Record Quarterly Revenue of $135 million

Deposits Increased by 15% and Loans Increased by 8% on an Annualized Basis Versus The Linked Quarter

Asset Liability Management Profile, Which is Underpinned by $2.2 Billion of Cash and

a Growing Floating Rate Loan Portfolio, Positions Dime Well For Rising Rates

Hauppauge, NY, October 20, 2026 (GLOBE NEWSWIRE) -- Dime Commercial Bancshares, Inc. (NYSE: DCOM) (the “Company” or “Dime”), the parent company of Dime Commercial Bank (the “Bank”), today reported net income available to common stockholders of $39.7 million for the quarter ended September 30, 2026, or $0.90 per diluted common share, compared to net income available to common stockholders of $33.0 million, or $0.75 per diluted common share, for the quarter ended June 30, 2026 and net income available to common stockholders of $25.8 million for the quarter ended September 30, 2025, or $0.59 per diluted common share.

Adjusted net income available to common stockholders (non-GAAP) was $39.9 million and adjusted diluted EPS (non-GAAP) was $0.91 per share for the quarter ended September 30, 2026, compared to $0.79 per share for the quarter ended June 30, 2026, and $0.61 for the quarter ended September 30, 2025 (see "Non-GAAP Reconciliation" tables at the end of this news release).

Stuart H. Lubow, President and Chief Executive Officer (“CEO”) of the Company, stated, “Dime continues to execute on our growth plan and delivered another quarter of record revenue. Third quarter results were marked by strong growth in core deposits and business loans and continued NIM expansion. Our return metrics continue to improve, and the Return on Average Assets improved to 1.10%. Our balance sheet, with $2.2 billion of cash and an 83% loan-to-deposit ratio, was intentionally constructed keeping in mind the potential for an elevated interest rate environment. We believe this highly liquid balance sheet uniquely positions Dime versus our local peers. Finally, we anticipate continued expansion in NIM and growth in Net Interest Income in the quarters ahead as we take advantage of growth opportunities and benefit from a significant loan repricing opportunity that we anticipate will continue through 2027.”

Mr. Lubow continued, “As outlined in a separate press release, this morning we announced our intention to acquire ES Bancshares, Inc., the parent company of Empire State Bank (headquartered in Staten Island). This transaction represents another logical step in Dime's growth strategy.”

Highlights for the Third Quarter of 2026 included:

●

Return on Average Assets increased to 1.10% for the third quarter of 2026 compared to 0.94% for the prior quarter;

●

Total deposits increased $1.08 billion on a year-over-year basis;

●

Core deposits (excluding brokered and time deposits) increased $1.18 billion on a year-over-year basis;

●

Average non-interest-bearing deposits to average total deposits for the third quarter increased to 32.1%;

●

Business loans grew $346.6 million on a linked quarter basis and $929.1 million on a year-over-year basis;

●

The net interest margin increased to 3.35% for the third quarter of 2026 compared to 3.28% for the prior quarter;

●

The efficiency ratio decreased to 48.4% for the third quarter of 2026 compared to 53.8% for the third quarter of 2025;

●

The Company’s Consolidated CRE Concentration ratio was proactively managed lower to 338%;

●

The Company repurchased 298,003 shares of its common stock, which represented 0.7% of shares outstanding at the beginning of the period, at a weighted-average price of $40.64 per share; and

●

Announced entry into the affordable housing space with the launch of a dedicated group that will be led by Michael Camoia, SVP, Head of Affordable Housing.

Page 2

Management’s Discussion of Quarterly Operating Results

Net Interest Income

Net interest income for the third quarter of 2026 was $121.2 million compared to $115.2 million for the second quarter of 2026 and $103.4 million for the third quarter of 2025. The Net Interest Margin for the third quarter of 2026 was 3.35% compared to 3.28% for the second quarter of 2026 and 3.01% for the third quarter of 2025.

Loan Portfolio

The ending weighted average rate (“WAR”) on the total loan portfolio was 5.50% at September 30, 2026, a 14-basis point increase compared to the ending WAR of 5.36% on the total loan portfolio at June 30, 2026.

Outlined below are loan balances and WARs for the quarter ended as indicated.


		September 30, 2026					June 30, 2026					September 30, 2025
(Dollars in thousands)		Balance			WAR⁽¹⁾		Balance			WAR⁽¹⁾		Balance			WAR⁽¹⁾
Loans held for investment balances at period end:
Business loans ⁽²⁾		$	3,991,773		6.44	%	$	3,645,194		6.32	%	$	3,062,674		6.60	%
One-to-four family residential and coop/condo apartment			1,124,190		5.10			1,075,904		5.04			1,030,949		4.92
Multifamily residential and residential mixed-use ⁽³⁾⁽⁴⁾			2,951,768		4.54			3,113,647		4.48			3,509,811		4.52
Non-owner-occupied commercial real estate			2,753,169		5.26			2,770,751		5.14			2,975,474		5.13
Acquisition, development, and construction			88,587		6.76			90,476		7.10			139,145		8.04
Other loans			8,668		12.28			8,401		11.81			7,621		11.14
Loans held for investment		$	10,918,155		5.50	%	$	10,704,373		5.36	%	$	10,725,674		5.37	%

⁽¹⁾ WAR is calculated by aggregating interest based on the current loan rate from each loan in the category, adjusted for non-accrual loans, divided by the total balance of loans in the category.

⁽²⁾ Business loans include commercial and industrial loans, and owner-occupied commercial real estate loans. At September 30, 2025, business loans included balances related to Paycheck Protection Program (“PPP”) loans; no PPP loans were outstanding at September 30, 2026 or June 30, 2026.

⁽³⁾ Includes loans underlying multifamily cooperatives.

⁽⁴⁾ While the loans within this category are often considered "commercial real estate" in nature, multifamily and loans underlying cooperatives are reported separately from commercial real estate loans in order to emphasize the residential nature of the collateral underlying this significant component of the total loan portfolio.

Outlined below are the loan originations for the quarter ended as indicated.


(Dollars in millions)	Q3 2026		Q2 2026			Q3 2025
Originations Excluding New Lines of Credit	$	374.8	$	255.3		$	170.6
Originations Including New Lines of Credit		745.8		533.4			535.6

Deposits and Borrowed Funds

Period end total deposits (including mortgage escrow deposits) at September 30, 2026 were $13.14 billion, compared to $12.68 billion at June 30, 2026 and $12.06 billion at September 30, 2025.

Brokered deposits were $200.0 million at September 30, 2026, compared to $200.0 million at June 30, 2026 and $200.0 million at September 30, 2025. Total Federal Home Loan Bank advances were lowered to $335.0 million at September 30, 2026, compared to $385.0 million at June 30, 2026 and $508.0 million at September 30, 2025.

Page 3

Non-Interest Income

Non-interest income was $14.1 million during the third quarter of 2026, $11.3 million during the second quarter of 2026, and $12.2 million during the third quarter of 2025. Excluding the fair value change in equity securities and loans held for sale, and (gain) loss on sale of securities, loans and other assets, non-interest income was $13.4 million during the third quarter of 2026, $13.2 million during the second quarter of 2026 and $13.3 million during the third quarter of 2025.

Non-Interest Expense

Total non-interest expense was $65.5 million during the third quarter of 2026, $64.7 million during the second quarter of 2026, and $62.2 million during the third quarter of 2025. Excluding the impact of the net loss (gain) on extinguishment of debt, amortization of other intangible assets and severance expense, adjusted non-interest expense was $64.3 million during the third quarter of 2026, $64.1 million during the second quarter of 2026, and $62.0 million during the third quarter of 2025 (see “Non-GAAP Reconciliation” tables at the end of this news release).

The ratio of non-interest expense to average assets was 1.73% during the third quarter of 2026, compared to 1.74% during the linked quarter and 1.73% during the third quarter of 2025. Excluding the impact of the net loss (gain) on extinguishment of debt, amortization of other intangible assets and severance expense, the ratio of adjusted non-interest expense to average assets was 1.70% during the third quarter of 2026, 1.72% during the second quarter of 2026, and 1.72% during the third quarter of 2025 (see “Non-GAAP Reconciliation” tables at the end of this news release).

The efficiency ratio was 48.4% during the third quarter of 2026, compared to 51.2% during the linked quarter and 53.8% during the third quarter of 2025. Excluding the impact of (gain) loss on sale of securities, loans and other assets, fair value change in equity securities and loans held for sale, severance expense, net loss (gain) on extinguishment of debt, and amortization of other intangible assets, the adjusted efficiency ratio was 47.8% during the third quarter of 2026, compared to 49.9% during the linked quarter and 53.1% during the third quarter of 2025 (see “Non-GAAP Reconciliation” tables at the end of this news release).

Mr. Lubow commented, “Our organic growth strategy is paying dividends as evidenced by a decline in the core efficiency ratio to below 48% for the third quarter. Growth in revenues is anticipated to continue to drive the efficiency ratio lower in the years ahead.”

Income Tax Expense

Income tax expense was $14.5 million during the third quarter of 2026, $13.1 million during the second quarter of 2026, and $12.4 million during the third quarter of 2025. The effective tax rate for the third quarter of 2026 was 25.8%, compared to 27.3% for the second quarter of 2026 and 31.0% for the third quarter of 2025.

Credit Quality

Non-performing assets were $99.5 million at September 30, 2026, compared to $69.0 million at June 30, 2026 and $72.1 million at September 30, 2025.

A credit loss provision of $13.8 million was recorded during the third quarter of 2026, compared to $13.9 million during the second quarter of 2026, and $13.3 million during the third quarter of 2025.

Capital Management

Stockholders’ equity increased $2.3 million to $1.52 billion at September 30, 2026.

The Company’s and the Bank’s regulatory capital ratios continued to be in excess of all applicable regulatory requirements as of September 30, 2026.

Dividends per common share were $0.25 for each of the third and second quarters of 2026.

Book value per common share was $32.10 at September 30, 2026 compared to $31.79 at June 30, 2026.

Tangible common book value per share (which represents common equity less goodwill and other intangible assets, divided by the number of shares outstanding) was $28.49 at September 30, 2026 compared to $28.21 at June 30, 2026 (see “Non-GAAP Reconciliation” tables at the end of this news release).

Page 4

Earnings Call Information

The Company will conduct a conference call at 8:30 a.m. (ET) on Tuesday, October 20, 2026, during which CEO Lubow will discuss the Company’s third quarter 2026 financial performance, with a question-and-answer session to follow.

Participants may access the conference call via webcast using this link: https://edge.media-server.com/mmc/p/aihfhaeg. To participate via telephone, please register in advance using this link: https://register-conf.media-server.com/register/BIe576e0e1823d40b89d52de726f0b9563. Upon registration, all telephone participants will receive a one-time confirmation email detailing how to join the conference call, including the dial-in number along with a unique PIN that can be used to access the call. All participants are encouraged to dial-in 10 minutes prior to the start time.

A replay of the conference call and webcast will be available on-demand for 12 months at https://edge.media-server.com/mmc/p/aihfhaeg.

ABOUT DIME COMMERCIAL BANCSHARES, INC.

Dime Commercial Bancshares, Inc. is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island ⁽¹⁾.

(1)	Aggregate deposit market share for Kings, Queens, Nassau & Suffolk counties for commercial banks with less than $20 billion in assets.

This news release contains a number of forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). These statements may be identified by use of words such as “annualized," “anticipate," "believe," “continue,” "could," "estimate," "expect," "intend," “likely,” "may," "outlook," "plan," "potential," "predict," "project," "should," "will," "would" and similar terms and phrases, including references to assumptions. Any forward-looking statements presented herein are made only as of the date of this release, and the Company does not undertake any obligation to update or revise any forward-looking statements to reflect changes in assumptions, the occurrence of unanticipated events, or otherwise, except as may be required by law.

Forward-looking statements are based upon various assumptions and analyses made by the Company in light of management's experience and its perception of historical trends, current conditions and expected future developments, as well as other factors it believes are appropriate under the circumstances. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors (many of which are beyond the Company's control) that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. Accordingly, you should not place undue reliance on such statements. Factors that could affect our results include, without limitation, the following: the timing and occurrence or non-occurrence of events may be subject to circumstances beyond the Company’s control; there may be increases in competitive pressure among financial institutions or from non-financial institutions; changes in the interest rate environment may affect demand for our products and reduce interest margins and the value of our investments; changes in government monetary or fiscal policies and actions may adversely affect our customers, cost of credit and overall result of operations; changes in deposit flows, the cost of funds, loan demand or real estate values may adversely affect the business of the Company; changes in the quality and composition of the Company’s loan or investment portfolios or unanticipated or significant increases in loan losses may negatively affect the Company’s financial condition or results of operations; changes in accounting principles, policies or guidelines may cause the Company’s financial condition to be perceived differently; changes in corporate and/or individual income tax laws may adversely affect the Company's financial condition or results of operations; general socio-economic conditions, public health emergencies, international conflict, inflation, tariffs, and recessionary pressures, either nationally or locally in some or all areas in which the Company conducts business, or conditions in the securities markets or the banking industry may be less favorable than the Company currently anticipates and may adversely affect our customers, our financial results and our operations; legislation or regulatory changes may adversely affect the Company’s business; technological changes may be more difficult or expensive than the Company anticipates; there may be failures or breaches of information technology security systems; success or consummation of new business initiatives may be more difficult or expensive than the Company anticipates; there may be difficulties or unanticipated expense incurred in the consummation of new business initiatives or the integration of any acquired entities; and litigation or other matters before regulatory agencies, whether currently existing or commencing in the future, may delay the occurrence or non-occurrence of events longer than the Company anticipates. For discussion of these and other risks that may cause actual results to differ from expectations, please refer to the sections entitled “Forward-Looking Statements” and “Risk Factors” in the Company’s most recent Annual Report on Form 10-K and updates set forth in the Company’s subsequent Quarterly Reports on Form 10-Q and Current Reports on Form 8-K.

Contact: Avinash Reddy
Senior Executive Vice President – Chief Operating Officer and Chief Financial Officer
718-782-6200 extension 5909

Page 5

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

(In thousands)


		September 30,			June 30,			December 31,
		2026			2026			2025
Assets:
Cash and due from banks		$	2,184,800		$	1,934,594		$	2,353,966
Securities available-for-sale, at fair value			897,276			895,251			797,935
Securities held-to-maturity			701,601			706,606			618,901
Loans held for sale			2,413			1,862			1,989
Loans held for investment, net:
Business loans ⁽¹⁾			3,991,773			3,645,194			3,240,600
One-to-four family residential and coop/condo apartment			1,124,190			1,075,904			1,035,983
Multifamily residential and residential mixed-use ⁽²⁾⁽³⁾			2,951,768			3,113,647			3,424,565
Non-owner-occupied commercial real estate			2,753,169			2,770,751			2,933,287
Acquisition, development and construction			88,587			90,476			117,215
Other loans			8,668			8,401			6,558
Allowance for credit losses			(108,548)			(104,963)			(97,372)
Total loans held for investment, net			10,809,607			10,599,410			10,660,836
Premises and fixed assets, net			28,711			30,570			31,255
Restricted stock			59,046			61,167			67,197
BOLI			422,101			417,459			401,163
Goodwill			155,797			155,797			155,797
Other intangible assets			2,339			2,534			2,938
Operating lease assets			44,114			36,830			42,876
Derivative assets			99,951			70,545			76,315
Accrued interest receivable			57,694			56,282			55,572
Other assets			81,419			74,046			74,891
Total assets		$	15,546,869		$	15,042,953		$	15,341,631
Liabilities:
Non-interest-bearing checking (excluding mortgage escrow deposits)		$	4,158,300		$	3,946,965		$	3,915,081
Interest-bearing checking			1,068,293			1,140,667			1,178,281
Savings (excluding mortgage escrow deposits)			1,608,662			1,621,056			1,777,143
Money market			5,187,009			4,853,645			4,806,572
Certificates of deposit			1,034,729			1,068,824			1,117,118
Deposits (excluding mortgage escrow deposits)			13,056,993			12,631,157			12,794,195
Non-interest-bearing mortgage escrow deposits			81,429			45,980			47,051
Interest-bearing mortgage escrow deposits			—			—			—
Total mortgage escrow deposits			81,429			45,980			47,051
Total deposits (including mortgage escrow deposits)			13,138,422			12,677,137			12,841,246
FHLBNY advances			335,000			385,000			508,000
Subordinated debt, net			231,313			231,186			272,503
Derivative cash collateral			100,550			61,790			52,400
Operating lease liabilities			46,834			39,626			45,729
Derivative liabilities			99,394			69,631			73,573
Other liabilities			72,598			58,127			72,411
Total liabilities			14,024,111			13,522,497			13,865,862
Stockholders' equity:
Preferred stock, Series A			116,569			116,569			116,569
Common stock			462			462			462
Additional paid-in capital			622,827			622,636			623,041
Retained earnings			926,880			898,089			854,167
Accumulated other comprehensive loss ("AOCI"), net of deferred taxes			(46,314)			(31,573)			(31,468)
Unearned equity awards			(15,311)			(17,590)			(8,661)
Treasury stock, at cost			(82,355)			(68,137)			(78,341)
Total stockholders' equity			1,522,758			1,520,456			1,475,769
Total liabilities and stockholders' equity		$	15,546,869		$	15,042,953		$	15,341,631

⁽¹⁾ Business loans include commercial and industrial loans, and owner-occupied commercial real estate loans.

⁽²⁾ Includes loans underlying multifamily cooperatives.

⁽³⁾ While the loans within this category are often considered "commercial real estate" in nature, multifamily and loans underlying cooperatives are here reported separately from commercial real estate loans in order to emphasize the residential nature of the collateral underlying this significant component of the total loan portfolio.

Page 6

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS

(Dollars in thousands except share and per share amounts)


		Three Months Ended									Nine Months Ended
		September 30,			June 30,			September 30,			September 30,			September 30,
		2026			2026			2025			2026			2025
Interest income:
Loans		$	149,776		$	143,892		$	147,756		$	435,758		$	435,909
Securities			15,428			14,518			11,338			42,734			34,014
Other short-term investments			18,182			16,840			16,449			53,544			35,035
Total interest income			183,386			175,250			175,543			532,036			504,958
Interest expense:
Deposits and escrow			54,220			52,171			62,950			158,755			181,205
Borrowed funds			7,279			7,351			8,406			22,930			25,141
Derivative cash collateral			668			542			788			1,695			2,903
Total interest expense			62,167			60,064			72,144			183,380			209,249
Net interest income			121,219			115,186			103,399			348,656			295,709
Provision for credit losses			13,812			13,875			13,294			40,000			32,141
Net interest income after provision			107,407			101,311			90,105			308,656			263,568
Non-interest income:
Service charges and other fees			6,879			6,483			5,209			19,092			14,494
Title fees			191			187			126			520			342
Loan level derivative income			702			535			650			1,709			1,653
BOLI income			4,683			5,038			4,956			14,279			13,135
Gain on sale of Small Business Administration ("SBA") loans			—			196			38			196			507
Gain on sale of residential loans			77			49			37			198			119
Fair value change in equity securities and loans held for sale			(38)			38			51			(38)			152
Gain on securities			—			—			14			—			163
Gain (loss) on sale of loans and other assets			757			(2,000)			(1,117)			(1,563)			(1,117)
Other			877			740			2,247			2,347			3,991
Total non-interest income			14,128			11,266			12,211			36,740			33,439
Non-interest expense:
Salaries and employee benefits			39,303			39,781			38,344			118,677			110,213
Severance			974			454			6			1,530			218
Occupancy and equipment			7,855			7,899			8,107			23,963			23,838
Data processing costs			5,835			5,151			4,798			16,409			14,495
Marketing			2,258			1,951			1,961			6,234			5,383
Professional services			1,981			2,325			2,228			6,215			6,441
Federal deposit insurance premiums			1,627			1,712			1,799			4,605			5,538
Net loss (gain) on extinguishment of debt			—			2			—			(972)			—
Loss due to pension settlement			—			—			—			—			7,231
Amortization of other intangible assets			195			195			236			599			723
Other			5,475			5,231			4,745			15,700			13,954
Total non-interest expense			65,503			64,701			62,224			192,960			188,034
Income before taxes			56,032			47,876			40,092			152,436			108,973
Income tax expense			14,472			13,062			12,421			41,480			30,147
Net income			41,560			34,814			27,671			110,956			78,826
Preferred stock dividends			1,822			1,821			1,822			5,465			5,465
Net income available to common stockholders		$	39,738		$	32,993		$	25,849		$	105,491		$	73,361

Page 7

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

UNAUDITED COMMON SHARE DATA

(Dollars in thousands except per share amounts)


	Three Months Ended						Nine Months Ended
	September 30,		June 30,		September 30,		September 30,		September 30,
GAAP	2026		2026		2025		2026		2025
Net income available to common stockholders	$	39,738	$	32,993	$	25,849	$	105,491	$	73,361
Less: Dividends paid and earnings allocated to participating securities		(801)		(687)		(493)		(2,081)		(1,323)
Income attributable to common stock - Basic and Diluted	$	38,937	$	32,306	$	25,356		103,410		72,038

Weighted-average common shares outstanding		43,137,429		43,218,619		43,052,898		43,155,159		43,010,919

Basic and diluted earnings per share ("EPS")⁽¹⁾	$	0.90	$	0.75	$	0.59	$	2.40	$	1.67

Non-GAAP
Adjusted net income available to common stockholders⁽²⁾	$	39,914	$	34,663	$	26,588	$	106,982	$	79,139
Less: Dividends paid and earnings allocated to participating securities		(805)		(722)		(507)		(2,113)		(1,417)
Adjusted income attributable to common stock - Basic and Diluted	$	39,109	$	33,941	$	26,081	$	104,869	$	77,722

Weighted-average common shares outstanding		43,137,429		43,218,619		43,052,898		43,155,159		43,010,919

Adjusted basic and diluted EPS⁽³⁾	$	0.91	$	0.79	$	0.61	$	2.43	$	1.81

(1)	The earnings per share is calculated by dividing income attributable to common stock by weighted-average common shares outstanding.

(2)	See "Non-GAAP Reconciliation" tables for reconciliation of reported and adjusted (non-GAAP) net income available to common stockholders.

(3)	The adjusted earnings per share is calculated by dividing adjusted income attributable to common stock by weighted-average common shares outstanding.

Page 8

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

UNAUDITED SELECTED FINANCIAL HIGHLIGHTS

(Dollars in thousands except per share amounts)


		At or For the Three Months Ended									At or For the Nine Months Ended
		September 30,			June 30,			September 30,			September 30,			September 30,
		2026			2026			2025			2026			2025
Per Share Data:
Reported EPS (Diluted)		$	0.90		$	0.75		$	0.59		$	2.40		$	1.67
Cash dividends paid per common share			0.25			0.25			0.25			0.75			0.75
Book value per common share			32.10			31.79			30.44			32.10			30.44
Tangible common book value per share ⁽¹⁾			28.49			28.21			26.81			28.49			26.81
Common shares outstanding			43,811			44,158			43,889			43,811			43,889
Dividend payout ratio			27.78	%		33.33	%		42.37	%		31.25	%		44.91	%

Performance Ratios (Based upon Reported Net Income):
Return on average assets			1.10	%		0.94	%		0.77	%		0.99	%		0.75	%
Return on average equity			10.77			9.15			7.59			9.71			7.31
Return on average tangible common equity ⁽¹⁾			12.57			10.62			8.80			11.31			8.47
Net interest margin			3.35			3.28			3.01			3.28			2.98
Non-interest expense to average assets			1.73			1.74			1.73			1.72			1.78
Efficiency ratio			48.4			51.2			53.8			50.1			57.1
Effective tax rate			25.83			27.28			30.98			27.21			27.66

Balance Sheet Data:
Average assets		$	15,142,449		$	14,862,346		$	14,426,002		$	14,996,020		$	14,074,794
Average interest-earning assets			14,364,889			14,086,464			13,638,036			14,218,475			13,267,962
Average tangible common equity ⁽¹⁾			1,268,341			1,247,394			1,182,158			1,248,060			1,162,403
Loan-to-deposit ratio at end of period⁽²⁾			83.1	%		84.4	%		88.9	%		83.1	%		88.9	%

Capital Ratios and Reserves - Consolidated:
Tangible common equity to tangible assets ^{(1) (3)}			8.11	%		8.37	%		8.18	%
Tangible equity to tangible assets ^{(1) (3)}			8.87			9.15			8.99
Tier 1 common equity ratio ⁽³⁾			11.75			11.99			11.53
Tier 1 risk-based capital ratio⁽³⁾			12.81			13.09			12.64
Total risk-based capital ratio ⁽³⁾			15.96			16.30			16.18
Tier 1 leverage ratio ⁽³⁾			9.40			9.46			9.29
Consolidated CRE concentration ratio ⁽³⁾⁽⁴⁾			338			352			401
Allowance for credit losses/ Total loans			0.99			0.98			0.88
Allowance for credit losses/ Non-performing loans held for investment			111.54			157.09			130.54

(1)	See "Non-GAAP Reconciliation" tables for reconciliation of tangible equity, tangible common equity, and tangible assets.

(2)	Total deposits include mortgage escrow deposits, which fluctuate seasonally.

(3)	September 30, 2026 ratios are preliminary pending completion and filing of the Company’s regulatory reports.

(4)

The Consolidated CRE concentration ratio is calculated using the sum of commercial real estate, excluding owner-occupied commercial real estate, multifamily, and acquisition, development, and construction, divided by consolidated capital. The September 30, 2026 ratio is preliminary pending completion and filing of the Company’s regulatory reports.

Page 9

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

UNAUDITED AVERAGE BALANCES AND NET INTEREST INCOME

(Dollars in thousands)


	Three Months Ended
	September 30, 2026								June 30, 2026							September 30, 2025
							Average							Average							Average
	Average						Yield/		Average					Yield/		Average					Yield/
	Balance			Interest			Cost		Balance		Interest			Cost		Balance		Interest			Cost
Assets:
Interest-earning assets:
Business loans	$	3,798,622		$	62,650		6.54	%	$	3,489,614	$	56,520		6.50	%	$	2,957,434	$	50,271		6.74	%
One-to-four family residential and coop/condo apartment		1,111,740			13,604		4.85			1,064,043		12,588		4.75			1,023,844		12,120		4.70
Multifamily residential and residential mixed-use		3,059,148			35,123		4.56			3,195,372		35,930		4.51			3,591,822		41,712		4.61
Non-owner-occupied commercial real estate		2,724,952			36,719		5.35			2,815,624		37,117		5.29			3,067,598		40,439		5.23
Acquisition, development, and construction		79,710			1,654		8.23			90,738		1,711		7.56			145,902		3,184		8.66
Other loans		8,981			26		1.15			8,580		26		1.22			7,515		30		1.58
Total loans		10,783,153			149,776		5.51			10,663,971		143,892		5.41			10,794,115		147,756		5.43
Securities		1,640,702			15,428		3.73			1,582,300		14,518		3.68			1,340,223		11,338		3.36
Other short-term investments		1,941,034			18,182		3.72			1,840,193		16,840		3.67			1,503,698		16,449		4.34
Total interest-earning assets		14,364,889			183,386		5.06	%		14,086,464		175,250		4.99	%		13,638,036		175,543		5.11	%
Non-interest-earning assets		777,560								775,882							787,966
Total assets	$	15,142,449							$	14,862,346						$	14,426,002

Liabilities and Stockholders' Equity:
Interest-bearing liabilities:
Interest-bearing checking ⁽¹⁾	$	1,082,628		$	4,453		1.63	%	$	1,040,981	$	4,058		1.56	%	$	1,069,761	$	5,306		1.97	%
Money market		4,907,654			31,883		2.58			4,796,008		30,049		2.51			4,359,512		34,877		3.17
Savings ⁽¹⁾		1,635,196			9,776		2.37			1,684,130		9,826		2.34			1,821,289		13,273		2.89
Certificates of deposit		1,051,590			8,108		3.06			1,075,789		8,238		3.07			1,116,152		9,494		3.37
Total interest-bearing deposits		8,677,068			54,220		2.48			8,596,908		52,171		2.43			8,366,714		62,950		2.99
FHLBNY advances		337,717			3,469		4.08			418,517		3,541		3.39			508,000		4,104		3.21
Subordinated debt, net		231,229			3,809		6.54			231,102		3,810		6.61			272,429		4,301		6.26
Other short-term borrowings		76			1		5.22			—		—		—			76		1		5.22
Total borrowings		569,022			7,279		5.08			649,619		7,351		4.54			780,505		8,406		4.27
Derivative cash collateral		75,524			668		3.51			62,134		542		3.50			63,856		788		4.90
Total interest-bearing liabilities		9,321,614			62,167		2.65	%		9,308,661		60,064		2.59	%		9,211,075		72,144		3.11	%
Non-interest-bearing checking ⁽¹⁾		4,102,780								3,864,575							3,573,448
Other non-interest-bearing liabilities		174,880								166,688							183,627
Total liabilities		13,599,274								13,339,924							12,968,150
Stockholders' equity		1,543,175								1,522,422							1,457,852
Total liabilities and stockholders' equity	$	15,142,449							$	14,862,346						$	14,426,002
Net interest income				$	121,219						$	115,186						$	103,399
Net interest rate spread							2.41	%						2.40	%						2.00	%
Net interest margin							3.35	%						3.28	%						3.01	%
Deposits (including non-interest-bearing checking accounts) ⁽¹⁾	$	12,779,848		$	54,220		1.68	%	$	12,461,483	$	52,171		1.68	%	$	11,940,162	$	62,950		2.09	%

⁽¹⁾ Includes mortgage escrow deposits.

Page 10

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

UNAUDITED SCHEDULE OF NON-PERFORMING ASSETS

(Dollars in thousands)


		At or For the Three Months Ended
		September 30,			June 30,			September 30,
Asset Quality Detail		2026			2026			2025
Non-performing loans held for investment
Business loans		$	33,171		$	23,898		$	21,005
One-to-four family residential and coop/condo apartment			4,852			4,465			2,440
Multifamily residential and residential mixed-use			47,773			26,893			—
Non-owner-occupied commercial real estate			11,109			11,151			47,952
Acquisition, development, and construction			412			412			657
Other loans			—			—			—
Non-accrual loans held for investment		$	97,317		$	66,819		$	72,054

Non-accrual loans held for sale		$	1,750		$	1,750		$	—
Total non-accrual loans		$	99,067		$	68,569		$	72,054
Total non-accrual loans/ Total loans			0.91%			0.64%			0.67%

Total non-performing assets ("NPAs")⁽¹⁾		$	99,517		$	69,019		$	72,054

Total loans 90 days delinquent and accruing ("90+ Delinquent")		$	—		$	—		$	—

NPAs and 90+ Delinquent		$	99,517		$	69,019		$	72,054

NPAs and 90+ Delinquent / Total assets			0.64%			0.46%			0.50%

Net loan charge-offs ("NCOs")		$	9,749		$	9,662		$	12,586
NCOs / Average loans ⁽²⁾			0.36%			0.36%			0.47%

(1)	September 30, 2026 and June 30, 2026 balances include one non-performing available-for-sale security in the amount of $450 thousand.

(2)	Calculated based on annualized NCOs to average loans.

Page 11

DIME COMMERCIAL BANCSHARES, INC. AND SUBSIDIARIES

NON-GAAP RECONCILIATION

(Dollars in thousands except per share amounts)

The following tables below provide a reconciliation of certain financial measures calculated under generally accepted accounting principles ("GAAP") (as reported) and non-GAAP measures. A non-GAAP financial measure is a numerical measure of historical or future financial performance, financial position or cash flows that excludes or includes amounts that are required to be disclosed in the most directly comparable measure calculated and presented in accordance with GAAP in the United States. The Company’s management believes the presentation of non-GAAP financial measures provides investors with a greater understanding of the Company’s operating results in addition to the results measured in accordance with GAAP. While management uses these non-GAAP measures in its analysis of the Company’s performance, this information should not be viewed as a substitute for financial results determined in accordance with GAAP or considered to be more important than financial results determined in accordance with GAAP.

The following non-GAAP financial measures exclude pre-tax income and expenses associated with the fair value change in equity securities and loans held for sale, (gain) loss on sale of securities, loans and other assets, severance, net loss (gain) on extinguishment of debt and loss due to pension settlement.


		Three Months Ended									Nine Months Ended
		September 30,			June 30,			September 30,			September 30,			September 30,
		2026			2026			2025			2026			2025
Reconciliation of Reported and Adjusted (non-GAAP) Net Income Available to Common Stockholders
Reported net income available to common stockholders		$	39,738		$	32,993		$	25,849		$	105,491		$	73,361
Adjustments to net income ^(1):
Fair value change in equity securities and loans held for sale			38			(38)			(51)			38			(152)
(Gain) loss on sale of securities, loans and other assets			(757)			2,000			1,112			1,563			1,040
Severance			974			454			6			1,530			218
Net loss (gain) on extinguishment of debt			—			2			—			(972)			—
Loss due to pension settlement			—			—			—			—			7,231
Income tax effect of adjustments noted above ⁽¹⁾			(79)			(748)			(328)			(668)			(2,559)
Adjusted net income available to common stockholders (non-GAAP)		$	39,914		$	34,663		$	26,588		$	106,982		$	79,139

Adjusted Ratios (Based upon Adjusted (non-GAAP) Net Income as calculated above)
Adjusted EPS (Diluted)		$	0.91		$	0.79		$	0.61		$	2.43		$	1.81
Adjusted return on average assets			1.10	%		0.98	%		0.79	%		1.00	%		0.80	%
Adjusted return on average equity			10.82			9.59			7.80			9.84			7.84
Adjusted return on average tangible common equity			12.63			11.16			9.05			11.47			9.14
Adjusted non-interest expense to average assets			1.70			1.72			1.72			1.71			1.70
Adjusted efficiency ratio			47.8			49.9			53.1			49.6			54.5

⁽¹⁾ Adjustments to net income are taxed at the Company's approximate statutory tax rate.

The following table presents a reconciliation of operating expense as a percentage of average assets (as reported) and adjusted operating expense as a percentage of average assets (non-GAAP):


		Three Months Ended						Nine Months Ended
		September 30,		June 30,		September 30,		September 30,		September 30,
		2026		2026		2025		2026		2025
Operating expense as a % of average assets - as reported		1.73	%	1.74	%	1.73	%	1.72	%	1.78	%
Severance		(0.03)		(0.01)		—		(0.01)		—
Net loss (gain) on extinguishment of debt		—		—		—		—		—
Loss due to pension settlement		—		—		—		—		(0.07)
Amortization of other intangible assets		—		(0.01)		(0.01)		—		(0.01)
Adjusted operating expense as a % of average assets (non-GAAP)		1.70	%	1.72	%	1.72	%	1.71	%	1.70	%

Page 12

The following table presents a reconciliation of efficiency ratio (non-GAAP) and adjusted efficiency ratio (non-GAAP):


		Three Months Ended									Nine Months Ended
		September 30,			June 30,			September 30,			September 30,			September 30,
		2026			2026			2025			2026			2025
Efficiency ratio - as reported (non-GAAP)⁽¹⁾			48.4	%		51.2	%		53.8	%		50.1	%		57.1	%
Non-interest expense - as reported		$	65,503		$	64,701		$	62,224		$	192,960		$	188,034
Severance			(974)			(454)			(6)			(1,530)			(218)
Net (loss) gain on extinguishment of debt			—			(2)			—			972			—
Loss due to pension settlement			—			—			—			—			(7,231)
Amortization of other intangible assets			(195)			(195)			(236)			(599)			(723)
Adjusted non-interest expense (non-GAAP)		$	64,334		$	64,050		$	61,982		$	191,803		$	179,862
Net interest income - as reported		$	121,219		$	115,186		$	103,399		$	348,656		$	295,709
Non-interest income - as reported		$	14,128		$	11,266		$	12,211		$	36,740		$	33,439
Fair value change in equity securities and loans held for sale			38			(38)			(51)			38			(152)
(Gain) loss on sale of securities, loans and other assets			(757)			2,000			1,112			1,563			1,040
Adjusted non-interest income (non-GAAP)		$	13,409		$	13,228		$	13,272		$	38,341		$	34,327
Adjusted total revenues for adjusted efficiency ratio (non-GAAP)		$	134,628		$	128,414		$	116,671		$	386,997		$	330,036
Adjusted efficiency ratio (non-GAAP)⁽²⁾			47.8	%		49.9	%		53.1	%		49.6	%		54.5	%

(1)	The reported efficiency ratio is a non-GAAP measure calculated by dividing GAAP non-interest expense by the sum of GAAP net interest income and GAAP non-interest income.

(2)	The adjusted efficiency ratio is a non-GAAP measure calculated by dividing adjusted non-interest expense by the sum of GAAP net interest income and adjusted non-interest income.

The following table presents a reconciliation of pre-tax pre-provision net revenue (non-GAAP) and adjusted pre-tax pre-provision net revenue (non-GAAP):


		Three Months Ended									Nine Months Ended
		September 30,			June 30,			September 30,			September 30,			September 30,
		2026			2026			2025			2026			2025
Financial Data:
Net interest income		$	121,219		$	115,186		$	103,399		$	348,656		$	295,709
Non-interest income			14,128			11,266			12,211			36,740			33,439
Total revenue			135,347			126,452			115,610			385,396			329,148
Non-interest expense			65,503			64,701			62,224			192,960			188,034
Pre-tax pre-provision net revenue (non-GAAP)⁽¹⁾		$	69,844		$	61,751		$	53,386		$	192,436		$	141,114
Adjusted pre-tax pre-provision net revenue (non-GAAP)⁽²⁾		$	70,294		$	64,364		$	54,689		$	195,194		$	150,174

(1)	The reported pre-tax pre-provision net revenue is a non-GAAP measure calculated by adding GAAP net interest income and GAAP non-interest income less GAAP non-interest expense.

(2)	The adjusted pre-tax pre-provision net revenue is a non-GAAP measure calculated by adding GAAP net interest income and the adjusted non-interest income less the adjusted non-interest expense as shown in the reconciliation of efficiency ratio table above.

Page 13

The following table presents the tangible common equity to tangible assets, tangible equity to tangible assets, and tangible common book value per share calculations (non-GAAP):


		September 30,			June 30,			September 30,
		2026			2026			2025
Reconciliation of Tangible Assets:
Total assets		$	15,546,869		$	15,042,953		$	14,538,943
Goodwill			(155,797)			(155,797)			(155,797)
Other intangible assets			(2,339)			(2,534)			(3,173)
Tangible assets (non-GAAP)		$	15,388,733		$	14,884,622		$	14,379,973

Reconciliation of Tangible Common Equity - Consolidated:
Total stockholders' equity		$	1,522,758		$	1,520,456		$	1,452,342
Goodwill			(155,797)			(155,797)			(155,797)
Other intangible assets			(2,339)			(2,534)			(3,173)
Tangible equity (non-GAAP)			1,364,622			1,362,125			1,293,372
Preferred stock, net			(116,569)			(116,569)			(116,569)
Tangible common equity (non-GAAP)		$	1,248,053		$	1,245,556		$	1,176,803

Common shares outstanding			43,811			44,158			43,889

Tangible common equity to tangible assets (non-GAAP)			8.11	%		8.37	%		8.18	%
Tangible equity to tangible assets (non-GAAP)			8.87			9.15			8.99

Book value per common share		$	32.10		$	31.79		$	30.44
Tangible common book value per share (non-GAAP)			28.49			28.21			26.81

Source: View Original Filing on SEC EDGAR

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