STOCK TITAN

Enterprise Financial Services (EFSC) officer exercises RSUs, covers tax in shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Enterprise Financial Services Corp EVP and Chief Accounting Officer Troy Dumlao exercised 380 Restricted Share Units into the same number of shares of common stock. To cover taxes, 168 shares of common stock were withheld at $58.30 per share, leaving him with 8,473 directly owned common shares. He also continues to hold several non-qualified stock option grants with exercise prices between the low $40s and high $50s per share and multiple unvested RSU awards scheduled to vest between the first quarters of 2027 and 2029, along with 400 Depositary Shares representing interests in 5.00% Series A preferred stock.

Positive

  • None.

Negative

  • None.
Insider DUMLAO TROY
Role EVP, Chief Accounting Officer
Type Security Shares Price Value
Exercise Restricted Share Units 380 $0.00 --
Exercise Common Stock 380 $0.00 --
Tax Withholding Common Stock 168 $58.30 $10K
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Non Qualified Stock Option (Right to Buy) -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
holding Restricted Share Units -- -- --
holding Depository Shares -- -- --
Holdings After Transaction: Restricted Share Units — 0 shares (Direct); Common Stock — 8,641 shares (Direct); Non Qualified Stock Option (Right to Buy) — 1,058 shares (Direct); Depository Shares — 400 shares (Direct)
Footnotes (1)
  1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock. Each Depositary Share represents a 1/40th interest in a share of the Issuer's 5.00% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. Depositary Shares were purchased in an underwritten public offering. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person. The RSUs vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on April 14, 2026. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.
RSUs exercised 380 units Restricted Share Units converted into 380 common shares on 2026-04-14
Shares withheld for taxes 168 shares at $58.30 Common stock withheld to satisfy tax obligation on 2026-04-14
Common shares after transaction 8,473 shares Directly owned Enterprise Financial Services Corp common stock after 2026-04-14
Option exercise price $43.81 per share Non-qualified stock option expiring 2031-02-25 with 1,058 underlying shares
Option exercise price $39.50 per share Non-qualified stock option expiring 2034-02-28 with 2,722 underlying shares
Option exercise price $57.17 per share Non-qualified stock option expiring 2035-03-04 with 1,919 underlying shares
Unvested RSUs 520 units Restricted Share Units with exercise price $0.00 and no expiration date
Depositary Shares held 400 shares Each represents 1/40th interest in 5.00% Series A preferred stock
Restricted Share Units financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Non Qualified Stock Option (Right to Buy) financial
"Non Qualified Stock Option (Right to Buy) with specific exercise prices and expirations."
Depositary Shares financial
"Each Depositary Share represents a 1/40th interest in a share of the Issuer's 5.00% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock."
Depositary shares are tradable certificates that represent a fractional piece of a larger security held by a third-party bank, like owning a slice of a single big pie instead of the whole pie. They let companies issue and investors buy smaller, more affordable portions of preferred stock or other instruments; holders usually receive proportional dividends and market pricing similar to ordinary shares, but may have limited voting rights and different liquidity or tax implications, which can affect income and resale value.
5.00% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock financial
"Represents the underlying security for the Depositary Shares purchased in an underwritten public offering."
2018 Stock Incentive Plan financial
"The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan."
tax withholding obligation financial
"Withholding of stock to satisfy tax withholding obligation on issuance of common stock."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DUMLAO TROY

(Last)(First)(Middle)
150 N. MERAMEC

(Street)
ST LOUIS MISSOURI 63105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Chief Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/14/2026M380A$08,641D
Common Stock04/14/2026F168(1)D$58.38,473D
Depository Shares(2)400D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Non Qualified Stock Option (Right to Buy)$43.8102/06/202402/25/2031Common Stock1,0581,058D
Non Qualified Stock Option (Right to Buy)$48.3402/03/202502/24/2032Common Stock1,2661,266D
Non Qualified Stock Option (Right to Buy)$54.4602/10/202602/28/2033Common Stock1,7691,769D
Non Qualified Stock Option (Right to Buy)$39.5 (3)02/28/2034Common Stock2,7222,722D
Non Qualified Stock Option (Right to Buy)$57.17 (4)03/04/2035Common Stock1,9191,919D
Restricted Share Units(5) (6) (6)Common Stock520520D
Restricted Share Units(5) (7) (7)Common Stock642642D
Restricted Share Units(5) (8) (8)Common Stock836836D
Restricted Share Units(5)04/14/2026M380 (9) (9)Common Stock380$00D
Explanation of Responses:
1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock.
2. Each Depositary Share represents a 1/40th interest in a share of the Issuer's 5.00% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. Depositary Shares were purchased in an underwritten public offering.
3. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.
4. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.
5. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.
6. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.
7. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.
8. The RSU's vest 100% in the first quarter of 2029, subject to continued employment by the reporting person.
9. The RSUs vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on April 14, 2026. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.
/s/ Troy Dumlao04/16/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did EFSC executive Troy Dumlao report on this Form 4?

Troy Dumlao reported exercising 380 Restricted Share Units into 380 shares of Enterprise Financial Services Corp common stock. The filing also shows a related share withholding for taxes and updated holdings in options, RSUs, and preferred stock depositary shares.

How many EFSC common shares did Troy Dumlao acquire and how many were withheld for taxes?

He acquired 380 shares of common stock from vested Restricted Share Units. Of these, 168 shares were withheld at $58.30 per share to satisfy tax obligations, resulting in a net increase that brought his directly owned common shares to 8,473 after the transactions.

How many EFSC common shares does Troy Dumlao hold directly after this Form 4 transaction?

After these transactions, Troy Dumlao directly owns 8,473 shares of Enterprise Financial Services Corp common stock. This figure reflects the RSU conversion into shares and the share withholding for taxes recorded in the filing on the same transaction date.

What unvested Restricted Share Units does Troy Dumlao have under EFSC’s equity plan?

He holds multiple RSU awards granted under the company’s 2018 Stock Incentive Plan. Footnotes state certain RSUs vest 100% in the first quarters of 2027, 2028, and 2029, while another grant vests 33% annually, with final vesting occurring on April 14, 2026, subject to continued employment.

What are the Depositary Shares reported in Troy Dumlao’s EFSC holdings?

The filing lists 400 Depositary Shares held directly. Each Depositary Share represents a 1/40th interest in a share of Enterprise Financial Services Corp’s 5.00% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, originally purchased in an underwritten public offering according to the footnote.