[Form 4] Enterprise Financial Services Corporation Insider Trading Activity

Rhea-AI Filing Summary

Lina A. Young, a director of Enterprise Financial Services Corp (EFSC), acquired 1,032 shares of EFSC common stock on 08/22/2025 under the company's Non-Management Director Stock Plan. The reported purchase price is shown as $0, reflecting awards issued under the director plan rather than an open-market cash purchase. After the transaction Ms. Young beneficially owns 4,532 shares. The Form 4 was signed on 08/26/2025 and filed to disclose this change in beneficial ownership.

Positive

• Director alignment: Director Lina A. Young received 1,032 shares under the Non-Management Director Stock Plan, increasing her stake to 4,532 shares.
• Timely disclosure: The Form 4 was signed and filed promptly, fulfilling Section 16 reporting obligations.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine director equity award issued under a compensation plan; standard disclosure with no immediate governance concern.

The filing documents a non-management director award of 1,032 common shares awarded under the Non-Management Director Stock Plan and reported at $0, consistent with grant accounting for director compensation rather than a cash purchase.

This is a common governance practice to align directors with shareholder interests. The incremental ownership (4,532 shares total) is small relative to public-company holdings and does not indicate a material control shift.

Securities Analyst

TL;DR: Non-material insider issuance; disclosure meets Section 16 reporting requirements.

The transaction code and explanatory note confirm shares were issued under the company's director stock plan. The $0 price notation reflects issuance rather than market purchase. The immediate investor impact is minimal: the change increases insider alignment modestly but is not material to EFSC's outstanding share count based on information provided.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Young Lina A

(Last) (First) (Middle)

150 N. MERAMEC

(Street)

CLAYTON MO 63105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/22/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/22/2025		A		1,032	A	$0(1)	4,532	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares issued under the Non-Management Director Stock Plan.

	/s/ Lina A Young	08/26/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did EFSC director Lina A. Young report on Form 4?

She reported receipt of 1,032 shares of EFSC common stock on 08/22/2025 under the Non-Management Director Stock Plan; total beneficial ownership after the award is 4,532 shares.

Why is the price listed as $0 on the Form 4 for EFSC (symbol EFSC)?

The $0 price indicates the shares were issued under the company's director compensation plan rather than purchased in the open market.

When was the Form 4 signed for the EFSC transaction?

The Form 4 bears the reporting person's signature dated 08/26/2025.

Does this Form 4 indicate a sale or transfer of EFSC shares by Lina A. Young?

No. The Form 4 reports an acquisition (A) of 1,032 shares, not a disposition.

Is this Form 4 transaction likely material to EFSC investors?

Based on the filing, the award is routine director compensation and the filing does not indicate a material change to ownership or control.