STOCK TITAN

Enterprise Financial Services Corp (EFSC) officer nets shares after RSU vesting

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Enterprise Financial Services Corp Chief Credit Officer Kevin L. Handley exercised 380 Restricted Share Units into an equal number of common shares on April 14, 2026. Of these, 160 shares were withheld at $58.30 per share to cover tax obligations, leaving 6,400 common shares held directly afterward. He continues to hold multiple non-qualified stock option grants and additional RSU awards scheduled to vest in future years under the company’s 2018 Stock Incentive Plan.

Positive

  • None.

Negative

  • None.
Insider Handley Kevin L
Role Chief Credit Officer
Type Security Shares Price Value
Exercise Restricted Share Units 380 $0.00 --
Exercise Common Stock 380 $0.00 --
Tax Withholding Common Stock 160 $58.30 $9K
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
Holdings After Transaction: Restricted Share Units — 0 shares (Direct); Common Stock — 6,560 shares (Direct); Non Qualified Stock Option (Right to Buy) — 1,612 shares (Direct)
Footnotes (1)
  1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person. The RSU's vest 100% April 14, 2026, subject to continued employment by the reporting person.
RSUs exercised 380 shares Restricted Share Units converted to common stock on April 14, 2026
Shares withheld for taxes 160 shares at $58.30 Tax-withholding disposition of common stock on April 14, 2026
Common shares held after 6,400 shares Direct EFSC common stock ownership following transactions
Option exercise price $43.81 per share Non-qualified stock option expiring February 25, 2031, on 1,612 underlying shares
Option exercise price $48.34 per share Non-qualified stock option expiring February 24, 2032, on 1,230 underlying shares
Option exercise price $39.50 per share Non-qualified stock option expiring February 28, 2034, on 2,576 underlying shares
Unvested RSUs block 1,140 units Restricted Share Units representing 1,140 common shares, vesting 100% in first quarter 2029
Restricted Share Units financial
"Restricted Share Units represent the right to receive one share of Common Stock."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Non Qualified Stock Option (Right to Buy) financial
"Non Qualified Stock Option (Right to Buy) grants allow purchase of Common Stock at a set price."
tax withholding financial
"Withholding of stock to satisfy tax withholding obligation on issuance of common stock."
Tax withholding is the practice of taking a portion of a payment—such as wages, dividends, or sale proceeds—before it reaches the recipient and sending that portion to the tax authority as an advance on the recipient’s eventual tax bill. For investors it matters because withholding reduces immediate cash received and affects after‑tax returns, estimated tax payments, and whether you may owe more or receive a refund when taxes are finally calculated, like having a small automatic savings set aside for your tax bill.
2018 Stock Incentive Plan financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
vest 100% financial
"The RSU's vest 100% in the first quarter of 2028, subject to continued employment."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Handley Kevin L

(Last)(First)(Middle)
150 N MERAMEC

(Street)
ST LOUIS MISSOURI 63105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Credit Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/14/2026M380A$06,560D
Common Stock04/14/2026F160(1)D$58.36,400D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Non Qualified Stock Option (Right to Buy)$43.8102/06/202402/25/2031Common Stock1,6121,612D
Non Qualified Stock Option (Right to Buy)$48.3402/03/202502/24/2032Common Stock1,2301,230D
Non Qualified Stock Option (Right to Buy)$54.4602/10/202602/28/2033Common Stock1,6841,684D
Non Qualified Stock Option (Right to Buy)$39.5 (2)02/28/2034Common Stock2,5762,576D
Non Qualified Stock Option (Right to Buy)$57.17 (3)03/04/2035Common Stock1,7911,791D
Restricted Share Units(4) (5) (5)Common Stock492492D
Restricted Share Units(4) (6) (6)Common Stock599599D
Restricted Share Units(4) (7) (7)Common Stock1,1401,140D
Restricted Share Units(4)04/14/2026M380 (8) (8)Common Stock380$00D
Explanation of Responses:
1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock.
2. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.
3. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.
4. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.
5. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.
6. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.
7. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person.
8. The RSU's vest 100% April 14, 2026, subject to continued employment by the reporting person.
/s/ Kevin L Handley04/16/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did EFSC’s Chief Credit Officer Kevin L. Handley report on this Form 4?

Kevin L. Handley reported exercising 380 Restricted Share Units into common stock and a related tax-withholding share disposition. These transactions reflect routine equity compensation activity rather than open-market buying or selling of Enterprise Financial Services Corp (EFSC) stock.

How many EFSC shares does Kevin L. Handley hold directly after these transactions?

After the reported transactions, Kevin L. Handley directly holds 6,400 shares of EFSC common stock. This figure reflects RSU conversion into shares and the withholding of some shares to satisfy tax obligations associated with the equity award.

How many EFSC shares were withheld for taxes and at what price?

A total of 160 common shares of Enterprise Financial Services Corp were withheld to satisfy tax obligations, at a price of $58.30 per share. This is a non-market, tax-withholding disposition rather than an open-market sale of shares.

What derivative awards does Kevin L. Handley still hold in EFSC after this filing?

Kevin L. Handley continues to hold several non-qualified stock options and Restricted Share Units. Remaining options cover thousands of EFSC shares at exercise prices between $39.50 and $57.17, alongside unvested RSUs that each convert into one share of common stock.

Do the reported EFSC transactions indicate open-market buying or selling by Kevin L. Handley?

The filing shows derivative exercise and tax-withholding events, not open-market trades. RSUs converted into common shares and some shares were withheld for taxes, so the activity reflects routine compensation mechanics rather than discretionary buying or selling in the open market.