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[8-K] ENTERPRISE FINANCIAL SERVICES CORP Reports Material Event

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Rhea-AI Filing Summary

Enterprise Financial Services Corp announced a temporary blackout for its EFSC Incentive Savings Plan to implement a change in service provider. The blackout begins on November 24, 2025 at 3:00 p.m. Central Time and will end during the calendar week beginning January 4, 2026.

During this period, plan participants will be unable to direct or diversify investments in their individual accounts, including with respect to EFSC common stock, and cannot obtain loans or distributions from the plan. The company also notified directors and executive officers that, during the blackout, they are prohibited from purchasing, acquiring, selling, or otherwise transferring EFSC common stock acquired in connection with their service or employment.

A copy of the notice to directors and executive officers was filed as Exhibit 99.1. Stockholders may request the actual start and end dates during the blackout and for two years thereafter.

Enterprise Financial Services Corp ha annunciato una sospensione temporanea del proprio EFSC Incentive Savings Plan per implementare un cambiamento nel fornitore di servizi. La sospensione inizia il 24 novembre 2025 alle 15:00 ora centrale e terminerà durante la settimana solare che inizia 4 gennaio 2026.

Durante questo periodo, i partecipanti al piano non saranno in grado di dirigere o diversificare gli investimenti nei loro account individuali, inclusa l’eventuale partecipazione alle azioni ordinarie EFSC, e non potranno ottenere prestiti o distribuzioni dal piano. L’azienda ha inoltre informato i membri del consiglio e i dirigenti che, durante la sospensione, essi sono vietati dall’acquisto, dall’acquisizione, dalla vendita o dal trasferimento delle azioni ordinarie EFSC acquisite in relazione al loro servizio o impiego.

Una copia dell’avviso agli amministratori e ai dirigenti è stata depositata come Estratto 99.1. Gli azionisti possono richiedere le date effettive di inizio e fine durante la sospensione e per i due anni successivi.

Enterprise Financial Services Corp anunció una suspensión temporal para su EFSC Incentive Savings Plan para implementar un cambio en el proveedor de servicios. La suspensión comienza el 24 de noviembre de 2025 a las 3:00 p.m. hora Central y terminará durante la semana calendario que comienza el 4 de enero de 2026.

Durante este periodo, los participantes del plan no podrán dirigir ni diversificar inversiones en sus cuentas individuales, incluso con respecto a las acciones comunes de EFSC, y no podrán obtener préstamos ni distribuciones del plan. La empresa también notificó a los directores y a los altos cargos ejecutivos que, durante la suspensión, se prohíbe a ellos comprar, adquirir, vender o transferir de cualquier otra forma las acciones comunes de EFSC adquiridas en relación con su servicio o empleo.

Una copia del aviso a los directores y a los cargos ejecutivos se presentó como Exhibit 99.1. Los accionistas pueden solicitar las fechas reales de inicio y fin durante la suspensión y durante los dos años siguientes.

Enterprise Financial Services Corp는 서비스 제공업체 변경을 구현하기 위해 EFSC Incentive Savings Plan에 대한 일시적 차단을 발표했습니다. 차단은 2025년 11월 24일 오후 3시 중부 시간에 시작되며 2026년 1월 4일 주 시작 주에 종료될 예정입니다.

이 기간 동안 계획 참가자는 개인 계좌의 투자 지시 또는 다변화를 할 수 없고 EFSC 보통주에 대한 포함된 투자를 포함하여 대출이나 분배를 받을 수 없습니다. 회사는 또한 이사회 구성원 및 임원들에게 차단 기간 동안 서비스나 고용과 관련하여 취득한 EFSC 보통주를 매입, 취득, 매매 또는 기타 방식으로 양도하는 행위가 금지된다고 통지했습니다.

이사 및 임원에 대한 통지의 사본은 Exhibit 99.1로 제출되었습니다. 주주들은 차단 기간 동안 및 이후 2년 동안 실제 시작일과 종료일을 요청할 수 있습니다.

Enterprise Financial Services Corp a annoncé une suspension temporaire de son EFSC Incentive Savings Plan afin de mettre en œuvre un changement de fournisseur de services. La suspension commence le 24 novembre 2025 à 15h00, heure centrale et se terminera au cours de la semaine calendaire commençant le 4 janvier 2026.

Pendant cette période, les participants au plan ne pourront pas diriger ni diversifier les investissements dans leurs comptes individuels, y compris en ce qui concerne les actions ordinaires EFSC, et ils ne pourront pas obtenir de prêts ou de distributions du plan. L’entreprise a également informé les administrateurs et les dirigeants que, pendant la suspension, ils sont interdits d’acheter, d’acquérir, de vendre ou de transférer autrement des actions ordinaires EFSC acquises dans le cadre de leur service ou emploi.

Une copie de l’avis adressé aux administrateurs et aux dirigeants a été déposée en tant que Exhibit 99.1. Les actionnaires peuvent demander les dates exactes de début et de fin pendant la suspension et pour les deux années qui suivent.

Enterprise Financial Services Corp hat eine vorübergehende Aussetzung für seinen EFSC Incentive Savings Plan angekündigt, um eine Änderung des Dienstleisters umzusetzen. Die Aussetzung beginnt am 24. November 2025 um 15:00 Uhr Zentralzeit und endet in der Kalenderwoche, die am 4. Januar 2026 beginnt.

Während dieses Zeitraums können Planteilnehmer keine Investitionen in ihren einzelnen Konten lenken oder diversifizieren, einschließlich EFSC Stammaktien, und sie können keine Darlehen oder Ausschüttungen aus dem Plan erhalten. Das Unternehmen hat auch Direktoren und Führungskräfte darüber informiert, dass sie während der Aussetzung verboten sind, EFSC Stammaktien, die sie im Zusammenhang mit ihrem Dienst oder ihrer Beschäftigung erworben haben, zu kaufen, zu erwerben, zu verkaufen oder anderweitig zu übertragen.

Eine Kopie der Mitteilung an Direktoren und Führungskräfte wurde als Exhibit 99.1 eingereicht. Aktionäre können die tatsächlichen Start- und Enddaten während der Aussetzung und für zwei Jahre danach anfordern.

Enterprise Financial Services Corp أعلنت عن إيقاف مؤقت لخطة EFSC Incentive Savings Plan لتنفيذ تغيير في مزود الخدمة. يبدأ الإيقاف في 24 نوفمبر 2025 الساعة 3:00 مساءً بتوقيت الوسط وسيُنهى خلال أسبوع التقويم الذي يبدأ في 4 يناير 2026.

خلال هذه الفترة، لن يتمكن المشاركون في الخطة من توجيه أو تنويع الاستثمارات في حساباتهم الفردية، بما في ذلك أسهم EFSC العادية، ولا يمكنهم الحصول على القروض أو التوزيعات من الخطة. كما أبلغت الشركة Directors والموظفين التنفيذيين بأنه خلال الإيقاف يُمنعون من شراء أو اكتساب أو بيع أو نقل أي أسهم EFSC عادية اكتسبوها في ارتباط بخدمتهم أو توظيفهم.

تم تقديم نسخة من الإخطار إلى Directors والموظفين التنفيذيين كـ Exhibit 99.1. يمكن للمساهمين طلب تواريخ البدء والانتهاء الفعلية خلال الإيقاف ولمدة عامين بعدها.

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Insights

Administrative plan blackout; standard insider trading restrictions apply.

EFSC disclosed an ERISA Section 101(i) blackout for its Incentive Savings Plan to facilitate a service provider change. During the stated window, participants cannot reallocate plan assets, obtain loans, or take distributions, which is typical during recordkeeping transitions.

Per Sarbanes‑Oxley Section 306(a) and Regulation BTR, directors and executive officers are prohibited from transactions in EFSC common stock acquired in connection with service or employment during the blackout. This limits potential conflicts while plan participants are restricted.

The filing lists the start on November 24, 2025 at 3:00 p.m. CT and an end during the week beginning January 4, 2026. Actual impact depends on participant and insider activity; subsequent company communications may provide final dates.

Enterprise Financial Services Corp ha annunciato una sospensione temporanea del proprio EFSC Incentive Savings Plan per implementare un cambiamento nel fornitore di servizi. La sospensione inizia il 24 novembre 2025 alle 15:00 ora centrale e terminerà durante la settimana solare che inizia 4 gennaio 2026.

Durante questo periodo, i partecipanti al piano non saranno in grado di dirigere o diversificare gli investimenti nei loro account individuali, inclusa l’eventuale partecipazione alle azioni ordinarie EFSC, e non potranno ottenere prestiti o distribuzioni dal piano. L’azienda ha inoltre informato i membri del consiglio e i dirigenti che, durante la sospensione, essi sono vietati dall’acquisto, dall’acquisizione, dalla vendita o dal trasferimento delle azioni ordinarie EFSC acquisite in relazione al loro servizio o impiego.

Una copia dell’avviso agli amministratori e ai dirigenti è stata depositata come Estratto 99.1. Gli azionisti possono richiedere le date effettive di inizio e fine durante la sospensione e per i due anni successivi.

Enterprise Financial Services Corp anunció una suspensión temporal para su EFSC Incentive Savings Plan para implementar un cambio en el proveedor de servicios. La suspensión comienza el 24 de noviembre de 2025 a las 3:00 p.m. hora Central y terminará durante la semana calendario que comienza el 4 de enero de 2026.

Durante este periodo, los participantes del plan no podrán dirigir ni diversificar inversiones en sus cuentas individuales, incluso con respecto a las acciones comunes de EFSC, y no podrán obtener préstamos ni distribuciones del plan. La empresa también notificó a los directores y a los altos cargos ejecutivos que, durante la suspensión, se prohíbe a ellos comprar, adquirir, vender o transferir de cualquier otra forma las acciones comunes de EFSC adquiridas en relación con su servicio o empleo.

Una copia del aviso a los directores y a los cargos ejecutivos se presentó como Exhibit 99.1. Los accionistas pueden solicitar las fechas reales de inicio y fin durante la suspensión y durante los dos años siguientes.

Enterprise Financial Services Corp는 서비스 제공업체 변경을 구현하기 위해 EFSC Incentive Savings Plan에 대한 일시적 차단을 발표했습니다. 차단은 2025년 11월 24일 오후 3시 중부 시간에 시작되며 2026년 1월 4일 주 시작 주에 종료될 예정입니다.

이 기간 동안 계획 참가자는 개인 계좌의 투자 지시 또는 다변화를 할 수 없고 EFSC 보통주에 대한 포함된 투자를 포함하여 대출이나 분배를 받을 수 없습니다. 회사는 또한 이사회 구성원 및 임원들에게 차단 기간 동안 서비스나 고용과 관련하여 취득한 EFSC 보통주를 매입, 취득, 매매 또는 기타 방식으로 양도하는 행위가 금지된다고 통지했습니다.

이사 및 임원에 대한 통지의 사본은 Exhibit 99.1로 제출되었습니다. 주주들은 차단 기간 동안 및 이후 2년 동안 실제 시작일과 종료일을 요청할 수 있습니다.

Enterprise Financial Services Corp a annoncé une suspension temporaire de son EFSC Incentive Savings Plan afin de mettre en œuvre un changement de fournisseur de services. La suspension commence le 24 novembre 2025 à 15h00, heure centrale et se terminera au cours de la semaine calendaire commençant le 4 janvier 2026.

Pendant cette période, les participants au plan ne pourront pas diriger ni diversifier les investissements dans leurs comptes individuels, y compris en ce qui concerne les actions ordinaires EFSC, et ils ne pourront pas obtenir de prêts ou de distributions du plan. L’entreprise a également informé les administrateurs et les dirigeants que, pendant la suspension, ils sont interdits d’acheter, d’acquérir, de vendre ou de transférer autrement des actions ordinaires EFSC acquises dans le cadre de leur service ou emploi.

Une copie de l’avis adressé aux administrateurs et aux dirigeants a été déposée en tant que Exhibit 99.1. Les actionnaires peuvent demander les dates exactes de début et de fin pendant la suspension et pour les deux années qui suivent.

Enterprise Financial Services Corp hat eine vorübergehende Aussetzung für seinen EFSC Incentive Savings Plan angekündigt, um eine Änderung des Dienstleisters umzusetzen. Die Aussetzung beginnt am 24. November 2025 um 15:00 Uhr Zentralzeit und endet in der Kalenderwoche, die am 4. Januar 2026 beginnt.

Während dieses Zeitraums können Planteilnehmer keine Investitionen in ihren einzelnen Konten lenken oder diversifizieren, einschließlich EFSC Stammaktien, und sie können keine Darlehen oder Ausschüttungen aus dem Plan erhalten. Das Unternehmen hat auch Direktoren und Führungskräfte darüber informiert, dass sie während der Aussetzung verboten sind, EFSC Stammaktien, die sie im Zusammenhang mit ihrem Dienst oder ihrer Beschäftigung erworben haben, zu kaufen, zu erwerben, zu verkaufen oder anderweitig zu übertragen.

Eine Kopie der Mitteilung an Direktoren und Führungskräfte wurde als Exhibit 99.1 eingereicht. Aktionäre können die tatsächlichen Start- und Enddaten während der Aussetzung und für zwei Jahre danach anfordern.

Enterprise Financial Services Corp أعلنت عن إيقاف مؤقت لخطة EFSC Incentive Savings Plan لتنفيذ تغيير في مزود الخدمة. يبدأ الإيقاف في 24 نوفمبر 2025 الساعة 3:00 مساءً بتوقيت الوسط وسيُنهى خلال أسبوع التقويم الذي يبدأ في 4 يناير 2026.

خلال هذه الفترة، لن يتمكن المشاركون في الخطة من توجيه أو تنويع الاستثمارات في حساباتهم الفردية، بما في ذلك أسهم EFSC العادية، ولا يمكنهم الحصول على القروض أو التوزيعات من الخطة. كما أبلغت الشركة Directors والموظفين التنفيذيين بأنه خلال الإيقاف يُمنعون من شراء أو اكتساب أو بيع أو نقل أي أسهم EFSC عادية اكتسبوها في ارتباط بخدمتهم أو توظيفهم.

تم تقديم نسخة من الإخطار إلى Directors والموظفين التنفيذيين كـ Exhibit 99.1. يمكن للمساهمين طلب تواريخ البدء والانتهاء الفعلية خلال الإيقاف ولمدة عامين بعدها.

Enterprise Financial Services Corp宣布对其 EFSC Incentive Savings Plan 进行临时停顿,以实施服务提供商的变更。停顿自2025年11月24日15:00(中部时间)开始,并将在2026年1月4日所在的日历周结束。

在此期间,计划参与者将无法在其个人账户中进行投资导向或分散投资,包括EFSC普通股,并且不能从计划中获得贷款或分配。公司还通知董事和高级执行官,在停顿期间,他们不得购买、取得、出售或以其他方式转让在其服务或雇佣关系中取得的EFSC普通股。

董事与高级执行官的通知副本已作为Exhibit 99.1提交。股东可在停顿期间及其后两年内请求实际的开始和结束日期。

0001025835FALSE150 N. Meramec AvenueSt. LouisMissouri6310500010258352025-10-222025-10-220001025835us-gaap:CommonStockMember2025-10-222025-10-220001025835efsc:DepositarySharesMember2025-10-222025-10-22

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) 
October 22, 2025
ENTERPRISE FINANCIAL SERVICES CORP
(Exact name of registrant as specified in its charter)
Delaware 
001-15373 
43-1706259 
(State or Other Jurisdiction
of Incorporation)
(Commission
File Number)
(IRS Employer
Identification No.)
150 N. Meramec Avenue, St. Louis, Missouri
(Address of principal executive offices)
63105
(Zip Code)

Registrant's telephone number, including area code
(314) 725-5500

Not applicable 
(Former name or former address, if changed since last report) 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, par value $0.01 per shareEFSCNasdaq Global Select Market
Depositary Shares, Each Representing a 1/40th Interest in a Share of 5.00% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series AEFSCPNasdaq Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.




Item 5.04 Temporary Suspension of Trading Under Registrant's Employee Benefit Plans.

On October 20, 2025, Enterprise Financial Services Corp (the "Company") received the notification described under Section 101(i)(2)(E) of the Employment Retirement Income Security Act of 1974 regarding a blackout period for the EFSC Incentive Savings Plan (the "Plan"). There will be a blackout period beginning on November 24, 2025 at 3:00 p.m. (Central Time) and ending during the calendar week beginning January 4, 2026 (the "Blackout Period"), during which Plan participants will be unable to direct or diversify investments in individual accounts, including with respect to shares of common stock, $0.01 par value per share of the Company ("EFSC Common Stock"), or obtain a loan or distribution from the Plan. The Blackout Period is necessary for administrative reasons to implement a change in service provider for the Plan.

On October 22, 2025, the Company sent a notice (the "Blackout Notice") to its directors and executive officers pursuant to Section 306(a) of the Sarbanes-Oxley Act of 2002 and Section 104 of Regulation BTR under the Securities and Exchange Act of 1934, as amended. The Blackout Notice informed directors and executive officers that during the Blackout Period, they will be prohibited from, directly or indirectly, purchasing, acquiring, selling or otherwise transferring EFSC Common Stock acquired in connection with their service or employment as a director or executive officer of the Company.

A copy of the notice provided to the Company’s directors and executive officers is filed hereto as Exhibit 99.1 and incorporated by reference herein. During the Blackout Period and for a period of two years after the ending date of the Blackout Period, stockholders or other interested parties may obtain, without charge, information about the actual beginning and ending dates of the Blackout Period by contacting Keith Goltschman, VP Retirement Plans, by telephone at 314-512-7245 or by mail at c/o 150 North Meramec, Clayton, MO 63105.

Item 9.01 Financial Statements and Exhibits.

(d)     Exhibits.

Exhibit NumberDescription
99.1
Notice to Directors and Executive Officers dated October 22, 2025.
104The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.





SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

ENTERPRISE FINANCIAL SERVICES CORP
Date:October 22, 2025By:/s/ Troy R. Dumlao
Troy R. Dumlao
Executive Vice President and Chief Accounting Officer




FAQ

What did EFSC (NASDAQ: EFSC) announce in its 8-K?

EFSC disclosed a temporary blackout for its Incentive Savings Plan to implement a change in service provider and filed a related notice as Exhibit 99.1.

When is EFSC's plan blackout period?

It begins on November 24, 2025 at 3:00 p.m. CT and ends during the calendar week beginning January 4, 2026.

What are participants restricted from during the blackout?

Participants cannot direct or diversify investments in their accounts, including EFSC common stock, and cannot obtain loans or distributions from the plan.

How are EFSC directors and executive officers affected?

During the blackout, they are prohibited from purchasing, acquiring, selling, or otherwise transferring EFSC common stock acquired in connection with their service or employment.

Why is EFSC implementing the blackout?

It is necessary for administrative reasons to implement a change in service provider for the Incentive Savings Plan.

How can investors confirm the actual blackout dates?

Stockholders may obtain the actual beginning and ending dates during the blackout and for two years after its end, as described in the filing.
Enterprise Finl Svcs Corp

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