STOCK TITAN

Enterprise Financial Services (EFSC) risk chief nets stock from RSUs, options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Enterprise Financial Services Corp executive Bridget Huffman reported routine equity compensation activity. On April 14, 2026, she exercised 380 Restricted Share Units, receiving the same number of shares of Common Stock at a stated price of $0.00 per share.

To cover taxes, 168 Common shares were withheld at $58.30 per share, leaving her with 7,061 Common shares held directly after these transactions. She also continues to hold several non-qualified stock options and additional RSUs that vest in future years, all subject to continued employment.

Positive

  • None.

Negative

  • None.
Insider Huffman Bridget
Role SEVP, Chief Risk Officer
Type Security Shares Price Value
Exercise Restricted Share Units 380 $0.00 --
Exercise Common Stock 380 $0.00 --
Tax Withholding Common Stock 168 $58.30 $10K
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
Holdings After Transaction: Restricted Share Units — 0 shares (Direct); Common Stock — 7,229 shares (Direct); Non Qualified Stock Option (Right to Buy) — 3,791 shares (Direct)
Footnotes (1)
  1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person. The RSUs vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on April 14, 2026. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.
RSUs exercised 380 units Converted to 380 shares of Common Stock on April 14, 2026
Tax withholding shares 168 shares at $58.30 Shares withheld to satisfy tax obligations on RSU issuance
Shares held after transaction 7,061 shares Direct Common Stock ownership following April 14, 2026 transactions
Option position at $39.50 3,791 underlying shares Non-qualified stock option expiring February 28, 2034
Option position at $57.17 3,322 underlying shares Non-qualified stock option expiring March 4, 2035
Option position at $54.46 1,668 underlying shares Non-qualified stock option expiring February 28, 2033; exercisable from first quarter 2027
Unvested RSUs 2027 grant 724 units RSUs vesting 100% in first quarter 2027, subject to continued employment
Unvested RSUs 2028 and 2029 grants 1,111 and 1,323 units RSUs vesting 100% in first quarter 2028 and 2029, subject to continued employment
Restricted Share Units financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Non Qualified Stock Option (Right to Buy) financial
"Non Qualified Stock Option (Right to Buy) ... underlying security title Common Stock."
tax withholding obligation financial
"Withholding of stock to satisfy tax withholding obligation on issuance of common stock."
2018 Stock Incentive Plan financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
vest 100% financial
"The RSU's vest 100% in the first quarter of 2027, subject to continued employment"
continued employment financial
"subject to continued employment by the reporting person."
Continued employment means that an individual remains in their current job without interruption. For investors, it signals stability and ongoing work that can affect company performance and future prospects. Like a steady heartbeat for a business, sustained employment helps ensure consistent operations and financial health.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Huffman Bridget

(Last)(First)(Middle)
150 N. MERAMEC

(Street)
CLAYTON MISSOURI 63105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SEVP, Chief Risk Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/14/2026M380A$07,229D
Common Stock04/14/2026F168(1)D$58.37,061D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Non Qualified Stock Option (Right to Buy)$39.5 (2)02/28/2034Common Stock3,7913,791D
Non Qualified Stock Option (Right to Buy)$57.17 (3)03/04/2035Common Stock3,3223,322D
Non Qualified Stock Option (Right to Buy)$43.8102/06/202402/25/2031Common Stock816816D
Non Qualified Stock Option (Right to Buy)$48.3402/03/202502/24/2032Common Stock737737D
Non Qualified Stock Option (Right to Buy)$54.4602/10/202602/28/2033Common Stock1,6681,668D
Restricted Share Units(4) (5) (5)Common Stock724724D
Restricted Share Units(4) (6) (6)Common Stock1,1111,111D
Restricted Share Units(4) (7) (7)Common Stock1,3231,323D
Restricted Share Units(4)04/14/2026M380 (8) (8)Common Stock380$00D
Explanation of Responses:
1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock.
2. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.
3. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.
4. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.
5. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.
6. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.
7. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person.
8. The RSUs vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on April 14, 2026. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.
/s/ Bridget Huffman04/16/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did EFSC executive Bridget Huffman report?

Bridget Huffman reported exercising 380 Restricted Share Units into Common Stock and a related tax withholding of 168 Common shares at $58.30 each. These moves reflect routine equity compensation activity rather than open-market buying or selling of Enterprise Financial Services Corp shares.

How many EFSC shares does Bridget Huffman hold after this Form 4?

After the reported transactions, Bridget Huffman directly holds 7,061 shares of Enterprise Financial Services Corp Common Stock. This figure comes after 168 shares were withheld to satisfy tax obligations tied to the vesting and settlement of 380 Restricted Share Units into Common Stock.

Were any EFSC shares sold on the open market in this Form 4?

No open-market sales were reported. The only disposition was 168 Common shares withheld at $58.30 per share to satisfy tax obligations on the RSU conversion. This tax-withholding disposition is coded as an F transaction and does not represent a discretionary market sale.

What derivative positions does Bridget Huffman still hold in EFSC stock?

Huffman continues to hold non-qualified stock options covering 3,791 shares at $39.50, 3,322 at $57.17, 816 at $43.81, 737 at $48.34, and 1,668 at $54.46, plus RSUs over 724, 1,111, and 1,323 shares. These awards vest or remain exercisable over future years.

How were the Restricted Share Units structured in this EFSC filing?

Each Restricted Share Unit represents the right to receive one share of EFSC Common Stock under the 2018 Stock Incentive Plan. Certain RSUs vest 100% in the first quarter of 2027, 2028, and 2029, while another grant vests 33% annually with final vesting on April 14, 2026.